PMC Fincorp (BSE 534060)₹1.840.00%Non Banking Financial Company (NBFC)
In the Mar 2026 quarter (standalone), PMC Fincorp reported revenue of ₹3.79 Cr, up 14.5% from Mar 2025, and net profit of −₹0.40 Cr, down 146.5% year on year. For the year to Mar 2026, revenue were ₹18.54 Cr and net profit ₹6.14 Cr.
Company filings, standalone accounts; latest reported quarter Mar 2026
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.72 | 3.50 | 3.62 | 5.80 | 8.06 | 7.13 | 5.14 | 3.31 | 6.80 | 5.07 | 4.97 | 3.79 |
| Interest | 0.43 | 0.44 | 0.35 | 0.37 | 0.18 | 0.07 | 0.03 | 1.04 | 0.91 | 0.89 | 0.89 | 0.30 |
| Net interest income | 2.29 | 3.06 | 3.27 | 5.43 | 7.88 | 7.06 | 5.11 | 2.27 | 5.89 | 4.18 | 4.08 | 3.49 |
| Expenses | 0.50 | 0.33 | 0.32 | 0.33 | 0.54 | 0.64 | 0.36 | 0.79 | 0.48 | 1.53 | 3.06 | 3.75 |
| Financing Profit | 1.81 | 2.75 | 2.97 | 5.12 | 7.36 | 6.45 | 4.77 | 1.50 | 5.43 | 2.67 | 1.04 | −0.26 |
| Financing Margin % | 66.4% | 78.4% | 81.9% | 88.2% | 91.2% | 90.3% | 92.8% | 45.1% | 79.8% | 52.5% | 20.7% | −6.6% |
| Other Income | 0.06 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Profit before tax | 1.86 | 2.73 | 2.95 | 5.10 | 7.35 | 6.42 | 4.75 | 1.48 | 5.41 | 2.65 | 1.02 | −0.28 |
| Tax % | 0.0% | 0.0% | 0.0% | 24.3% | 20.1% | 16.0% | 20.0% | 42.8% | 24.4% | 26.1% | 48.5% | 51.8% |
| Net Profit | 1.83 | 2.73 | 2.93 | 3.84 | 5.87 | 5.37 | 3.78 | 0.86 | 4.10 | 1.94 | 0.53 | −0.40 |
| EPS (Rs) | 0.02 | 0.03 | 0.03 | 0.04 | 0.07 | 0.07 | 0.04 | 0.00 | 0.05 | 0.02 | 0.00 | 0.00 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 14.40 | 7.37 | 5.71 | 8.51 | 9.79 | 5.44 | 7.39 | 8.49 | 15.58 | 21.28 | 18.54 | 20.63 |
| Interest | 2.33 | 3.59 | 2.28 | 0.89 | 0.87 | 0.66 | 0.90 | 1.58 | 1.56 | 1.33 | 3.38 | 2.99 |
| Net interest income | 12.07 | 3.78 | 3.43 | 7.62 | 8.92 | 4.78 | 6.49 | 6.91 | 14.02 | 19.95 | 15.16 | 17.64 |
| Expenses | 10.50 | 2.63 | 1.97 | 5.39 | 6.98 | 2.33 | 3.93 | 13.27 | 1.44 | 1.43 | 6.29 | 8.82 |
| Financing Profit | 1.60 | 1.17 | 1.48 | 2.25 | 1.95 | 2.47 | 2.58 | −6.35 | 12.60 | 18.54 | 8.87 | 8.88 |
| Financing Margin % | 11.0% | 15.7% | 25.8% | 26.3% | 19.8% | 45.2% | 34.8% | −74.8% | 80.8% | 87.1% | 47.8% | 43.0% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.09 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.12 | 0.06 | 0.04 | 0.02 | 0.01 | 0.01 | 0.00 | 0.04 | 0.09 | 0.06 | 0.06 | 0.04 |
| Profit before tax | 1.47 | 1.10 | 1.43 | 2.22 | 1.93 | 2.45 | 2.57 | −6.38 | 12.60 | 18.45 | 8.81 | 8.80 |
| Tax % | 39.0% | 33.0% | 28.1% | 27.6% | 24.9% | 25.4% | 28.9% | 0.0% | 9.8% | 22.1% | 30.0% | — |
| Net Profit | 0.89 | 0.73 | 1.02 | 1.60 | 1.45 | 1.83 | 1.80 | −6.35 | 11.34 | 14.36 | 6.14 | 6.17 |
| EPS (Rs) | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.02 | 0.02 | −0.08 | 0.15 | 0.19 | 0.08 | 0.07 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 5.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 24.28 | 48.55 | 48.52 | 50.76 | 50.81 | 50.82 | 50.78 | 50.79 | 53.27 | 53.36 | 70.99 | 71.01 |
| Reserves | 31.65 | 7.98 | 10.67 | 15.32 | 16.92 | 18.96 | 20.74 | 40.08 | 49.77 | 61.55 | 97.41 | 114 |
| Borrowings | 38.94 | 56.80 | 50.50 | 21.09 | 18.22 | 10.10 | 6.19 | 24.53 | 27.39 | 18.52 | 46.07 | 0.00 |
| Other Liabilities | 4.72 | 6.09 | 5.41 | 1.49 | 1.50 | 1.78 | 2.49 | 1.29 | 3.08 | 2.53 | 4.98 | 4.20 |
| Total Liabilities | 99.59 | 119 | 115 | 88.66 | 87.45 | 81.66 | 80.20 | 117 | 134 | 136 | 219 | 189 |
| Fixed Assets | 0.29 | 0.24 | 2.45 | 2.56 | 2.52 | 0.07 | 0.05 | 0.05 | 0.33 | 0.23 | 0.21 | 0.15 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 4.13 | 10.82 | 12.47 | 9.09 | 9.09 | 8.92 | 4.48 | 4.64 | 16.02 | 21.20 | 21.09 | 18.77 |
| Other Assets | 95.17 | 108 | 100 | 77.01 | 75.84 | 72.67 | 75.67 | 112 | 117 | 115 | 198 | 170 |
| Inventories | 4.01 | 1.01 | 1.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.01 |
| Trade receivables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & equivalents | 0.00 | 0.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.98 | 0.00 | 0.99 | 46.78 | 2.99 |
| Total Assets | 99.59 | 119 | 115 | 88.66 | 87.45 | 81.66 | 80.20 | 117 | 134 | 136 | 219 | 189 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −23.10 | 7.45 | 1.34 | −9.41 | 0.04 | 1.88 | −2.57 | −31.66 | −4.17 | 10.05 | −28.04 | −6.75 |
| Cash from investing activity | −1.85 | −6.74 | −3.94 | 3.19 | 0.00 | 2.13 | 6.33 | 0.33 | −21.18 | −0.67 | −1.57 | 3.56 |
| Cash from financing activity | 24.96 | 0.00 | 1.96 | 5.90 | 0.00 | −3.99 | −3.91 | 35.67 | 21.40 | −8.90 | 75.68 | −40.98 |
| Net cash flow | 0.08 | 0.71 | −0.64 | −0.30 | 0.04 | 0.02 | −0.16 | 4.46 | −3.93 | 0.45 | 46.27 | −44.30 |
| Capex | 0.17 | 0.13 | 0.03 | 0.02 | 0.00 | 0.00 | 0.00 | 0.03 | 0.33 | 0.00 | 0.06 | 0.02 |
| Free cash flow | −23.22 | 7.35 | 1.32 | −9.41 | 0.02 | 1.88 | −2.55 | −31.59 | −4.49 | 10.04 | −28.00 | −6.76 |
| CFO / OP % | −269.0% | 205.0% | 36.0% | −240.0% | 21.0% | 85.0% | −80.0% | −897.0% | 72.0% | 71.0% | −135.0% | −22.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 7.8% | 1.6% | 1.2% | 1.6% | 2.4% | 2.1% | 2.6% | 2.2% | −6.5% | 10.4% | 10.1% | 3.5% |
For the Mar 2026 quarter, PMC Fincorp reported revenue of ₹3.79 Cr, up 14.5% year on year and net profit of −₹0.40 Cr, down 146.5% year on year.
PMC Fincorp's revenue for the year to Mar 2026 were ₹18.54 Cr; over the last twelve months they were ₹20.63 Cr.
Net profit for the year to Mar 2026 was ₹6.14 Cr, and ₹6.17 Cr over the last twelve months. Earnings per share over the same trailing period were ₹0.07.
Cash from operations was −₹6.75 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹6.76 Cr.