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Optimus Finance (BSE 531254)₹15.10+1.21%Non Banking Financial Company (NBFC)
In the Jun 2026 quarter (consolidated), Optimus Finance reported revenue of ₹60.24 Cr, up 51.3% from Jun 2025, and net profit of ₹2.19 Cr, down 10.2% year on year. For the year to Mar 2026, revenue were ₹186 Cr and net profit ₹10.02 Cr.
Company filings, consolidated accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 25.03 | 26.16 | 37.30 | 39.71 | 36.10 | 37.31 | 45.27 | 39.82 | 46.18 | 43.75 | 56.28 | 60.24 |
| Interest | 0.47 | 0.46 | 0.80 | 0.57 | 0.86 | 0.83 | 0.85 | 0.91 | 0.96 | 0.95 | 1.02 | 1.51 |
| Net interest income | 24.56 | 25.70 | 36.50 | 39.14 | 35.24 | 36.48 | 44.42 | 38.91 | 45.22 | 42.80 | 55.26 | 58.73 |
| Expenses | 22.87 | 22.39 | 36.63 | 36.20 | 32.45 | 33.23 | 42.20 | 35.89 | 42.34 | 40.36 | 53.03 | 55.50 |
| Financing Profit | 1.61 | 3.24 | −0.27 | 2.84 | 2.68 | 3.16 | 2.14 | 2.94 | 2.73 | 2.37 | 2.13 | 3.15 |
| Financing Margin % | 6.4% | 12.3% | −0.7% | 7.1% | 7.4% | 8.4% | 4.7% | 7.4% | 5.9% | 5.4% | 3.8% | 5.2% |
| Other Income | 0.13 | 0.22 | 3.77 | 0.21 | 0.52 | 0.72 | 0.44 | 0.14 | 1.24 | 0.58 | 1.77 | 0.08 |
| Depreciation | 0.31 | 0.35 | 0.35 | 0.40 | 0.40 | 0.44 | 0.41 | 0.47 | 0.52 | 0.53 | 0.67 | 0.63 |
| Profit before tax | 1.41 | 3.09 | 3.15 | 2.63 | 2.78 | 3.42 | 2.15 | 2.59 | 3.43 | 2.40 | 3.21 | 2.58 |
| Tax % | 12.1% | 13.6% | 11.2% | 13.7% | 17.6% | 14.1% | 4.7% | 7.0% | 15.5% | 13.8% | 27.1% | 15.9% |
| Net Profit | 1.26 | 2.69 | 2.83 | 2.30 | 2.31 | 2.97 | 2.08 | 2.44 | 2.92 | 2.10 | 2.35 | 2.19 |
| EPS (Rs) | 0.11 | 0.24 | 0.25 | 0.21 | 0.20 | 0.25 | 0.17 | 0.20 | 0.24 | 0.18 | 0.20 | 0.19 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.01 | 15.01 | 36.03 | 61.02 | 33.01 | 53.99 | 71.10 | 101 | 111 | 159 | 186 | 206 |
| Interest | 0.00 | 0.00 | 0.99 | 0.99 | 0.99 | 1.01 | 0.99 | 1.99 | 1.99 | 2.99 | 3.99 | 4.44 |
| Net interest income | 2.01 | 15.01 | 35.04 | 60.03 | 32.02 | 52.98 | 70.11 | 99.10 | 109 | 156 | 182 | 202 |
| Expenses | 2.99 | 12.98 | 33.92 | 55.87 | 27.97 | 46.94 | 63.85 | 90.88 | 102 | 144 | 172 | 191 |
| Financing Profit | 0.00 | 1.01 | 2.01 | 4.01 | 3.01 | 5.01 | 6.01 | 9.01 | 8.01 | 12.02 | 10.01 | 10.38 |
| Financing Margin % | −13.0% | 6.0% | 5.0% | 6.0% | 9.0% | 10.0% | 8.0% | 8.0% | 7.0% | 7.0% | 5.0% | 5.0% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.99 | 0.99 | 0.00 | 0.99 | 0.99 | 2.99 | 0.99 | 3.99 | 3.67 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | 0.99 | 0.99 | 0.99 | 1.99 | 1.99 | 2.35 |
| Profit before tax | 0.00 | 0.99 | 1.99 | 3.99 | 2.99 | 3.99 | 4.99 | 7.99 | 8.98 | 10.99 | 11.99 | 11.62 |
| Tax % | 19.1% | 17.1% | 10.1% | 11.1% | 13.1% | 11.1% | 9.1% | 8.1% | 10.1% | 13.1% | 16.1% | — |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.04 | −0.03 | 0.04 | 0.16 | 0.00 | — |
| Net Profit | 0.00 | 1.01 | 2.01 | 2.01 | 3.01 | 4.01 | 5.01 | 7.01 | 8.01 | 10.01 | 10.02 | 9.56 |
| EPS (Rs) | −0.11 | 0.15 | 0.19 | 0.30 | 0.30 | 0.37 | 0.48 | 0.62 | 0.71 | 0.79 | 0.79 | 0.81 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.01 | 4.01 | 6.01 | 6.01 | 6.02 | 6.02 | 6.01 | 6.01 | 7.02 | 7.02 | 7.01 | 7.01 |
| Reserves | −1.00 | −1.00 | 4.01 | 6.02 | 8.03 | 10.02 | 11.03 | 14.03 | 23.06 | 31.10 | 50.18 | 59.16 |
| Borrowings | 1.00 | 1.00 | 3.99 | 5.99 | 7.99 | 7.99 | 7.99 | 8.00 | 5.99 | 14.98 | 22.98 | 38.99 |
| Other Liabilities | 0.00 | 0.00 | 4.02 | 8.03 | 11.02 | 25.12 | 26.13 | 31.15 | 48.11 | 40.16 | 68.27 | 89.43 |
| Total Liabilities | 4.01 | 3.01 | 18.03 | 26.05 | 32.06 | 48.15 | 51.16 | 58.19 | 84.18 | 94.26 | 148 | 195 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 3.01 | 3.01 | 12.05 | 11.04 | 10.04 | 10.05 | 10.04 | 10.04 | 18.08 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.01 | 1.01 | 1.01 | 5.01 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 2.01 | 2.01 | 2.01 | 1.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 4.01 | 3.01 | 17.03 | 21.03 | 26.04 | 34.09 | 38.11 | 48.14 | 74.12 | 82.21 | 133 | 177 |
| Inventories | 0.00 | 1.01 | 3.01 | 1.01 | 0.00 | 5.99 | 6.01 | 5.01 | 7.01 | 6.01 | 11.99 | 11.99 |
| Trade receivables | 0.00 | 0.00 | 1.99 | 2.99 | 4.99 | 12.97 | 13.98 | 23.96 | 42.89 | 43.90 | 77.82 | 122 |
| Cash & equivalents | 1.99 | 0.99 | 3.98 | 0.99 | 1.99 | 0.99 | 0.99 | 0.99 | 1.99 | 1.99 | 12.94 | 7.97 |
| Total Assets | 4.01 | 3.01 | 18.03 | 26.05 | 32.06 | 48.15 | 51.16 | 58.19 | 84.18 | 94.26 | 148 | 195 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −5.98 | −0.99 | −6.97 | −3.98 | 1.99 | −4.98 | 2.99 | 0.00 | −0.99 | −8.96 | −9.96 | −16.94 |
| Cash from investing activity | 6.99 | −0.99 | −0.99 | −2.99 | −2.99 | −1.99 | −1.99 | 1.99 | −1.99 | 0.00 | −5.99 | −3.99 |
| Cash from financing activity | 0.00 | 0.99 | 11.96 | 3.99 | 0.99 | 6.97 | −0.99 | −1.99 | 3.99 | 6.97 | 25.90 | 11.97 |
| Net cash flow | 0.99 | −0.99 | 3.99 | −2.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | −1.99 | 9.99 | −8.99 |
| Capex | 0.00 | 0.00 | 1.77 | 1.16 | 0.00 | 10.07 | 0.64 | 0.66 | 1.41 | 1.94 | 5.60 | 3.87 |
| Free cash flow | 0.99 | −0.99 | −8.98 | −4.99 | 1.99 | −14.96 | 2.99 | −0.99 | −1.99 | −9.98 | −14.96 | −20.94 |
| CFO / OP % | −19,000.0% | 457.0% | −560.0% | −161.0% | 54.0% | −110.0% | 55.0% | 1.0% | 0.0% | −82.0% | −60.0% | −113.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | −28.0% | −14.0% | 13.0% | 9.0% | 13.0% | 11.0% | 13.0% | 15.0% | 18.0% | 15.0% | 12.0% | 9.0% |
For the Jun 2026 quarter, Optimus Finance reported revenue of ₹60.24 Cr, up 51.3% year on year and net profit of ₹2.19 Cr, down 10.2% year on year.
Optimus Finance's revenue for the year to Mar 2026 were ₹186 Cr; over the last twelve months they were ₹206 Cr.
Net profit for the year to Mar 2026 was ₹10.02 Cr, and ₹9.56 Cr over the last twelve months. Earnings per share over the same trailing period were ₹0.81.
Cash from operations was −₹16.94 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹20.94 Cr.