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Two Banking & PSU funds side by side: returns, costs, size, risk and how much their portfolios overlap.
Aditya Birla Sun Life Banking & PSU Debt Fund vs ICICI Prudential Banking and PSU Debt Fund, as of 9 Nov 2026: Aditya Birla Sun Life Banking & PSU Debt Fund NAV ₹405.66, 3Y CAGR 6.9%, expense ratio 0.41%; ICICI Prudential Banking and PSU Debt Fund NAV ₹36.67, 3Y CAGR 7.1%, expense ratio 0.40%; about 14% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| Aditya Birla Sun Life Banking & PSU Debt Fund Direct Growth | ICICI Prudential Banking and PSU Debt Fund Direct Growth | |
|---|---|---|
| Category | Banking & PSU | Banking & PSU |
| Fund house | Aditya Birla Sun Life Mutual Fund | ICICI Prudential Mutual Fund |
| Plan | Direct Plan · GROWTH | Direct Plan · Growth |
| NAV | ₹405.66 (9 Nov 2026) | ₹36.67 (9 Nov 2026) |
| 1Y return | 4.0% | 4.9% |
| 3Y CAGR | 6.9% | 7.1% |
| 5Y CAGR | 6.2% | 6.6% |
| Since launch (CAGR) | 8.1% | 8.0% |
| Expense ratio | 0.41% | 0.40% |
| AUM | ₹8,338 cr | ₹8,078 cr |
| Risk-o-meter | Moderate | Moderate |
| Benchmark | NIFTY Banking & PSU Debt Index A-II | NIFTY Banking & PSU Debt Index A-II |
| Exit load | 5% Exit Load ,if Redemeed befor Maturity | Nil |
| Minimum SIP | ₹1,000 | — |
| Holdings | 181 | 96 |
| Top 10 holdings weight | 22.6% | 30.9% |
| Portfolio overlap | About 14% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →ICICI Prudential Banking and PSU Debt Fund has the higher 5-year CAGR (as of 9 Nov 2026): Aditya Birla Sun Life Banking & PSU Debt Fund 6.2% a year vs ICICI Prudential Banking and PSU Debt Fund 6.6% a year. Past performance is not indicative of future results.
ICICI Prudential Banking and PSU Debt Fund costs less: Aditya Birla Sun Life Banking & PSU Debt Fund charges 0.41% a year and ICICI Prudential Banking and PSU Debt Fund 0.40% a year.
Aditya Birla Sun Life Banking & PSU Debt Fund is larger: Aditya Birla Sun Life Banking & PSU Debt Fund manages ₹8,338 cr and ICICI Prudential Banking and PSU Debt Fund ₹8,078 cr (as of 9 Nov 2026).
About 14% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Both are rated "Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer