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Two Short duration funds side by side: returns, costs, size, risk and how much their portfolios overlap.
HDFC Short Term Fund vs ICICI Prudential Short Term Fund, as of 9 Nov 2026: HDFC Short Term Fund NAV ₹35.57, 3Y CAGR 7.4%, expense ratio 0.39%; ICICI Prudential Short Term Fund NAV ₹71.14, 3Y CAGR 7.6%, expense ratio 0.45%; about 21% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| HDFC Short Term Fund Direct Growth | ICICI Prudential Short Term Fund Direct Growth | |
|---|---|---|
| Category | Short duration | Short duration |
| Fund house | HDFC Mutual Fund | ICICI Prudential Mutual Fund |
| Plan | Direct Plan · Growth Option | Direct Plan · Growth |
| NAV | ₹35.57 (9 Nov 2026) | ₹71.14 (9 Nov 2026) |
| 1Y return | 4.8% | 5.5% |
| 3Y CAGR | 7.4% | 7.6% |
| 5Y CAGR | 6.6% | 7.1% |
| Since launch (CAGR) | 7.9% | 8.3% |
| Expense ratio | 0.39% | 0.45% |
| AUM | ₹14,013 cr | ₹18,529 cr |
| Risk-o-meter | Moderate | Moderate |
| Benchmark | CRISIL Short Duration Debt A-II Index | NIFTY Short Duration Debt Index A-II |
| Exit load | • In respect of each purchase/switch-in of units, an Exit load of 0. 25% is payable if units are redeemed/ switched out within 1 month from the date of allotment. • No Exit Load is payable if units are redeemed/ switched-out after 1 month from the date of allotment. | — |
| Minimum SIP | ₹100 | — |
| Holdings | 137 | 155 |
| Top 10 holdings weight | 22.6% | 27.0% |
| Portfolio overlap | About 21% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →ICICI Prudential Short Term Fund has the higher 5-year CAGR (as of 9 Nov 2026): HDFC Short Term Fund 6.6% a year vs ICICI Prudential Short Term Fund 7.1% a year. Past performance is not indicative of future results.
HDFC Short Term Fund costs less: HDFC Short Term Fund charges 0.39% a year and ICICI Prudential Short Term Fund 0.45% a year.
ICICI Prudential Short Term Fund is larger: HDFC Short Term Fund manages ₹14,013 cr and ICICI Prudential Short Term Fund ₹18,529 cr (as of 9 Nov 2026).
About 21% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Both are rated "Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer