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Two Medium duration funds side by side: returns, costs, size, risk and how much their portfolios overlap.
Aditya Birla Sun Life Medium Term Fund vs Kotak Medium Term Fund, as of 9 Nov 2026: Aditya Birla Sun Life Medium Term Fund NAV ₹48.33, 3Y CAGR 10.5%, expense ratio 0.83%; Kotak Medium Term Fund NAV ₹27.69, 3Y CAGR 8.7%, expense ratio 0.67%; about 8% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| Aditya Birla Sun Life Medium Term Fund Direct Growth | Kotak Medium Term Fund Direct Growth | |
|---|---|---|
| Category | Medium duration | Medium duration |
| Fund house | Aditya Birla Sun Life Mutual Fund | Kotak Mahindra Mutual Fund |
| Plan | Direct Plan · GROWTH | Direct Plan · Growth |
| NAV | ₹48.33 (9 Nov 2026) | ₹27.69 (9 Nov 2026) |
| 1Y return | 8.2% | 5.8% |
| 3Y CAGR | 10.5% | 8.7% |
| 5Y CAGR | 12.7% | 7.3% |
| Since launch (CAGR) | 9.7% | 8.4% |
| Expense ratio | 0.83% | 0.67% |
| AUM | ₹3,369 cr | ₹1,870 cr |
| Risk-o-meter | Moderately High | Moderately High |
| Benchmark | CRISIL Medium Duration Debt A-III Index | CRISIL Medium Duration Debt A-III Index |
| Exit load | For Units redeemed/ switched out within 90 days from the date of allotment - an exit load of 0. 50% of applicable NAV. For Units redeemed/ switched out after 90 days from the date of allotment – Nil | For exit on or before 18 months from date of allotment ofunits: 2%? For exit after 18 months from the date of allotment of units,but before 24 months from the date of allotment of units:1. 5%? For exit after 24 months from the date of allotment of units:NilAny exit load charged (net off Service Tax, if any) shall… |
| Minimum SIP | ₹1,000 | ₹100 |
| Holdings | 67 | 63 |
| Top 10 holdings weight | 44.6% | 42.4% |
| Portfolio overlap | About 8% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →Aditya Birla Sun Life Medium Term Fund has the higher 5-year CAGR (as of 9 Nov 2026): Aditya Birla Sun Life Medium Term Fund 12.7% a year vs Kotak Medium Term Fund 7.3% a year. Past performance is not indicative of future results.
Kotak Medium Term Fund costs less: Aditya Birla Sun Life Medium Term Fund charges 0.83% a year and Kotak Medium Term Fund 0.67% a year.
Aditya Birla Sun Life Medium Term Fund is larger: Aditya Birla Sun Life Medium Term Fund manages ₹3,369 cr and Kotak Medium Term Fund ₹1,870 cr (as of 9 Nov 2026).
About 8% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Both are rated "Moderately High" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer