Sahara Housing Fina Corporation (BSE 511533)₹37.59+5.24%Housing Finance Company
In the Mar 2026 quarter (standalone), Sahara Housing Fina Corporation reported revenue of ₹1.88 Cr, down 13.0% from Mar 2025, and net profit of ₹0.06 Cr, down 68.4% year on year. For the year to Mar 2026, revenue were ₹7.17 Cr and net profit ₹0.33 Cr.
Company filings, standalone accounts; latest reported quarter Mar 2026
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.73 | 2.74 | 2.48 | 2.71 | 2.29 | 2.12 | 2.09 | 2.16 | 1.76 | 1.83 | 1.72 | 1.88 |
| Interest | 0.93 | 0.94 | 0.89 | 0.87 | 0.85 | 0.65 | 0.58 | 0.56 | 0.39 | 0.40 | 0.39 | 0.40 |
| Net interest income | 1.80 | 1.80 | 1.59 | 1.84 | 1.44 | 1.47 | 1.51 | 1.60 | 1.37 | 1.43 | 1.33 | 1.48 |
| Expenses | 1.17 | 1.21 | 1.09 | 1.15 | 1.07 | 1.17 | 1.27 | 1.21 | 1.00 | 1.37 | 1.10 | 1.29 |
| Financing Profit | 1.53 | 1.50 | 1.36 | 1.53 | 1.19 | 0.92 | 0.79 | 0.92 | 0.73 | 0.43 | 0.59 | 0.56 |
| Financing Margin % | 56.6% | 55.3% | 55.5% | 57.1% | 52.6% | 44.1% | 38.5% | 43.3% | 42.3% | 24.2% | 35.1% | 30.5% |
| Depreciation | 0.11 | 0.11 | 0.11 | 0.09 | 0.08 | 0.08 | 0.09 | 0.09 | 0.08 | 0.07 | 0.07 | 0.07 |
| Profit before tax | 0.49 | 0.45 | 0.36 | 0.57 | 0.26 | 0.17 | 0.10 | 0.28 | 0.26 | −0.06 | 0.13 | 0.09 |
| Tax % | 22.9% | 20.5% | 37.2% | 21.5% | 4.0% | 38.9% | 0.0% | 22.2% | 12.0% | −40.0% | 25.0% | 12.5% |
| Net Profit | 0.37 | 0.35 | 0.21 | 0.44 | 0.22 | 0.09 | 0.10 | 0.19 | 0.20 | −0.02 | 0.08 | 0.06 |
| EPS (Rs) | 0.55 | 0.52 | 0.32 | 0.65 | 0.34 | 0.15 | 0.17 | 0.30 | 0.31 | −0.05 | 0.14 | 0.11 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 14.41 | 13.61 | 13.65 | 16.36 | 14.58 | 13.43 | 12.68 | 11.21 | 10.64 | 8.63 | 7.17 | 7.19 |
| Interest | 6.78 | 5.26 | 5.05 | 7.68 | 6.20 | 5.23 | 4.87 | 4.51 | 3.66 | 2.66 | 1.61 | 1.58 |
| Net interest income | 7.63 | 8.35 | 8.60 | 8.68 | 8.38 | 8.20 | 7.81 | 6.70 | 6.98 | 5.97 | 5.56 | 5.61 |
| Expenses | 4.66 | 5.31 | 5.44 | 4.75 | 5.00 | 5.07 | 5.10 | 4.10 | 4.66 | 4.77 | 4.80 | 4.76 |
| Financing Profit | 9.72 | 8.26 | 8.18 | 11.58 | 9.53 | 8.33 | 7.54 | 7.08 | 5.95 | 3.83 | 2.34 | 2.31 |
| Financing Margin % | 67.6% | 60.9% | 60.0% | 70.9% | 65.5% | 62.2% | 59.6% | 63.3% | 56.1% | 44.5% | 32.8% | 32.1% |
| Depreciation | 0.05 | 0.04 | 0.05 | 0.50 | 0.54 | 0.51 | 0.48 | 0.48 | 0.43 | 0.37 | 0.33 | 0.29 |
| Profit before tax | 2.89 | 2.96 | 3.08 | 3.40 | 2.79 | 2.57 | 2.19 | 2.09 | 1.86 | 0.81 | 0.41 | 0.42 |
| Tax % | 34.7% | 33.2% | 16.3% | 23.3% | 25.2% | 18.6% | 17.9% | 32.2% | 23.8% | 20.0% | 12.5% | — |
| Net Profit | 1.87 | 1.97 | 2.56 | 2.60 | 2.07 | 2.08 | 1.77 | 1.41 | 1.39 | 0.64 | 0.33 | 0.32 |
| EPS (Rs) | 2.70 | 2.84 | 3.68 | 3.74 | 2.98 | 3.00 | 2.55 | 2.04 | 2.01 | 0.94 | 0.50 | 0.51 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6.99 | 6.99 | 6.99 | 6.99 | 6.99 | 6.99 | 6.99 | 6.99 | 6.99 | 6.99 | 6.99 | 6.99 |
| Reserves | 24.64 | 26.51 | 28.50 | 31.04 | 35.78 | 37.86 | 39.99 | 41.79 | 43.26 | 44.69 | 45.40 | 45.81 |
| Borrowings | 125 | 107 | 104 | 96.57 | 87.90 | 73.46 | 62.63 | 59.64 | 49.06 | 45.37 | 22.37 | 13.36 |
| Other Liabilities | 6.13 | 3.95 | 4.12 | 2.96 | 11.06 | 5.07 | 2.39 | 2.08 | 1.46 | 1.07 | 0.93 | 2.71 |
| Total Liabilities | 162 | 144 | 143 | 138 | 142 | 123 | 112 | 111 | 101 | 98.12 | 75.69 | 68.87 |
| Fixed Assets | 0.61 | 0.55 | 0.51 | 1.03 | 2.21 | 2.19 | 1.97 | 1.66 | 1.41 | 1.05 | 0.93 | 2.66 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.08 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 |
| Other Assets | 162 | 144 | 143 | 137 | 140 | 121 | 110 | 109 | 99.34 | 97.05 | 74.74 | 66.19 |
| Trade receivables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & equivalents | 24.93 | 20.96 | 20.96 | 11.96 | 21.95 | 20.96 | 19.97 | 20.95 | 22.93 | 23.96 | 8.98 | 6.98 |
| Total Assets | 162 | 144 | 143 | 138 | 142 | 123 | 112 | 111 | 101 | 98.12 | 75.69 | 68.87 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | 29.54 | 12.71 | 1.48 | −2.18 | −6.09 | 30.09 | 6.88 | 3.11 | 10.46 | 3.84 | 24.41 | 11.61 |
| Cash from investing activity | 0.76 | 3.14 | −0.63 | 12.81 | −0.12 | 0.00 | 0.00 | −0.13 | −0.27 | −0.08 | −0.25 | −2.07 |
| Cash from financing activity | −16.34 | −17.95 | −3.08 | −6.99 | −0.43 | −24.43 | −10.47 | −4.09 | −11.10 | −4.14 | −23.46 | −9.36 |
| Net cash flow | 13.89 | −2.16 | −2.27 | 3.69 | −6.66 | 5.51 | −3.64 | −1.15 | −0.99 | −0.41 | 0.58 | 0.11 |
| Capex | 0.00 | 0.00 | 0.14 | 0.44 | 0.12 | 0.00 | 0.00 | 0.13 | 0.28 | 0.08 | 0.25 | 2.07 |
| Free cash flow | 29.52 | 12.70 | 1.33 | −2.63 | −6.22 | 30.07 | 6.87 | 2.97 | 10.17 | 3.75 | 24.14 | 9.51 |
| CFO / OP % | 233.0% | 139.0% | 28.0% | −18.0% | −46.0% | 321.0% | 90.0% | 52.0% | 149.0% | 65.0% | 633.0% | 492.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor days | 5 | 5 | 4 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash conversion cycle | 5 | 5 | 4 | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Working capital days | 71 | 142 | 148 | 164 | −231 | −103 | −45 | −30 | −18 | 0 | 11 | −86 |
| ROCE % | 7.9% | 6.5% | 5.9% | 5.9% | 8.4% | 7.2% | 6.8% | 6.5% | 6.3% | 5.6% | 4.1% | 2.9% |
For the Mar 2026 quarter, Sahara Housing Fina Corporation reported revenue of ₹1.88 Cr, down 13.0% year on year and net profit of ₹0.06 Cr, down 68.4% year on year.
Sahara Housing Fina Corporation's revenue for the year to Mar 2026 were ₹7.17 Cr; over the last twelve months they were ₹7.19 Cr.
Net profit for the year to Mar 2026 was ₹0.33 Cr, and ₹0.32 Cr over the last twelve months. Earnings per share over the same trailing period were ₹0.51.
Cash from operations was ₹11.61 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹9.51 Cr.