KIFS Financial Services (BSE 535566)₹108.55−1.32%Non Banking Financial Company (NBFC)
In the Mar 2026 quarter (standalone), KIFS Financial Services reported revenue of ₹11.96 Cr, up 81.5% from Mar 2025, and net profit of ₹1.88 Cr, down 40.5% year on year. For the year to Mar 2026, revenue were ₹35.94 Cr and net profit ₹8.01 Cr.
Company filings, standalone accounts; latest reported quarter Mar 2026
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7.91 | 8.08 | 13.59 | 16.97 | 8.37 | 8.71 | 5.39 | 6.59 | 9.80 | 7.04 | 7.14 | 11.96 |
| Interest | 5.82 | 5.50 | 11.38 | 12.37 | 6.01 | 6.29 | 2.83 | 6.02 | 7.25 | 4.03 | 3.87 | 8.16 |
| Net interest income | 2.09 | 2.58 | 2.21 | 4.60 | 2.36 | 2.42 | 2.56 | 0.57 | 2.55 | 3.01 | 3.27 | 3.80 |
| Expenses | 0.17 | 0.16 | 0.20 | 0.73 | 0.20 | 0.13 | 0.16 | 0.19 | 0.22 | 0.18 | 0.18 | 1.04 |
| Financing Profit | 1.91 | 2.42 | 2.02 | 3.85 | 2.16 | 2.29 | 2.40 | 0.37 | 2.32 | 2.83 | 3.09 | 2.76 |
| Financing Margin % | 24.2% | 30.0% | 14.8% | 22.7% | 25.8% | 26.3% | 44.6% | 5.7% | 23.7% | 40.2% | 43.3% | 23.1% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 4.03 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.10 | 0.10 | 0.10 | 0.26 | 0.13 | 0.13 | 0.13 | 0.13 | 0.09 | 0.02 | 0.02 | 0.19 |
| Profit before tax | 1.82 | 2.33 | 1.93 | 3.61 | 2.04 | 2.17 | 2.28 | 4.29 | 2.24 | 2.82 | 3.08 | 2.58 |
| Tax % | 25.2% | 24.4% | 24.7% | 30.4% | 26.8% | 24.8% | 23.2% | 27.0% | 25.3% | 25.1% | 25.2% | 27.8% |
| Net Profit | 1.38 | 1.78 | 1.47 | 2.53 | 1.52 | 1.65 | 1.78 | 3.16 | 1.69 | 2.13 | 2.32 | 1.88 |
| EPS (Rs) | 1.26 | 1.63 | 1.34 | 2.32 | 1.39 | 1.51 | 1.63 | 2.90 | 1.54 | 1.95 | 2.13 | 1.72 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7.13 | 8.46 | 6.04 | 5.87 | 15.56 | 20.95 | 32.64 | 30.70 | 46.59 | 33.11 | 35.94 | 35.94 |
| Interest | 1.94 | 2.80 | 1.05 | 1.13 | 9.52 | 15.41 | 23.10 | 20.71 | 35.08 | 21.15 | 23.32 | 23.31 |
| Net interest income | 5.19 | 5.66 | 4.99 | 4.74 | 6.04 | 5.54 | 9.54 | 9.99 | 11.51 | 11.96 | 12.62 | 12.63 |
| Expenses | 0.91 | 0.60 | 0.75 | 0.66 | 0.74 | 0.49 | 0.97 | 0.91 | 1.22 | 0.64 | 1.58 | 1.62 |
| Financing Profit | 4.28 | 5.07 | 4.24 | 4.09 | 5.31 | 5.03 | 8.59 | 9.08 | 10.23 | 11.29 | 11.02 | 11.00 |
| Financing Margin % | 60.0% | 59.9% | 70.2% | 69.6% | 34.1% | 24.0% | 26.3% | 29.6% | 22.0% | 34.0% | 30.7% | 30.6% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.05 | 0.16 | 0.11 | 0.08 | 0.06 | 0.04 | 0.39 | 0.51 | 0.52 | 0.48 | 0.29 | 0.32 |
| Profit before tax | 4.23 | 4.92 | 4.13 | 4.03 | 5.25 | 5.05 | 8.18 | 8.56 | 9.71 | 10.79 | 10.73 | 10.72 |
| Tax % | 33.4% | 32.2% | 27.7% | 29.9% | 25.4% | 25.5% | 25.4% | 25.5% | 26.9% | 25.6% | 25.7% | — |
| Net Profit | 2.84 | 3.36 | 3.01 | 2.83 | 3.95 | 3.80 | 6.15 | 6.42 | 7.14 | 8.08 | 8.01 | 8.02 |
| EPS (Rs) | 2.61 | 3.09 | 2.76 | 2.60 | 3.63 | 3.49 | 5.66 | 5.91 | 6.57 | 7.45 | 7.37 | 7.34 |
| Dividend payout % | 28.7% | 29.1% | 32.5% | 38.4% | 34.3% | 35.7% | 23.8% | 22.8% | 21.3% | 20.2% | 21.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.82 | 10.81 | 10.82 | 10.83 | 10.82 | 10.82 | 10.81 | 10.82 | 10.80 | 10.81 | 10.82 | 10.81 |
| Reserves | 10.49 | 12.32 | 14.52 | 16.33 | 19.16 | 21.77 | 24.20 | 28.97 | 33.87 | 39.50 | 46.07 | 52.36 |
| Borrowings | 23.92 | 67.27 | 24.72 | 16.11 | 68.43 | 170 | 159 | 253 | 264 | 245 | 332 | 382 |
| Other Liabilities | 2.33 | 3.31 | 3.75 | 3.16 | 2.23 | 3.41 | 4.22 | 7.36 | 5.94 | 6.42 | 4.71 | 5.84 |
| Total Liabilities | 47.56 | 93.71 | 53.81 | 46.43 | 101 | 206 | 198 | 300 | 315 | 302 | 394 | 451 |
| Fixed Assets | 0.00 | 0.46 | 0.31 | 0.21 | 0.14 | 0.10 | 0.00 | 1.60 | 1.10 | 1.48 | 1.02 | 1.82 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 29.64 | 11.75 | 8.02 |
| Other Assets | 47.56 | 93.25 | 53.50 | 46.22 | 101 | 206 | 198 | 299 | 314 | 270 | 381 | 441 |
| Cash & equivalents | 3.99 | 2.99 | 3.99 | 4.99 | 3.99 | 3.99 | 33.91 | 4.99 | −3.99 | 12.96 | 176 | 22.92 |
| Total Assets | 47.56 | 93.71 | 53.81 | 46.43 | 101 | 206 | 198 | 300 | 315 | 302 | 394 | 451 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | 1.07 | 0.84 | 2.56 | 1.36 | 0.31 | 1.86 | 31.34 | −26.10 | −7.97 | 49.22 | 147 | −154 |
| Cash from investing activity | 0.00 | −0.52 | 0.00 | 0.00 | 0.00 | 0.00 | 0.10 | −2.00 | 0.00 | −30.69 | 17.98 | 2.60 |
| Cash from financing activity | −0.64 | −0.97 | −1.16 | −1.16 | −1.16 | −1.29 | −1.34 | −1.34 | −1.45 | −1.45 | −1.50 | −1.61 |
| Net cash flow | 0.42 | −0.63 | 1.39 | 0.19 | −0.84 | 0.56 | 30.03 | −29.36 | −9.42 | 17.16 | 164 | −153 |
| Capex | 0.00 | 0.52 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.00 | 0.00 | 0.88 | 0.00 | 1.58 |
| Free cash flow | 1.07 | 0.33 | 2.56 | 1.36 | 0.31 | 1.86 | 31.41 | −28.03 | −7.96 | 48.25 | 165 | −155 |
| CFO / OP % | 31.0% | 14.1% | 33.1% | 26.1% | 29.1% | 22.1% | 160.1% | −75.9% | −19.0% | 114.0% | 462.1% | −441.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 9.1% | 12.7% | 13.8% | 11.4% | 9.9% | 12.6% | 11.2% | 16.4% | 15.1% | 14.9% | 15.0% | 13.3% |
For the Mar 2026 quarter, KIFS Financial Services reported revenue of ₹11.96 Cr, up 81.5% year on year and net profit of ₹1.88 Cr, down 40.5% year on year.
KIFS Financial Services' revenue for the year to Mar 2026 were ₹35.94 Cr; over the last twelve months they were ₹35.94 Cr.
Net profit for the year to Mar 2026 was ₹8.01 Cr, and ₹8.02 Cr over the last twelve months. Earnings per share over the same trailing period were ₹7.34.
Cash from operations was −₹154 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹155 Cr.