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Two Ultra short duration funds side by side: returns, costs, size, risk and how much their portfolios overlap.
Aditya Birla Sun Life Ultra Short Term Fund vs HDFC Ultra Short Term Fund, as of 9 Nov 2026: Aditya Birla Sun Life Ultra Short Term Fund NAV ₹609.18, 3Y CAGR 7.4%, expense ratio 0.32%; HDFC Ultra Short Term Fund NAV ₹16.84, 3Y CAGR 7.2%, expense ratio 0.39%; about 8% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| Aditya Birla Sun Life Ultra Short Term Fund Direct Growth | HDFC Ultra Short Term Fund Direct Growth | |
|---|---|---|
| Category | Ultra short duration | Ultra short duration |
| Fund house | Aditya Birla Sun Life Mutual Fund | HDFC Mutual Fund |
| Plan | Direct Plan · GROWTH | Direct Plan · Growth Option |
| NAV | ₹609.18 (9 Nov 2026) | ₹16.84 (9 Nov 2026) |
| 1Y return | 6.5% | 6.2% |
| 3Y CAGR | 7.4% | 7.2% |
| 5Y CAGR | 6.8% | 6.6% |
| Since launch (CAGR) | 7.7% | 6.6% |
| Expense ratio | 0.32% | 0.39% |
| AUM | ₹15,493 cr | ₹14,870 cr |
| Risk-o-meter | Moderate | Low to Moderate |
| Benchmark | NIFTY Ultra Short Duration Debt Index A-I | CRISIL Ultra Short Duration Debt A-I Index |
| Exit load | 0. 10% before 3 months | Nil: there is no exit load. |
| Minimum SIP | ₹1,000 | ₹100 |
| Holdings | 126 | 119 |
| Top 10 holdings weight | 30.7% | 32.0% |
| Portfolio overlap | About 8% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →Aditya Birla Sun Life Ultra Short Term Fund has the higher 5-year CAGR (as of 9 Nov 2026): Aditya Birla Sun Life Ultra Short Term Fund 6.8% a year vs HDFC Ultra Short Term Fund 6.6% a year. Past performance is not indicative of future results.
Aditya Birla Sun Life Ultra Short Term Fund costs less: Aditya Birla Sun Life Ultra Short Term Fund charges 0.32% a year and HDFC Ultra Short Term Fund 0.39% a year.
Aditya Birla Sun Life Ultra Short Term Fund is larger: Aditya Birla Sun Life Ultra Short Term Fund manages ₹15,493 cr and HDFC Ultra Short Term Fund ₹14,870 cr (as of 9 Nov 2026).
About 8% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Aditya Birla Sun Life Ultra Short Term Fund is rated "Moderate" and HDFC Ultra Short Term Fund "Low to Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer