First Fintec (BSE 532379)₹14.41+3.97%Software Products
In the Mar 2026 quarter (standalone), First Fintec reported sales of ₹0.42 Cr, up 0.0% from Mar 2025, and net profit of −₹0.32 Cr. For the year to Mar 2026, sales were ₹2.52 Cr and net profit −₹0.04 Cr.
Company filings, standalone accounts; latest reported quarter Mar 2026
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.38 | 0.42 | 0.47 | 0.48 | 0.39 | 0.48 | 0.50 | 0.42 | 0.64 | 0.67 | 0.76 | 0.42 |
| Expenses | 0.40 | 0.36 | 0.37 | 0.39 | 0.48 | 0.46 | 0.43 | 0.69 | 0.62 | 0.63 | 0.64 | 0.69 |
| Operating Profit | 0.00 | 0.09 | 0.13 | 0.12 | −0.08 | 0.05 | 0.10 | −0.26 | 0.05 | 0.07 | 0.15 | −0.26 |
| OPM % | 0.0% | 18.6% | 25.0% | 22.5% | −17.4% | 8.2% | 17.7% | −58.1% | 6.2% | 8.9% | 18.2% | −58.1% |
| Other Income | 0.00 | 0.29 | 0.25 | 0.00 | 0.00 | 0.02 | 0.19 | 0.15 | 0.04 | 0.03 | 0.05 | 0.04 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.31 | 0.31 | 0.32 | 0.23 | 0.04 | 0.04 | 0.04 | 0.10 | 0.03 | 0.03 | 0.03 | 0.12 |
| Profit before tax | −0.31 | 0.09 | 0.08 | −0.12 | −0.11 | 0.05 | 0.27 | −0.19 | 0.08 | 0.09 | 0.19 | −0.32 |
| Tax % | −6.7% | −25.0% | −28.6% | 0.0% | 0.0% | 0.0% | 0.0% | 61.1% | 28.6% | 25.0% | 11.1% | 3.2% |
| Net Profit | −0.27 | 0.09 | 0.09 | −0.10 | −0.09 | 0.03 | 0.25 | −0.28 | 0.04 | 0.05 | 0.15 | −0.32 |
| EPS (Rs) | −0.26 | 0.09 | 0.09 | −0.10 | −0.09 | 0.03 | 0.24 | −0.27 | 0.04 | 0.05 | 0.14 | −0.31 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 14.21 | 14.83 | 9.98 | 6.65 | 1.32 | 0.12 | 0.62 | 5.81 | 1.77 | 1.82 | 2.52 | 2.49 |
| Expenses | 13.79 | 14.10 | 8.90 | 5.60 | 1.92 | 1.28 | 1.11 | 5.53 | 1.48 | 2.03 | 2.57 | 2.58 |
| Operating Profit | 0.48 | 0.80 | 1.13 | 1.09 | −0.59 | −1.15 | −0.48 | 0.32 | 0.32 | −0.20 | −0.04 | 0.01 |
| OPM % | 3.3% | 5.3% | 11.2% | 16.2% | −43.6% | −876.9% | −74.6% | 5.3% | 17.4% | −10.4% | −1.2% | 0.4% |
| Other Income | 0.47 | 0.38 | 0.35 | 0.32 | 0.32 | −1.50 | 0.14 | 0.00 | 0.55 | 0.38 | 0.20 | 0.16 |
| Interest | 0.14 | 0.05 | 0.04 | 0.04 | 0.06 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.41 | 0.88 | 1.24 | 3.10 | 4.49 | 4.60 | 3.35 | 2.18 | 1.15 | 0.18 | 0.18 | 0.21 |
| Profit before tax | 0.43 | 0.26 | 0.21 | −1.74 | −4.79 | −7.29 | −3.68 | −1.87 | −0.28 | 0.04 | 0.02 | 0.04 |
| Tax % | 88.1% | 56.0% | 40.0% | 0.6% | 2.1% | −3.0% | −7.9% | −11.3% | −25.9% | 366.6% | 700.0% | — |
| Exceptional items | −0.03 | 0.00 | 0.00 | 0.00 | 0.00 | −1.66 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | — |
| Net Profit | 0.05 | 0.11 | 0.11 | −1.73 | −4.87 | −7.01 | −3.37 | −1.64 | −0.18 | −0.08 | −0.04 | −0.08 |
| EPS (Rs) | 0.05 | 0.11 | 0.11 | −1.66 | −4.69 | −6.75 | −3.24 | −1.58 | −0.17 | −0.08 | −0.04 | −0.08 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.44 | 10.44 | 10.44 | 10.45 | 10.44 | 10.44 | 10.43 | 10.43 | 10.43 | 10.41 | 10.43 | 10.41 |
| Reserves | 23.82 | 20.38 | 20.18 | 20.28 | 18.16 | 13.01 | 5.45 | 2.08 | 0.43 | 0.24 | 0.16 | 0.11 |
| Borrowings | 1.38 | 0.88 | 0.51 | 0.51 | 0.50 | 0.63 | 0.39 | 0.54 | 0.69 | 0.22 | 0.26 | 0.26 |
| Other Liabilities | 2.86 | 2.54 | 2.79 | 2.42 | 2.35 | 2.39 | 2.14 | 1.75 | 1.50 | 1.41 | 1.56 | 1.62 |
| Total Liabilities | 38.50 | 34.24 | 33.92 | 33.66 | 31.45 | 26.47 | 18.41 | 14.80 | 13.05 | 12.28 | 12.41 | 12.40 |
| Fixed Assets | 14.35 | 11.56 | 11.48 | 15.09 | 19.11 | 19.79 | 17.39 | 14.07 | 12.01 | 11.03 | 10.98 | 10.96 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1.88 | 1.80 | 1.80 | 1.79 | 1.79 | 1.79 | 0.14 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 22.27 | 20.88 | 20.64 | 16.78 | 10.55 | 4.89 | 0.88 | 0.73 | 1.04 | 1.25 | 1.43 | 1.44 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.56 | 0.31 | 0.12 | 0.00 | 0.00 | 0.00 | 0.00 |
| Trade receivables | 16.72 | 16.72 | 16.59 | 12.67 | 6.42 | 1.05 | 0.06 | 0.02 | 0.56 | 0.66 | 0.76 | 0.78 |
| Cash & equivalents | 0.12 | 0.05 | 0.03 | 0.03 | 0.02 | 0.05 | 0.09 | 0.17 | 0.03 | 0.02 | 0.04 | 0.02 |
| Total Assets | 38.50 | 34.24 | 33.92 | 33.66 | 31.45 | 26.47 | 18.41 | 14.80 | 13.05 | 12.28 | 12.41 | 12.40 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −0.35 | 1.47 | 1.46 | 4.84 | 7.53 | 5.36 | 0.53 | −0.21 | −0.19 | 0.80 | −0.10 | 0.17 |
| Cash from investing activity | 0.80 | −1.02 | −1.10 | −4.81 | −7.49 | −5.43 | −0.24 | 0.13 | −0.10 | −0.33 | 0.05 | −0.15 |
| Cash from financing activity | −0.38 | −0.52 | −0.37 | 0.00 | −0.02 | 0.13 | −0.24 | 0.15 | 0.16 | −0.48 | 0.06 | −0.02 |
| Net cash flow | 0.11 | −0.09 | −0.03 | 0.00 | 0.00 | 0.03 | 0.05 | 0.10 | −0.15 | −0.02 | 0.03 | −0.03 |
| Capex | 1.06 | 1.12 | 1.12 | 4.85 | 0.00 | 0.00 | 0.00 | 0.00 | 0.12 | 0.35 | 0.00 | 0.00 |
| Free cash flow | −1.40 | 0.36 | 0.35 | −0.02 | 7.51 | 5.35 | 0.53 | −0.21 | −0.30 | 0.46 | −0.04 | 0.17 |
| CFO / OP % | −14.0% | 311.0% | 184.0% | 430.0% | 694.0% | −921.0% | −46.0% | 43.0% | −58.0% | 255.0% | 47.0% | −533.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor days | 222 | 431 | 409 | 464 | 353 | 292 | 198 | 18 | 37 | 138 | 155 | 115 |
| Cash conversion cycle | 222 | 431 | 409 | 464 | 353 | 292 | 198 | 18 | 37 | 138 | 155 | 115 |
| Working capital days | 270 | 508 | 477 | 583 | 540 | 1,098 | 590 | −41 | 17 | 199 | 211 | 157 |
| ROCE % | −0.5% | 1.8% | 1.0% | 0.8% | −5.6% | −17.8% | −27.7% | −25.1% | −15.2% | −2.4% | 0.3% | 0.1% |
For the Mar 2026 quarter, First Fintec reported sales of ₹0.42 Cr, up 0.0% year on year and net profit of −₹0.32 Cr. The operating margin was −58.1%.
First Fintec's sales for the year to Mar 2026 were ₹2.52 Cr; over the last twelve months they were ₹2.49 Cr.
Net profit for the year to Mar 2026 was −₹0.04 Cr, and −₹0.08 Cr over the last twelve months. Earnings per share over the same trailing period were ₹−0.08.
First Fintec reported borrowings of ₹0.26 Cr at Mar 2026, against cash and equivalents of ₹0.02 Cr.
Cash from operations was ₹0.17 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹0.17 Cr.