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Two Liquid funds side by side: returns, costs, size, risk and how much their portfolios overlap.
SBI Liquid Fund vs Tata Liquid Fund, as of 9 Nov 2026: SBI Liquid Fund NAV ₹4,482.78, 3Y CAGR 6.9%, expense ratio 0.20%; Tata Liquid Fund NAV ₹4,527.00, 3Y CAGR 6.9%, expense ratio 0.18%; about 10% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| SBI Liquid Fund Direct Growth | Tata Liquid Fund Direct Growth | |
|---|---|---|
| Category | Liquid | Liquid |
| Fund house | SBI Mutual Fund | Tata Mutual Fund |
| Plan | Direct Plan · Growth | Direct Plan · Growth Option |
| NAV | ₹4,482.78 (9 Nov 2026) | ₹4,527.00 (9 Nov 2026) |
| 1Y return | 6.5% | 6.5% |
| 3Y CAGR | 6.9% | 6.9% |
| 5Y CAGR | 6.4% | 6.4% |
| Since launch (CAGR) | 6.8% | 6.8% |
| Expense ratio | 0.20% | 0.18% |
| AUM | ₹1,00,349 cr | ₹35,762 cr |
| Risk-o-meter | Low to Moderate | Low to Moderate |
| Benchmark | NIFTY Liquid Index A-I | CRISIL Liquid Debt A-I Index |
| Exit load | Up to 0.01% of the amount redeemed, for early redemptions. | Up to 0.01% of the amount redeemed, for early redemptions. |
| Minimum SIP | ₹500 | ₹150 |
| Holdings | 125 | 82 |
| Top 10 holdings weight | 26.0% | 25.8% |
| Portfolio overlap | About 10% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →Tata Liquid Fund has the higher 5-year CAGR (as of 9 Nov 2026): SBI Liquid Fund 6.4% a year vs Tata Liquid Fund 6.4% a year. Past performance is not indicative of future results.
Tata Liquid Fund costs less: SBI Liquid Fund charges 0.20% a year and Tata Liquid Fund 0.18% a year.
SBI Liquid Fund is larger: SBI Liquid Fund manages ₹1,00,349 cr and Tata Liquid Fund ₹35,762 cr (as of 9 Nov 2026).
About 10% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Both are rated "Low to Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer