GSB Finance (BSE 511543)₹49.50+7.63%Non Banking Financial Company (NBFC)
In the Mar 2026 quarter (standalone), GSB Finance reported revenue of ₹0.27 Cr, up 3.8% from Mar 2025, and net profit of −₹0.32 Cr. For the year to Mar 2026, revenue were ₹1.21 Cr and net profit −₹0.32 Cr.
Company filings, standalone accounts; latest reported quarter Mar 2026
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.35 | 1.97 | 0.46 | 0.85 | 0.31 | 0.73 | 0.43 | 0.26 | 0.30 | 0.31 | 0.30 | 0.27 |
| Interest | 0.12 | 0.11 | 0.04 | 0.00 | 0.00 | 0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net interest income | 0.23 | 1.86 | 0.42 | 0.85 | 0.31 | 0.71 | 0.41 | 0.26 | 0.30 | 0.31 | 0.30 | 0.27 |
| Expenses | 0.10 | 0.17 | 0.27 | 1.21 | 0.10 | 0.15 | 0.25 | 0.39 | 0.15 | 0.60 | 0.15 | 0.24 |
| Financing Profit | 0.13 | 1.69 | 0.15 | −0.36 | 0.24 | 0.56 | 0.18 | −0.15 | 0.16 | −0.30 | 0.16 | 0.06 |
| Financing Margin % | 33.4% | 84.9% | 29.9% | −40.6% | 72.0% | 74.4% | 38.7% | −51.8% | 48.4% | −90.6% | 48.4% | 18.0% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.02 |
| Profit before tax | 0.11 | 1.67 | 0.13 | −0.33 | 0.22 | 0.54 | 0.16 | −0.11 | 0.14 | −0.28 | 0.14 | 0.05 |
| Tax % | 24.9% | 10.7% | 21.4% | −61.8% | 26.0% | 5.4% | 23.5% | −16.7% | 26.6% | 0.0% | −20.0% | 616.6% |
| Net Profit | 0.08 | 1.49 | 0.11 | −0.12 | 0.18 | 0.53 | 0.12 | −0.12 | 0.10 | −0.31 | 0.19 | −0.32 |
| EPS (Rs) | 0.14 | 2.49 | 0.16 | −0.23 | 0.27 | 0.88 | 0.21 | −0.17 | 0.17 | −0.49 | 0.29 | −0.51 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 15.65 | 10.27 | 13.20 | 6.84 | 1.77 | 1.47 | 2.49 | 3.24 | 3.67 | 1.77 | 1.21 | 1.18 |
| Interest | 0.00 | 0.02 | 0.03 | 0.00 | 0.25 | 0.36 | 0.29 | 0.45 | 0.28 | 0.06 | 0.00 | 0.00 |
| Net interest income | 15.65 | 10.25 | 13.17 | 6.84 | 1.52 | 1.11 | 2.20 | 2.79 | 3.39 | 1.71 | 1.21 | 1.18 |
| Expenses | 15.38 | 9.09 | 12.81 | 6.75 | 1.45 | 0.60 | 1.83 | 2.71 | 1.79 | 0.89 | 1.17 | 1.14 |
| Financing Profit | 0.32 | 1.19 | 0.41 | 0.10 | 0.07 | 0.51 | 0.37 | 0.08 | 1.60 | 0.82 | 0.07 | 0.08 |
| Financing Margin % | 2.0% | 11.5% | 3.0% | 1.3% | 3.4% | 33.9% | 14.5% | 2.2% | 43.3% | 45.6% | 5.0% | 6.8% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.03 | 0.02 | 0.02 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.28 | 1.15 | 0.37 | 0.06 | 0.03 | 0.49 | 0.34 | 0.06 | 1.59 | 0.82 | 0.06 | 0.05 |
| Tax % | 48.2% | 47.4% | 31.5% | 42.8% | 149.9% | 41.9% | 31.4% | −14.4% | 1.9% | 13.2% | 528.5% | — |
| Net Profit | 0.15 | 0.61 | 0.27 | 0.04 | −0.02 | 0.30 | 0.26 | 0.08 | 1.56 | 0.73 | −0.32 | −0.34 |
| EPS (Rs) | 0.26 | 1.02 | 0.42 | 0.06 | −0.01 | 0.47 | 0.41 | 0.11 | 2.63 | 1.19 | −0.51 | −0.54 |
| Dividend payout % | 0.0% | 24.2% | 57.7% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5.98 | 5.98 | 5.98 | 5.98 | 5.98 | 5.99 | 5.98 | 5.98 | 5.99 | 6.00 | 5.98 | 5.99 |
| Reserves | 4.37 | 4.57 | 5.33 | 5.47 | 5.32 | 5.32 | 5.68 | 5.98 | 6.08 | 7.66 | 8.36 | 8.05 |
| Borrowings | 0.00 | 0.50 | 0.00 | 0.01 | 2.99 | 4.25 | 3.00 | 4.74 | 6.43 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.17 | 0.11 | 1.02 | 0.15 | 0.13 | 0.25 | 0.35 | 0.39 | 0.27 | 0.50 | 0.33 | 0.15 |
| Total Liabilities | 10.52 | 11.16 | 12.33 | 11.61 | 14.42 | 15.81 | 15.01 | 17.09 | 18.77 | 14.16 | 14.67 | 14.19 |
| Fixed Assets | 0.11 | 0.09 | 0.07 | 0.07 | 0.05 | 0.02 | 0.02 | 0.01 | 0.01 | 0.03 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.01 | 0.01 | 0.06 | 0.12 | 0.11 | 0.12 | 0.11 | 0.19 | 0.18 | 0.00 | 0.74 | 0.32 |
| Other Assets | 10.40 | 11.06 | 12.20 | 11.42 | 14.26 | 15.67 | 14.88 | 16.89 | 18.58 | 14.13 | 13.92 | 13.86 |
| Inventories | 1.18 | 1.17 | 2.06 | 1.29 | 1.17 | 1.17 | 1.17 | 1.52 | 1.17 | 0.29 | 0.00 | 0.00 |
| Trade receivables | 0.08 | 0.02 | 0.15 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.24 |
| Cash & equivalents | 0.05 | 0.05 | 0.05 | 0.07 | 0.21 | 0.10 | 0.46 | 0.14 | 0.11 | 0.22 | 0.18 | 0.37 |
| Total Assets | 10.52 | 11.16 | 12.33 | 11.61 | 14.42 | 15.81 | 15.01 | 17.09 | 18.77 | 14.16 | 14.67 | 14.19 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | 2.53 | −0.51 | 0.56 | 0.22 | −2.69 | −1.39 | 1.61 | −2.06 | −1.73 | 6.50 | −0.05 | 0.10 |
| Cash from investing activity | 0.02 | 0.02 | −0.07 | −0.02 | 0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.09 | 0.00 | 0.10 |
| Cash from financing activity | −2.65 | 0.49 | −0.49 | −0.17 | 2.80 | 1.25 | −1.23 | 1.72 | 1.69 | −6.43 | 0.00 | 0.00 |
| Net cash flow | −0.12 | 0.00 | 0.00 | 0.01 | 0.13 | −0.10 | 0.35 | −0.31 | −0.02 | 0.10 | −0.03 | 0.17 |
| Capex | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Free cash flow | 2.53 | −0.51 | 0.55 | 0.22 | −2.69 | −1.39 | 1.61 | −2.06 | −1.73 | 6.49 | −0.05 | 0.10 |
| CFO / OP % | 381.9% | −156.1% | 44.9% | 48.0% | −2,660.1% | −422.1% | 184.0% | −292.1% | −325.1% | 350.9% | 9.0% | 349.9% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.5% | 1.5% | 5.7% | 2.3% | 0.3% | −0.1% | 2.5% | 2.1% | 0.6% | 12.3% | 5.2% | −2.2% |
For the Mar 2026 quarter, GSB Finance reported revenue of ₹0.27 Cr, up 3.8% year on year and net profit of −₹0.32 Cr.
GSB Finance's revenue for the year to Mar 2026 were ₹1.21 Cr; over the last twelve months they were ₹1.18 Cr.
Net profit for the year to Mar 2026 was −₹0.32 Cr, and −₹0.34 Cr over the last twelve months. Earnings per share over the same trailing period were ₹−0.54.
Cash from operations was ₹0.10 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹0.10 Cr.