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Two Short duration funds side by side: returns, costs, size, risk and how much their portfolios overlap.
Kotak Short Term Fund - vs SBI Short Term Fund, as of 9 Nov 2026: Kotak Short Term Fund - NAV ₹61.69, 3Y CAGR 7.3%, expense ratio 0.38%; SBI Short Term Fund NAV ₹36.61, 3Y CAGR 7.2%, expense ratio 0.42%; about 0% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| Kotak Short Term Fund - Direct Growth | SBI Short Term Fund Direct Growth | |
|---|---|---|
| Category | Short duration | Short duration |
| Fund house | Kotak Mahindra Mutual Fund | SBI Mutual Fund |
| Plan | Direct Plan · (Growth) | Direct Plan · Growth |
| NAV | ₹61.69 (9 Nov 2026) | ₹36.61 (9 Nov 2026) |
| 1Y return | 4.9% | 4.5% |
| 3Y CAGR | 7.3% | 7.2% |
| 5Y CAGR | 6.5% | 6.4% |
| Since launch (CAGR) | 7.8% | 7.6% |
| Expense ratio | 0.38% | 0.42% |
| AUM | ₹13,989 cr | ₹13,048 cr |
| Risk-o-meter | Moderate | Moderate |
| Benchmark | NIFTY Short Duration Debt Index A-II | CRISIL Short Duration Debt A-II Index |
| Exit load | In terms of SEBI Circular No. SEBI/IMD/CIR No. 4/168230/09 dated June 30, 2009, no entry load will becharged on purchase / additional purchase / switch-in. The upfront commission, if any, on investmentmade by the investor shall be paid by the investor directly to the Distributor, based on his assessment ofvarious… | — |
| Minimum SIP | ₹100 | ₹500 |
| Holdings | 94 | 75 |
| Top 10 holdings weight | 31.1% | 25.6% |
| Portfolio overlap | About 0% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →Kotak Short Term Fund - has the higher 5-year CAGR (as of 9 Nov 2026): Kotak Short Term Fund - 6.5% a year vs SBI Short Term Fund 6.4% a year. Past performance is not indicative of future results.
Kotak Short Term Fund - costs less: Kotak Short Term Fund - charges 0.38% a year and SBI Short Term Fund 0.42% a year.
Kotak Short Term Fund - is larger: Kotak Short Term Fund - manages ₹13,989 cr and SBI Short Term Fund ₹13,048 cr (as of 9 Nov 2026).
About 0% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Both are rated "Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer