Comfort Fincap (BSE 535267)₹7.95+1.53%Non Banking Financial Company (NBFC)
In the Sep 2026 quarter (consolidated), Comfort Fincap reported revenue of ₹4.54 Cr, up 21.4% from Sep 2025, and net profit of ₹1.90 Cr, up 28.4% year on year. For the year to Mar 2026, revenue were ₹16.08 Cr and net profit ₹7.50 Cr.
Company filings, consolidated accounts; latest reported quarter Sep 2026
| Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.16 | 2.86 | 2.99 | 3.02 | 3.41 | 3.86 | 3.82 | 3.74 | 4.51 | 3.99 | 4.42 | 4.54 |
| Interest | 0.57 | 0.67 | 0.64 | 0.68 | 0.60 | 0.59 | 0.27 | 0.12 | 0.52 | 0.15 | 0.17 | 0.32 |
| Net interest income | 2.59 | 2.19 | 2.35 | 2.34 | 2.81 | 3.27 | 3.55 | 3.62 | 3.99 | 3.84 | 4.25 | 4.22 |
| Expenses | 0.87 | 1.59 | 0.64 | 0.96 | 0.87 | 1.16 | 0.89 | 1.07 | 0.91 | 2.30 | 1.48 | 1.48 |
| Financing Profit | 1.72 | 0.62 | 1.71 | 1.38 | 1.96 | 2.13 | 2.66 | 2.57 | 3.10 | 1.56 | 2.79 | 2.77 |
| Financing Margin % | 54.0% | 21.3% | 56.7% | 45.2% | 57.0% | 54.8% | 69.2% | 68.3% | 68.4% | 38.8% | 62.8% | 60.6% |
| Other Income | 0.00 | 0.70 | 1.00 | 0.09 | −0.33 | −0.94 | 0.53 | −0.48 | −0.03 | 0.03 | 0.15 | −0.16 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Profit before tax | 1.71 | 1.31 | 2.70 | 1.46 | 1.60 | 1.16 | 3.18 | 2.06 | 3.04 | 1.58 | 2.93 | 2.58 |
| Tax % | 24.7% | 43.8% | 28.2% | 28.2% | 15.1% | 33.0% | 16.1% | 28.3% | 24.4% | 32.4% | 24.9% | 26.8% |
| Net Profit | 1.29 | 0.74 | 1.93 | 1.05 | 1.37 | 0.78 | 2.68 | 1.48 | 2.30 | 1.08 | 2.21 | 1.90 |
| EPS (Rs) | 0.23 | 0.12 | 0.34 | 0.18 | 0.21 | 0.09 | 0.30 | 0.16 | 0.25 | 0.11 | 0.21 | 0.18 |
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5.39 | 7.33 | 7.37 | 5.77 | 11.10 | 12.40 | 14.63 | 13.87 | 13.04 | 16.08 | 17.46 |
| Interest | 0.71 | 2.10 | 1.35 | 1.70 | 2.69 | 3.42 | 5.03 | 2.68 | 2.52 | 1.04 | 1.16 |
| Net interest income | 4.68 | 5.23 | 6.02 | 4.07 | 8.41 | 8.98 | 9.60 | 11.19 | 10.52 | 15.04 | 16.30 |
| Expenses | 1.89 | 1.87 | 2.16 | 2.21 | 2.87 | 2.88 | 3.16 | 3.97 | 3.65 | 5.22 | 6.17 |
| Financing Profit | 2.81 | 3.38 | 3.87 | 1.89 | 5.58 | 6.14 | 6.49 | 7.27 | 6.91 | 9.87 | 10.22 |
| Financing Margin % | 51.9% | 45.9% | 52.2% | 32.5% | 50.1% | 49.3% | 44.2% | 52.2% | 52.8% | 61.2% | 58.5% |
| Other Income | 0.02 | 0.01 | 0.03 | 0.01 | 0.00 | 0.06 | 0.06 | 0.04 | 0.05 | 0.03 | −0.01 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 0.07 | 0.07 | 0.04 |
| Profit before tax | 2.83 | 3.39 | 3.90 | 1.90 | 5.60 | 6.22 | 6.57 | 7.29 | 6.90 | 9.86 | 10.13 |
| Tax % | 31.2% | 28.4% | 28.7% | 34.4% | 25.1% | 28.5% | 25.8% | 29.0% | 25.8% | 23.8% | — |
| Net Profit | 1.95 | 2.44 | 2.79 | 1.25 | 4.19 | 4.43 | 4.87 | 5.16 | 5.11 | 7.50 | 7.49 |
| EPS (Rs) | 0.35 | 0.44 | 0.50 | 0.22 | 0.76 | 0.80 | 0.89 | 0.94 | 0.63 | 0.82 | 0.75 |
| Dividend payout % | 11.3% | 11.3% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 10.6% | 15.7% | 12.1% | — |
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.83 | 10.82 | 10.83 | 10.82 | 10.83 | 10.82 | 10.84 | 10.83 | 15.95 | 17.95 |
| Reserves | 16.68 | 19.14 | 24.58 | 25.72 | 29.87 | 34.30 | 39.01 | 44.15 | 70.63 | 82.09 |
| Borrowings | 13.97 | 15.10 | 19.86 | 18.96 | 30.59 | 50.96 | 27.55 | 26.01 | 21.82 | 4.36 |
| Other Liabilities | 1.09 | 0.89 | 2.14 | 1.81 | 2.08 | 1.25 | 1.42 | 2.03 | 2.17 | 2.49 |
| Total Liabilities | 42.57 | 45.95 | 57.41 | 57.31 | 73.37 | 97.33 | 78.82 | 83.02 | 111 | 107 |
| Fixed Assets | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 | 0.01 | 1.92 | 1.84 | 1.77 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 2.69 | 2.61 | 9.38 | 6.13 | 3.29 | 3.84 | 3.99 | 6.13 | 5.33 | 5.08 |
| Other Assets | 39.87 | 43.32 | 48.01 | 51.17 | 70.07 | 93.49 | 74.82 | 74.97 | 103 | 100 |
| Inventories | 2.99 | 1.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Trade receivables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & equivalents | 2.01 | 2.01 | 0.99 | 0.00 | 0.00 | 2.01 | 1.01 | 0.00 | 2.99 | 4.01 |
| Total Assets | 42.57 | 45.95 | 57.41 | 57.31 | 73.37 | 97.33 | 78.82 | 83.02 | 111 | 107 |
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −11.35 | 1.19 | −4.52 | 0.50 | −13.10 | −15.00 | 26.96 | 4.16 | −19.69 | 13.05 |
| Cash from investing activity | 0.66 | 0.13 | 0.00 | 1.34 | 4.10 | 0.00 | 0.00 | −0.69 | 0.51 | 0.03 |
| Cash from financing activity | 10.50 | −1.22 | 3.10 | −2.62 | 8.99 | 16.97 | −28.42 | −4.21 | 19.85 | −12.53 |
| Net cash flow | −0.19 | 0.12 | −1.44 | −0.77 | 0.00 | 1.99 | −1.49 | −0.76 | 0.65 | 0.57 |
| Capex | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.69 | 0.00 | 0.00 |
| Free cash flow | −11.38 | 1.20 | −4.55 | 0.52 | −13.14 | −15.04 | 27.03 | 3.48 | −19.77 | 13.09 |
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 7.0% | 8.4% | 8.5% | 3.4% | 10.8% | 10.3% | 10.2% | 9.8% | 7.2% | 8.0% |
For the Sep 2026 quarter, Comfort Fincap reported revenue of ₹4.54 Cr, up 21.4% year on year and net profit of ₹1.90 Cr, up 28.4% year on year.
Comfort Fincap's revenue for the year to Mar 2026 were ₹16.08 Cr; over the last twelve months they were ₹17.46 Cr.
Net profit for the year to Mar 2026 was ₹7.50 Cr, and ₹7.49 Cr over the last twelve months. Earnings per share over the same trailing period were ₹0.75.
Cash from operations was ₹13.05 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹13.09 Cr.