India Home Loans quarterly results and financials

India Home Loans (BSE 530979)₹29.34−3.39%(9 Nov 2026 close)Housing Finance Company

Key facts

In the Mar 2026 quarter (standalone), India Home Loans reported revenue of ₹3.68 Cr, down 1.1% from Mar 2025, and net profit of ₹0 Cr, down 100.0% year on year. For the year to Mar 2026, revenue were ₹14.73 Cr and net profit ₹0.11 Cr.

Revenue (Mar 2026): ₹3.68 Cr
Net profit (Mar 2026): ₹0 Cr
Revenue (FY Mar 2026): ₹14.73 Cr
Net profit (FY Mar 2026): ₹0.11 Cr
EPS (Mar 2026): ₹0.00
Borrowings (Mar 2026): ₹43.17 Cr

Company filings, standalone accounts; latest reported quarter Mar 2026

India Home Loans quarterly results

₹ crore unless stated; each column is a quarter.

India Home Loans Quarterly results
	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	3.72	2.99	2.94	2.32	3.27	3.27	3.30	3.72	4.27	3.49	3.30	3.68
Interest	2.69	2.51	2.17	2.24	1.97	1.93	1.92	1.90	1.88	1.88	1.81	1.75
Net interest income	1.03	0.48	0.77	0.08	1.30	1.34	1.38	1.82	2.39	1.61	1.49	1.93
Expenses	1.35	0.30	1.94	2.11	1.22	1.28	1.26	1.63	2.29	1.50	1.41	1.88
Financing Profit	−0.31	0.20	−1.17	−2.03	0.10	0.08	0.14	0.21	0.12	0.13	0.10	0.08
Financing Margin %	−8.1%	6.3%	−39.4%	−86.8%	2.7%	2.1%	3.9%	5.3%	2.6%	3.4%	2.7%	1.9%
Other Income	0.07	0.03	0.02	0.02	0.07	0.02	0.02	0.02	0.00	0.00	0.00	0.02
Depreciation	0.08	0.04	0.02	0.02	0.00	0.02	0.06	0.11	0.05	0.08	0.05	0.06
Profit before tax	−0.30	0.15	−1.17	−2.03	0.13	0.04	0.06	0.08	0.04	0.04	0.02	0.02
Tax %	−9.6%	37.6%	−2.5%	3.5%	21.5%	−19.9%	0.0%	55.6%	80.1%	−39.9%	100.1%	100.0%
Net Profit	−0.28	0.10	−1.16	−2.12	0.11	0.07	0.09	0.05	0.02	0.08	0.02	0.00
EPS (Rs)	−0.18	0.05	−0.80	−1.47	0.06	0.03	0.05	0.02	0.00	0.04	0.00	0.00
Gross NPA %	4.8%	2.8%	3.3%	3.6%	3.6%	2.8%	2.9%	3.2%	3.3%	2.9%	2.7%	2.7%
Net NPA %	3.5%	2.0%	2.4%	2.6%	2.6%	2.0%	2.1%	2.3%	2.4%	2.1%	1.9%	1.9%
Provision coverage (approx., excl. write-offs) %	27.8%	28.5%	28.0%	28.1%	28.2%	28.2%	28.3%	28.3%	28.1%	28.2%	28.4%	28.3%

India Home Loans profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

India Home Loans Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	4.27	5.84	16.63	31.72	32.47	30.99	29.93	22.27	11.96	13.56	14.73	14.74
Interest	1.14	1.75	6.93	21.81	21.62	20.32	16.58	12.93	9.54	7.66	7.30	7.32
Net interest income	3.13	4.09	9.70	9.91	10.85	10.67	13.35	9.34	2.42	5.90	7.43	7.42
Expenses	1.79	2.64	5.39	6.79	7.28	9.14	9.41	8.72	5.74	5.48	7.11	7.08
Financing Profit	1.36	1.48	4.37	3.28	3.71	1.73	4.09	0.74	−3.26	0.47	0.40	0.43
Financing Margin %	31.5%	25.0%	26.0%	10.2%	11.3%	5.5%	13.5%	3.2%	−27.1%	3.4%	2.6%	2.9%
Other Income	0.02	0.00	0.00	0.00	0.38	0.00	0.43	0.83	0.08	0.13	0.03	0.02
Depreciation	0.06	0.06	0.30	0.43	0.32	0.22	0.54	0.55	0.18	0.22	0.24	0.24
Profit before tax	1.28	1.39	4.06	2.82	3.73	1.48	3.96	0.98	−3.36	0.34	0.17	0.12
Tax %	33.4%	29.4%	27.1%	35.8%	25.5%	24.2%	51.7%	38.4%	2.4%	22.9%	38.9%	—
Net Profit	0.87	1.00	2.97	1.83	2.81	1.13	1.93	0.62	−3.45	0.28	0.11	0.12
EPS (Rs)	0.75	0.68	2.06	1.26	1.95	0.77	1.33	0.42	−2.40	0.18	0.06	0.04
Dividend payout %	0.0%	14.5%	9.7%	15.8%	7.7%	12.8%	0.0%	0.0%	0.0%	0.0%	0.0%	—

India Home Loans balance sheet

₹ crore, at each year end.

India Home Loans Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	11.37	11.36	14.27	14.32	14.32	14.27	14.32	14.26	14.30	14.26	14.26	14.27
Reserves	6.28	7.13	16.98	19.62	21.43	23.84	24.87	29.59	30.35	26.89	27.12	27.13
Borrowings	4.98	13.16	14.08	155	191	169	170	125	90.65	56.63	49.42	43.17
Other Liabilities	0.22	0.80	1.21	3.07	9.41	14.23	1.48	3.53	3.54	5.92	8.53	12.44
Total Liabilities	22.85	32.45	46.54	192	236	222	211	173	139	104	99.33	97.01
Fixed Assets	0.16	0.08	0.18	1.04	0.89	0.68	0.53	0.68	0.45	0.28	0.57	0.37
CWIP	0.06	0.06	0.14	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	2.29	0.00	2.50	4.02	9.04	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Assets	20.34	32.31	43.72	187	226	221	210	172	138	103	98.76	96.64
Cash & equivalents	0.99	0.00	0.99	6.99	6.99	4.99	7.99	3.99	3.99	0.99	0.99	0.00
Total Assets	22.85	32.45	46.54	192	236	222	211	173	139	104	99.33	97.01

India Home Loans cash flow

₹ crore, for each year.

India Home Loans Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	−3.63	−9.09	−9.41	−133	−55.36	10.68	7.66	40.46	34.77	30.89	12.28	4.13
Cash from investing activity	−1.45	2.41	−2.42	−2.26	−6.38	9.21	−1.58	1.55	−0.33	3.25	−4.65	1.52
Cash from financing activity	5.21	6.46	12.62	142	59.39	−21.96	−5.13	−44.93	−34.70	−34.09	−7.55	−6.12
Net cash flow	0.13	−0.23	0.80	6.18	−2.43	−2.07	0.99	−2.77	−0.16	0.12	0.10	−0.47
Capex	0.00	0.00	0.22	1.03	0.28	0.16	0.07	0.51	0.33	0.02	0.51	0.19
Free cash flow	−3.63	−9.10	−9.64	−134	−55.64	10.57	7.58	39.98	34.42	30.87	11.77	4.06
CFO / OP %	−328.1%	−351.1%	−283.1%	−1,169.0%	−217.0%	45.0%	39.0%	199.0%	256.0%	494.0%	153.0%	54.0%

India Home Loans ratios

Working-capital days and returns, by year.

India Home Loans Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	3.5%	4.8%	4.0%	9.1%	5.3%	7.6%	2.9%	4.6%	1.4%	−7.9%	0.6%	0.2%

India Home Loans: frequently asked questions

What are the latest quarterly results of India Home Loans?

For the Mar 2026 quarter, India Home Loans reported revenue of ₹3.68 Cr, down 1.1% year on year and net profit of ₹0 Cr, down 100.0% year on year.

What is the annual revenue of India Home Loans?

India Home Loans' revenue for the year to Mar 2026 were ₹14.73 Cr; over the last twelve months they were ₹14.74 Cr.

What is the net profit of India Home Loans?

Net profit for the year to Mar 2026 was ₹0.11 Cr, and ₹0.12 Cr over the last twelve months. Earnings per share over the same trailing period were ₹0.04.

What is the free cash flow of India Home Loans?

Cash from operations was ₹4.13 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹4.06 Cr.

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