Vested vs Appreciate vs GoldenPi

Up to 3 tools side by side: what each costs, where it runs and what it does. Prices are the makers’ and change; each tool page says when we last checked.

Fact	VE Vested Vested Finance, Inc. (brokerage via VF Securities, Inc.)	AP Appreciate Appreciate Broking IFSC Private Limited	GP GoldenPi Goldenpi Securities Private Limited
Category	Invest beyond stocks	Invest beyond stocks	Invest beyond stocks
Made for	long-term investors beginners	long-term investors beginners	fixed-income seekers
Pricing	Free plan · paid from ₹419/month	Free to use	Free to join · the platform earns on each product
Cheapest paid plan	₹419/month · Premium	₹8 a trade · US stock order (technology fee)	—
Free plan	Yes	Yes	Yes
Works on	Web Android iPhone	Web Android iPhone	Web Android iPhone
Markets	US stocks ETFs Bonds	US stocks ETFs	Bonds Fixed deposits
FeaturesPortfolio tracker	Yes	Yes	Yes
Fundamentals	Yes	–No	–No
Mobile app	Yes	Yes	Yes
Learning	Yes	Yes	Yes
Level	Beginner	Beginner	Intermediate
Languages	English	English	English
Registration	—	IFSCA Broker-Dealer · IFSCBD2022230004	SEBI Online Bond Platform Provider · INZ000310732
Strengths	Fractional US shares and ETFs Free Basic plan; Premium at $4.99/month Brokerage 0.25% (Basic) or 0.15% (Premium), max $35 per trade Pricing page lists fees in plain HTML	Start from ₹1 in fractional shares No remittance, withdrawal or subscription fee listed Fee table visible in plain HTML on the home page	SEBI-registered OBPP (NSE 90331, BSE 6809) Wide secondary-market bond list No investor fee; paid by issuers per company statements
Watch-outs	Remittances count toward the LRS limit and TCS rules US brokerage is regulated in the US, not by SEBI Fees are quoted in USD	Regulated by IFSCA (GIFT City), not SEBI Goal portfolios carry a 0.75% AUM fee Remittances count toward LRS limits	Issuer credit and liquidity risk Referral payout mode (cash or credit) not stated on the public page
Visit	Start free on Vested Referral link · we may earn a commission	Start free on Appreciate Referral link · we may earn a commission	Start free on GoldenPi Referral link · we may earn a commission

Tools are sold by their makers, not by us · links are referral links and we may earn a commission. It does not change the price. A listing is not a recommendation or investment advice. Check the maker's terms and charges before you sign up. We may earn a referral fee if you sign up through our link. It never changes what you pay. Nothing here is investment advice; check the maker's terms before you sign up.