Loading…
Two Ultra short duration funds side by side: returns, costs, size, risk and how much their portfolios overlap.
Kotak Ultra Short Term Fund vs ICICI Prudential Ultra Short Term Fund, as of 9 Nov 2026: Kotak Ultra Short Term Fund NAV ₹48.90, 3Y CAGR 7.1%, expense ratio 0.36%; ICICI Prudential Ultra Short Term Fund NAV ₹32.69, 3Y CAGR 7.3%, expense ratio 0.40%; about 16% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| Kotak Ultra Short Term Fund Direct Growth | ICICI Prudential Ultra Short Term Fund Direct Growth | |
|---|---|---|
| Category | Ultra short duration | Ultra short duration |
| Fund house | Kotak Mahindra Mutual Fund | ICICI Prudential Mutual Fund |
| Plan | Direct Plan · Growth | Direct Plan · Growth |
| NAV | ₹48.90 (9 Nov 2026) | ₹32.69 (9 Nov 2026) |
| 1Y return | 6.3% | 6.5% |
| 3Y CAGR | 7.1% | 7.3% |
| 5Y CAGR | 6.6% | 6.8% |
| Since launch (CAGR) | 7.4% | 7.9% |
| Expense ratio | 0.36% | 0.40% |
| AUM | ₹15,180 cr | ₹14,582 cr |
| Risk-o-meter | Low to Moderate | Moderate |
| Benchmark | NIFTY Ultra Short Duration Debt Index A-I | NIFTY Ultra Short Duration Debt Index A-I |
| Exit load | ENTRY LOAD - Nil , EXIT LOAD - [1] For investment less than or equal to Rs. 10 lacs, For exit within 6 months: 0. 50% [2] For investment greater than Rs. 10 lacs : Nil | (a) If the amount, sought to be redeemed or switched out, is invested for a period of upto one year – 1% of the applicable NAV; (b) If the amount, sought to be redeemed or switched out, is invested for a period of more than one year from the date of allotment - Nil. |
| Minimum SIP | ₹100 | ₹20 |
| Holdings | 112 | 109 |
| Top 10 holdings weight | 26.5% | 24.8% |
| Portfolio overlap | About 16% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →ICICI Prudential Ultra Short Term Fund has the higher 5-year CAGR (as of 9 Nov 2026): Kotak Ultra Short Term Fund 6.6% a year vs ICICI Prudential Ultra Short Term Fund 6.8% a year. Past performance is not indicative of future results.
Kotak Ultra Short Term Fund costs less: Kotak Ultra Short Term Fund charges 0.36% a year and ICICI Prudential Ultra Short Term Fund 0.40% a year.
Kotak Ultra Short Term Fund is larger: Kotak Ultra Short Term Fund manages ₹15,180 cr and ICICI Prudential Ultra Short Term Fund ₹14,582 cr (as of 9 Nov 2026).
About 16% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Kotak Ultra Short Term Fund is rated "Low to Moderate" and ICICI Prudential Ultra Short Term Fund "Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer