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Two Short duration funds side by side: returns, costs, size, risk and how much their portfolios overlap.
Bandhan Short Term Fund vs HDFC Floating Interest Rates Fund, as of 9 Nov 2026: Bandhan Short Term Fund NAV ₹66.24, 3Y CAGR 7.6%, expense ratio 0.39%; HDFC Floating Interest Rates Fund NAV ₹55.22, 3Y CAGR 7.5%, expense ratio 0.27%; about 10% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| Bandhan Short Term Fund Direct Growth | HDFC Floating Interest Rates Fund Direct Growth | |
|---|---|---|
| Category | Short duration | Short duration |
| Fund house | Bandhan Mutual Fund | HDFC Mutual Fund |
| Plan | Direct Plan · Growth | Direct Plan · Growth Option |
| NAV | ₹66.24 (9 Nov 2026) | ₹55.22 (9 Nov 2026) |
| 1Y return | 5.7% | 5.5% |
| 3Y CAGR | 7.6% | 7.5% |
| 5Y CAGR | 6.5% | 6.9% |
| Since launch (CAGR) | 7.7% | 7.7% |
| Expense ratio | 0.39% | 0.27% |
| AUM | ₹8,670 cr | ₹15,564 cr |
| Risk-o-meter | Moderate | Moderate |
| Benchmark | NIFTY Short Duration Debt Index A-II | CRISIL Short Duration Debt A-II Index |
| Exit load | — | Nil |
| Minimum SIP | ₹100 | ₹100 |
| Holdings | 80 | 141 |
| Top 10 holdings weight | 33.1% | 31.1% |
| Portfolio overlap | About 10% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →HDFC Floating Interest Rates Fund has the higher 5-year CAGR (as of 9 Nov 2026): Bandhan Short Term Fund 6.5% a year vs HDFC Floating Interest Rates Fund 6.9% a year. Past performance is not indicative of future results.
HDFC Floating Interest Rates Fund costs less: Bandhan Short Term Fund charges 0.39% a year and HDFC Floating Interest Rates Fund 0.27% a year.
HDFC Floating Interest Rates Fund is larger: Bandhan Short Term Fund manages ₹8,670 cr and HDFC Floating Interest Rates Fund ₹15,564 cr (as of 9 Nov 2026).
About 10% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Both are rated "Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer