Gujarat State Financial Corporation (BSE 532160)₹9.23+3.82%Financial Institution
In the Jun 2026 quarter (standalone), Gujarat State Financial Corporation reported revenue of ₹0 Cr and net profit of −₹19.99 Cr. For the year to Mar 2026, revenue were ₹16.05 Cr and net profit −₹127 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.01 | 0.00 | 1.01 | 1.01 | 0.00 | −1.01 | 0.00 | 0.00 | 0.00 | 0.00 | 4.01 | 0.00 |
| Interest | 34.89 | 34.89 | 33.90 | 34.90 | 34.90 | 34.86 | 34.85 | 34.89 | 35.87 | 35.86 | 34.88 | 22.92 |
| Net interest income | −33.88 | −34.89 | −32.89 | −33.89 | −34.90 | −35.87 | −34.85 | −34.89 | −35.87 | −35.86 | −30.87 | −22.92 |
| Expenses | 3.01 | −1.01 | 1.01 | 1.01 | 1.01 | 1.01 | 1.01 | 1.01 | 1.01 | 1.01 | 1.01 | 0.00 |
| Financing Profit | −36.14 | −34.11 | −34.10 | −35.13 | −36.11 | −37.10 | −35.10 | −36.10 | −36.14 | −36.13 | −32.10 | −24.08 |
| Financing Margin % | −3,736.0% | −1,68,750.0% | −5,524.0% | −6,558.0% | −10,462.0% | 3,813.0% | −14,056.0% | −39,456.0% | −72,320.0% | — | −776.0% | — |
| Other Income | 5.01 | 3.01 | 5.01 | 4.01 | 4.01 | 5.01 | 4.01 | 4.01 | 4.01 | 4.01 | −1.01 | 4.01 |
| Profit before tax | −31.02 | −29.99 | −30.02 | −30.99 | −31.01 | −32.01 | −31.02 | −31.02 | −31.98 | −32.01 | −31.98 | −20.01 |
| Tax % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Exceptional items | 2.07 | −0.10 | 1.19 | −0.05 | 0.32 | 1.54 | 0.08 | 0.49 | 0.14 | 0.07 | −0.69 | −0.02 |
| Net Profit | −30.99 | −30.02 | −30.01 | −30.99 | −31.01 | −31.99 | −31.03 | −30.98 | −32.03 | −32.02 | −32.03 | −19.99 |
| EPS (Rs) | −3.46 | −3.40 | −3.31 | −3.49 | −3.52 | −3.54 | −3.47 | −3.47 | −3.60 | −3.59 | −3.64 | −2.20 |
| Gross NPA % | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | — | 100.0% |
| Net NPA % | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | — | 100.0% |
| Provision coverage (approx., excl. write-offs) % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — | 0.0% |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 34.06 | 12.02 | 15.03 | 12.02 | 13.03 | 11.04 | 10.03 | 10.03 | 18.05 | 15.04 | 16.05 | 4.01 |
| Interest | 121 | 123 | 126 | 128 | 129 | 132 | 133 | 136 | 137 | 138 | 141 | 130 |
| Net interest income | −86.52 | −111 | −111 | −115 | −116 | −120 | −123 | −126 | −119 | −123 | −124 | −126 |
| Expenses | 19.07 | 11.03 | 7.02 | 8.03 | 6.02 | 5.01 | 5.01 | 4.01 | 3.01 | 3.01 | 2.01 | 3.03 |
| Financing Profit | −106 | −122 | −118 | −124 | −123 | −126 | −128 | −129 | −123 | −127 | −127 | −128 |
| Financing Margin % | −309.0% | −1,001.0% | −802.0% | −1,049.0% | −937.0% | −1,149.0% | −1,246.0% | −1,272.0% | −696.0% | −829.0% | −776.0% | −3,203.2% |
| Other Income | 1.01 | 6.01 | 3.01 | 10.02 | 6.01 | 3.01 | 1.01 | 4.01 | 4.01 | 2.01 | 0.00 | 11.02 |
| Depreciation | 0.00 | 0.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | −105 | −117 | −116 | −115 | −117 | −123 | −128 | −125 | −119 | −125 | −127 | −116 |
| Tax % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | −0.50 |
| Net Profit | −105 | −117 | −116 | −115 | −117 | −123 | −128 | −125 | −119 | −125 | −127 | −116 |
| EPS (Rs) | −11.77 | −13.14 | −12.95 | −12.88 | −13.17 | −13.78 | −14.33 | −14.03 | −13.37 | −14.06 | −14.29 | −13.03 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 93.82 | 93.91 | 93.92 | 93.80 | 93.79 | 93.92 | 93.89 | 93.89 | 93.81 | 93.83 | 93.85 | 93.92 |
| Reserves | −1,960 | −2,064 | −2,185 | −2,299 | −2,413 | −2,528 | −2,655 | −2,780 | −2,907 | −3,030 | −3,155 | −3,279 |
| Borrowings | 665 | 664 | 664 | 664 | 664 | 665 | 665 | 664 | 664 | 664 | 664 | 664 |
| Other Liabilities | 1,310 | 1,429 | 1,556 | 1,682 | 1,810 | 1,936 | 2,071 | 2,203 | 2,341 | 2,478 | 2,618 | 2,756 |
| Total Liabilities | 108 | 123 | 129 | 139 | 153 | 165 | 174 | 180 | 190 | 206 | 220 | 234 |
| Fixed Assets | 4.01 | 4.01 | 4.01 | 4.01 | 4.01 | 3.01 | 3.01 | 3.01 | 2.01 | 2.01 | 2.01 | 2.01 |
| CWIP | 1.01 | 0.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 3.01 | 2.01 | 2.01 | 126 | 141 | 153 | 163 | 170 | 179 | 194 | 206 | 221 |
| Other Assets | 101 | 116 | 123 | 9.99 | 7.98 | 8.98 | 7.99 | 6.98 | 8.98 | 9.99 | 11.98 | 10.99 |
| Cash & equivalents | 96.67 | 108 | 115 | 3.24 | 1.29 | 1.19 | 1.27 | 0.80 | 2.01 | 1.25 | 1.76 | 0.45 |
| Total Assets | 108 | 123 | 129 | 139 | 153 | 165 | 174 | 180 | 190 | 206 | 220 | 234 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −2.01 | 1.01 | −2.01 | 3.01 | 5.01 | 2.01 | −1.01 | −14.01 | −8.01 | −12.02 | −14.01 | −17.02 |
| Cash from investing activity | 24.96 | 10.99 | 8.99 | −1.99 | −6.99 | −1.99 | 0.99 | 8.99 | 8.99 | 10.99 | 13.99 | 15.97 |
| Cash from financing activity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net cash flow | 22.98 | 11.99 | 6.99 | 0.99 | −1.99 | 0.00 | 0.00 | −3.99 | 0.99 | −0.99 | 0.99 | −0.99 |
| Capex | 8.27 | 0.80 | 0.27 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 |
| Free cash flow | 0.99 | 0.99 | −1.99 | 2.99 | 4.99 | 1.99 | −0.99 | −13.99 | −7.98 | −11.98 | −13.99 | −16.97 |
| CFO / OP % | 12.0% | 7.0% | −141.0% | 38.0% | 123.0% | 26.0% | −21.0% | −258.0% | −125.0% | −79.0% | −111.0% | −122.0% |
For the Jun 2026 quarter, Gujarat State Financial Corporation reported revenue of ₹0 Cr and net profit of −₹19.99 Cr.
Gujarat State Financial Corporation's revenue for the year to Mar 2026 were ₹16.05 Cr; over the last twelve months they were ₹4.01 Cr.
Net profit for the year to Mar 2026 was −₹127 Cr, and −₹116 Cr over the last twelve months. Earnings per share over the same trailing period were ₹−13.03.
Cash from operations was −₹17.02 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹16.97 Cr.