Dharani Finance (BSE 511451)₹10.900.00%Non Banking Financial Company (NBFC)
In the Mar 2026 quarter (standalone), Dharani Finance reported revenue of ₹0.34 Cr, down 12.8% from Mar 2025, and net profit of ₹0.12 Cr, down 33.3% year on year. For the year to Mar 2026, revenue were ₹1.40 Cr and net profit ₹0.54 Cr.
Company filings, standalone accounts; latest reported quarter Mar 2026
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.14 | 0.25 | 0.45 | −0.08 | 0.39 | 0.24 | 0.43 | 0.39 | 0.35 | 0.34 | 0.38 | 0.34 |
| Interest | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | −0.03 | 0.02 |
| Net interest income | 0.14 | 0.23 | 0.45 | −0.08 | 0.39 | 0.24 | 0.43 | 0.39 | 0.35 | 0.34 | 0.41 | 0.32 |
| Expenses | 0.22 | 0.30 | 0.29 | 0.23 | 0.05 | 0.11 | 0.18 | 0.18 | 0.13 | 0.11 | 0.08 | 0.22 |
| Financing Profit | −0.09 | −0.05 | 0.17 | −0.30 | 0.35 | 0.14 | 0.26 | 0.22 | 0.25 | 0.24 | 0.33 | 0.12 |
| Financing Margin % | −61.5% | −15.3% | 36.4% | 414.4% | 89.5% | 56.6% | 59.6% | 55.3% | 66.7% | 69.7% | 86.6% | 33.4% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.05 | 0.00 | 0.00 | 0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.02 |
| Depreciation | 0.03 | 0.03 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.04 | 0.02 |
| Profit before tax | −0.11 | −0.07 | 0.15 | −0.26 | 0.31 | 0.10 | 0.23 | 0.19 | 0.21 | 0.22 | 0.26 | 0.08 |
| Tax % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 5.0% | 27.3% | 56.5% | 40.8% | −44.4% |
| Net Profit | −0.11 | −0.06 | 0.16 | −0.27 | 0.30 | 0.10 | 0.22 | 0.18 | 0.15 | 0.09 | 0.15 | 0.12 |
| EPS (Rs) | −0.23 | −0.13 | 0.33 | −0.55 | 0.61 | 0.21 | 0.45 | 0.37 | 0.31 | 0.19 | 0.31 | 0.25 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.44 | 2.59 | 2.70 | 1.07 | 0.97 | 0.55 | 1.02 | 0.59 | 0.75 | 1.41 | 1.40 | 1.41 |
| Interest | 0.00 | 0.02 | 0.04 | 0.07 | 0.04 | 0.03 | 0.02 | 0.03 | 0.03 | 0.03 | 0.00 | −0.01 |
| Net interest income | 2.44 | 2.57 | 2.66 | 1.00 | 0.93 | 0.52 | 1.00 | 0.56 | 0.72 | 1.38 | 1.40 | 1.42 |
| Expenses | 1.99 | 2.37 | 2.19 | 0.92 | 0.67 | 0.34 | 0.62 | 0.56 | 0.98 | 0.47 | 0.51 | 0.54 |
| Financing Profit | 0.46 | 0.22 | 0.49 | 0.10 | 0.28 | 0.20 | 0.40 | 0.02 | −0.26 | 0.93 | 0.90 | 0.94 |
| Financing Margin % | 18.6% | 8.2% | 17.9% | 8.6% | 28.2% | 35.2% | 38.7% | 1.7% | −33.7% | 65.8% | 64.1% | 66.7% |
| Other Income | 0.03 | 0.25 | 1.06 | 0.06 | 0.11 | 0.02 | 0.08 | 0.03 | 0.06 | 0.03 | 0.02 | 0.02 |
| Depreciation | 0.02 | 0.02 | 0.07 | 0.06 | 0.14 | 0.15 | 0.15 | 0.15 | 0.09 | 0.09 | 0.08 | 0.07 |
| Profit before tax | 0.43 | 0.41 | 1.44 | 0.06 | 0.21 | 0.03 | 0.29 | −0.12 | −0.29 | 0.83 | 0.80 | 0.77 |
| Tax % | 27.3% | 21.5% | 4.2% | 142.9% | 227.3% | 75.0% | 0.0% | 0.0% | 0.0% | 1.2% | 30.9% | — |
| Exceptional items | 0.00 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
| Net Profit | 0.31 | 0.32 | 1.38 | −0.02 | −0.27 | 0.00 | 0.29 | −0.12 | −0.29 | 0.83 | 0.54 | 0.51 |
| EPS (Rs) | 0.63 | 0.65 | 2.77 | −0.05 | −0.55 | 0.01 | 0.59 | −0.25 | −0.59 | 1.67 | 1.09 | 1.06 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.99 | 5.00 | 4.99 | 4.99 | 4.99 | 4.99 | 4.99 | 4.99 | 4.99 | 4.99 | 5.00 | 4.99 |
| Reserves | 1.89 | 2.21 | 2.55 | 3.93 | 3.14 | 3.05 | 2.89 | 3.20 | 3.09 | 3.62 | 4.48 | 5.02 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.20 | 0.13 | 0.24 | 0.13 | 0.04 | 0.22 | 0.13 | 0.05 | 0.19 |
| Other Liabilities | 0.73 | 0.58 | 0.67 | 1.30 | 0.89 | 0.56 | 1.02 | 1.21 | 1.27 | 0.42 | 0.65 | 1.03 |
| Total Liabilities | 7.61 | 7.79 | 8.21 | 10.42 | 9.15 | 8.84 | 9.03 | 9.44 | 9.57 | 9.16 | 10.18 | 11.23 |
| Fixed Assets | 0.20 | 0.16 | 0.13 | 0.38 | 0.31 | 0.44 | 0.28 | 0.12 | 0.25 | 0.15 | 0.05 | 0.61 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 2.09 | 3.78 | 4.03 | 0.45 | 0.40 | 0.19 | 0.27 | 0.54 | 0.35 | 0.11 | 0.15 | 0.17 |
| Other Assets | 5.32 | 3.85 | 4.05 | 9.59 | 8.44 | 8.21 | 8.48 | 8.78 | 8.97 | 8.90 | 9.98 | 10.45 |
| Trade receivables | 1.73 | 1.87 | 1.98 | 1.95 | 0.97 | 1.20 | 1.24 | 1.28 | 1.24 | 0.14 | 0.37 | 0.00 |
| Cash & equivalents | 2.41 | 0.94 | 0.99 | 0.20 | 0.10 | 0.07 | 0.08 | 0.07 | 0.05 | 0.03 | 0.13 | 0.24 |
| Total Assets | 7.61 | 7.79 | 8.21 | 10.42 | 9.15 | 8.84 | 9.03 | 9.44 | 9.57 | 9.16 | 10.18 | 11.23 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −0.01 | −0.15 | −0.03 | −3.86 | 0.05 | 0.15 | 0.03 | 0.00 | 0.00 | 0.00 | 0.11 | 0.30 |
| Cash from investing activity | 0.94 | −1.98 | 0.05 | 3.80 | 0.06 | 0.09 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | −0.66 |
| Cash from financing activity | 0.00 | 0.00 | 0.00 | 0.08 | −0.16 | −0.20 | −0.04 | −0.02 | −0.03 | −0.03 | −0.03 | 0.47 |
| Net cash flow | 0.90 | −2.12 | 0.00 | 0.00 | −0.03 | 0.04 | 0.00 | −0.01 | −0.01 | −0.01 | 0.09 | 0.10 |
| Capex | 0.00 | 0.00 | 0.00 | 0.35 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.66 |
| Free cash flow | 0.00 | −0.14 | 0.03 | −4.15 | 0.05 | 0.15 | 0.03 | 0.00 | 0.00 | 0.00 | 0.11 | −0.33 |
| CFO / OP % | 7.0% | −36.0% | 0.0% | −759.0% | 100.0% | 73.0% | 38.0% | 5.0% | 67.0% | 0.0% | 17.0% | 81.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 2.1% | 4.4% | 3.7% | 16.9% | −0.4% | −3.5% | 0.1% | 3.7% | −1.6% | −3.6% | 9.3% | 5.7% |
For the Mar 2026 quarter, Dharani Finance reported revenue of ₹0.34 Cr, down 12.8% year on year and net profit of ₹0.12 Cr, down 33.3% year on year.
Dharani Finance's revenue for the year to Mar 2026 were ₹1.40 Cr; over the last twelve months they were ₹1.41 Cr.
Net profit for the year to Mar 2026 was ₹0.54 Cr, and ₹0.51 Cr over the last twelve months. Earnings per share over the same trailing period were ₹1.06.
Cash from operations was ₹0.30 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹0.33 Cr.