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Two Medium duration funds side by side: returns, costs, size, risk and how much their portfolios overlap.
HDFC Medium Term Fund vs SBI Medium Term Fund, as of 9 Nov 2026: HDFC Medium Term Fund NAV ₹66.38, 3Y CAGR 7.8%, expense ratio 0.70%; SBI Medium Term Fund NAV ₹59.91, 3Y CAGR 7.6%, expense ratio 0.72%; about 2% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| HDFC Medium Term Fund Direct Growth | SBI Medium Term Fund Direct Growth | |
|---|---|---|
| Category | Medium duration | Medium duration |
| Fund house | HDFC Mutual Fund | SBI Mutual Fund |
| Plan | Direct Plan · Growth Option | Direct Plan · Growth |
| NAV | ₹66.38 (9 Nov 2026) | ₹59.91 (9 Nov 2026) |
| 1Y return | 5.9% | 5.7% |
| 3Y CAGR | 7.8% | 7.6% |
| 5Y CAGR | 6.8% | 6.8% |
| Since launch (CAGR) | 8.1% | 8.7% |
| Expense ratio | 0.70% | 0.72% |
| AUM | ₹3,522 cr | ₹6,359 cr |
| Risk-o-meter | Moderately High | Moderately High |
| Benchmark | NIFTY Medium Duration Debt Index A-III | NIFTY Medium Duration Debt Index A-III |
| Minimum SIP | ₹100 | ₹500 |
| Holdings | 65 | 66 |
| Top 10 holdings weight | 32.7% | 38.4% |
| Portfolio overlap | About 2% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →HDFC Medium Term Fund has the higher 5-year CAGR (as of 9 Nov 2026): HDFC Medium Term Fund 6.8% a year vs SBI Medium Term Fund 6.8% a year. Past performance is not indicative of future results.
HDFC Medium Term Fund costs less: HDFC Medium Term Fund charges 0.70% a year and SBI Medium Term Fund 0.72% a year.
SBI Medium Term Fund is larger: HDFC Medium Term Fund manages ₹3,522 cr and SBI Medium Term Fund ₹6,359 cr (as of 9 Nov 2026).
About 2% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Both are rated "Moderately High" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer