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Two Long duration funds side by side: returns, costs, size, risk and how much their portfolios overlap.
Nippon India Nivesh Lakshya Long Term Fund vs SBI Long Term Fund, as of 9 Nov 2026: Nippon India Nivesh Lakshya Long Term Fund NAV ₹18.68, 3Y CAGR 6.4%, expense ratio 0.33%; SBI Long Term Fund NAV ₹12.81, 3Y CAGR 6.3%, expense ratio 0.32%; about 1% of their portfolios overlap.
As of · Source: AMFI NAVs and fund-house disclosures
| Nippon India Nivesh Lakshya Long Term Fund Direct Growth | SBI Long Term Fund Direct Growth | |
|---|---|---|
| Category | Long duration | Long duration |
| Fund house | Nippon India Mutual Fund | SBI Mutual Fund |
| Plan | Direct Plan · Growth Option | Direct Plan · Growth |
| NAV | ₹18.68 (9 Nov 2026) | ₹12.81 (9 Nov 2026) |
| 1Y return | 1.9% | 2.7% |
| 3Y CAGR | 6.4% | 6.3% |
| 5Y CAGR | 5.6% | — |
| Since launch (CAGR) | 7.8% | 6.6% |
| Expense ratio | 0.33% | 0.32% |
| AUM | ₹5,767 cr | ₹1,239 cr |
| Risk-o-meter | Moderate | Moderate |
| Benchmark | CRISIL Long Duration Debt A-III Index | CRISIL Long Duration Debt A-III Index |
| Exit load | Nil | — |
| Minimum SIP | ₹100 | ₹500 |
| Holdings | 16 | 5 |
| Top 10 holdings weight | 94.9% | 90.2% |
| Portfolio overlap | About 1% by weight, from the latest disclosed holdings | |
Returns are point-to-point for each plan, after its expense ratio; periods over one year are CAGR. Past performance is not indicative of future results.
Open in the compare tool: growth charts, SIP outcomes and shared holdings →Nippon India Nivesh Lakshya Long Term Fund has the higher 3-year CAGR (as of 9 Nov 2026): Nippon India Nivesh Lakshya Long Term Fund 6.4% a year vs SBI Long Term Fund 6.3% a year. Past performance is not indicative of future results.
SBI Long Term Fund costs less: Nippon India Nivesh Lakshya Long Term Fund charges 0.33% a year and SBI Long Term Fund 0.32% a year.
Nippon India Nivesh Lakshya Long Term Fund is larger: Nippon India Nivesh Lakshya Long Term Fund manages ₹5,767 cr and SBI Long Term Fund ₹1,239 cr (as of 9 Nov 2026).
About 1% of their portfolios overlap by weight (the smaller weight of each common holding, summed), from the latest disclosed holdings.
Both are rated "Moderate" on SEBI's risk-o-meter.
We don't give recommendations. Jivani Markets is not a SEBI-registered investment adviser or research analyst. Whether a fund suits you depends on your goals, horizon and risk appetite; speak to a SEBI-registered investment adviser or an AMFI-registered mutual fund distributor before investing.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future results.
Returns are for Direct plans, after expenses (TER is already in the NAV). Research, not advice: we do not say a fund suits you. Disclaimer