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Two Gilt funds side by side: returns, costs, size, risk and how much their portfolios overlap.
HDFC Gilt Fund vs ICICI Prudential Gilt Fund, as of 9 Nov 2026: HDFC Gilt Fund NAV ₹60.32, 3Y CAGR 6.2%, expense ratio 0.46%; ICICI Prudential Gilt Fund NAV ₹116.53, 3Y CAGR 6.7%, expense ratio 0.58%; about 25% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| HDFC Gilt Fund Direct Growth | ICICI Prudential Gilt Fund Direct Growth | |
|---|---|---|
| Category | Gilt | Gilt |
| Fund house | HDFC Mutual Fund | ICICI Prudential Mutual Fund |
| Plan | Direct Plan · Growth Option | Direct Plan · Growth |
| NAV | ₹60.32 (9 Nov 2026) | ₹116.53 (9 Nov 2026) |
| 1Y return | 2.7% | 3.6% |
| 3Y CAGR | 6.2% | 6.7% |
| 5Y CAGR | 5.3% | 6.3% |
| Since launch (CAGR) | 7.2% | 8.2% |
| Expense ratio | 0.46% | 0.58% |
| AUM | ₹1,791 cr | ₹9,161 cr |
| Risk-o-meter | Moderate | Moderate |
| Benchmark | Nifty All Duration G-Sec Index | Nifty All Duration G-Sec Index |
| Minimum SIP | ₹100 | — |
| Holdings | 29 | 51 |
| Top 10 holdings weight | 82.8% | 67.3% |
| Portfolio overlap | About 25% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →ICICI Prudential Gilt Fund has the higher 5-year CAGR (as of 9 Nov 2026): HDFC Gilt Fund 5.3% a year vs ICICI Prudential Gilt Fund 6.3% a year. Past performance is not indicative of future results.
HDFC Gilt Fund costs less: HDFC Gilt Fund charges 0.46% a year and ICICI Prudential Gilt Fund 0.58% a year.
ICICI Prudential Gilt Fund is larger: HDFC Gilt Fund manages ₹1,791 cr and ICICI Prudential Gilt Fund ₹9,161 cr (as of 9 Nov 2026).
About 25% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Both are rated "Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer