As of 9 Nov 2026: CREDITACC ₹1,101.50 (m-cap ₹17,734 Cr) vs SPANDANA ₹188.65 (m-cap ₹1,673 Cr). Compare ROE, ROCE, growth, debt, dividends and 1-year returns.
As of · NSE prices; ratios from company filings
| Metric | CREDITACC | SPANDANA |
|---|---|---|
| Share price | ₹1,101.50 | ₹188.65 |
| Day change | −0.51% | +2.16% |
| Market cap | ₹17,734 Cr | ₹1,673 Cr |
| P/EPrice ÷ trailing 12-month earnings per share; blank for a loss. | — | — |
| P/BPrice ÷ book value per share. | 2.0 | 0.8 |
| ROEReturn on equity. | 10.9% | -29.0% |
| ROCEReturn on capital employed. | — | — |
| Sales growth (3Y CAGR) | 20.2% | -9.9% |
| Profit growth (3Y CAGR) | -2.0% | — |
| Debt to equity | — | — |
| Dividend yield | 0.00% | 0.00% |
| 1-year price return | −18.2% | −21.7% |
| Promoter holding | 63.8% | 48.2% |
| Industry | Microfinance Institutions | Microfinance Institutions |
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Each line states which company has the higher or lower figure; none of them is a recommendation.
CreditAccess Grameen Ltd is larger, with a market cap of ₹17,734 Cr against ₹1,673 Cr for Spandana Sphoorty Financial Ltd as of 9 Nov 2026 — about 10.6 times the size.
Neither CreditAccess Grameen Ltd nor Spandana Sphoorty Financial Ltd has a meaningful P/E right now (a loss over the last twelve months, or no reported earnings), so the two cannot be compared on P/E.
Jivani Markets does not give buy, sell or hold recommendations and is not a SEBI-registered investment adviser or research analyst. The table on this page lays out the facts side by side — price, valuation, returns on capital, growth, debt, dividends and promoter holding — so you can weigh them against your own goals, or with a SEBI-registered adviser.
Prices refresh every few minutes during market hours (delayed by up to 15 minutes) and ratios update when the companies report results. Each number is the same one shown on the two stock pages.