India Finsec (BSE 535667)₹249.70−0.12%Non Banking Financial Company (NBFC)
In the Sep 2026 quarter (consolidated), India Finsec reported revenue of ₹31.10 Cr, up 53.6% from Sep 2025, and net profit of ₹8.15 Cr, up 46.8% year on year. For the year to Mar 2026, revenue were ₹85.40 Cr and net profit ₹22.02 Cr.
Company filings, consolidated accounts; latest reported quarter Sep 2026
| Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 16.25 | 16.77 | 16.63 | 18.09 | 18.61 | 18.12 | 18.65 | 20.25 | 21.68 | 24.52 | 29.27 | 31.10 |
| Interest | 6.08 | 5.74 | 5.63 | 6.51 | 6.51 | 6.68 | 6.49 | 7.10 | 8.70 | 10.98 | 13.10 | 14.27 |
| Net interest income | 10.17 | 11.03 | 11.00 | 11.58 | 12.10 | 11.44 | 12.16 | 13.15 | 12.98 | 13.54 | 16.17 | 16.83 |
| Expenses | 5.78 | 6.45 | 5.12 | 4.87 | 5.29 | 4.76 | 4.53 | 4.93 | 5.08 | 5.82 | 6.04 | 5.09 |
| Financing Profit | 4.34 | 4.52 | 5.81 | 6.66 | 6.75 | 6.62 | 7.57 | 8.16 | 7.83 | 7.63 | 10.03 | 11.64 |
| Financing Margin % | 26.7% | 27.0% | 35.0% | 36.9% | 36.4% | 36.6% | 40.7% | 40.4% | 36.2% | 31.2% | 34.3% | 37.5% |
| Other Income | 0.20 | 0.05 | 0.56 | 0.06 | 0.08 | 0.11 | 0.13 | 0.29 | −0.12 | 1.05 | 0.17 | 0.33 |
| Depreciation | 0.54 | 0.55 | 0.53 | 0.67 | 0.70 | 0.72 | 0.64 | 0.75 | 0.78 | 0.92 | 0.78 | 0.80 |
| Profit before tax | 4.00 | 4.00 | 5.84 | 6.05 | 6.13 | 6.01 | 7.04 | 7.70 | 6.95 | 7.74 | 9.42 | 11.16 |
| Tax % | 23.8% | 17.0% | 24.7% | 25.3% | 24.7% | 23.7% | 23.6% | 27.8% | 27.2% | 26.1% | 26.8% | 27.1% |
| Net Profit | 3.04 | 3.32 | 4.40 | 4.52 | 4.62 | 4.58 | 5.36 | 5.55 | 5.06 | 5.73 | 6.90 | 8.15 |
| EPS (Rs) | 0.73 | 1.34 | 1.11 | 1.14 | 0.70 | 1.13 | 1.31 | 1.36 | 1.22 | 1.40 | 1.69 | 1.99 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 8.03 | 9.04 | 7.03 | 10.03 | 18.06 | 18.07 | 24.11 | 45.20 | 64.28 | 72.27 | 85.40 | 107 |
| Interest | 1.01 | 0.00 | 0.00 | 1.01 | 5.01 | 5.01 | 6.01 | 17.04 | 23.03 | 26.04 | 33.08 | 47.05 |
| Net interest income | 7.02 | 9.04 | 7.03 | 9.02 | 13.05 | 13.06 | 18.10 | 28.16 | 41.25 | 46.23 | 52.32 | 59.52 |
| Expenses | 5.99 | 6.99 | 4.99 | 6.99 | 8.98 | 5.99 | 11.99 | 20.96 | 22.95 | 18.98 | 19.97 | 22.03 |
| Financing Profit | 1.01 | 2.01 | 2.01 | 3.01 | 4.01 | 7.01 | 6.01 | 8.01 | 18.03 | 26.02 | 31.04 | 37.13 |
| Financing Margin % | 13.0% | 27.0% | 24.0% | 27.0% | 24.0% | 37.0% | 27.0% | 17.0% | 28.0% | 37.0% | 37.0% | 34.8% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.01 | 1.01 | 0.00 | 0.00 | 1.01 | 1.43 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 1.01 | 0.00 | 2.01 | 2.01 | 1.99 | 3.01 | 2.99 | 3.28 |
| Profit before tax | 1.01 | 2.01 | 2.01 | 3.01 | 4.01 | 6.01 | 5.01 | 6.01 | 16.02 | 24.04 | 29.03 | 35.27 |
| Tax % | 31.0% | 29.0% | 26.0% | 23.0% | 31.0% | 23.0% | 25.0% | 28.0% | 24.0% | 24.0% | 26.0% | — |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
| Net Profit | 1.01 | 2.01 | 2.01 | 2.01 | 3.01 | 5.01 | 4.01 | 5.01 | 12.01 | 18.03 | 22.02 | 25.84 |
| EPS (Rs) | 0.25 | 0.70 | 0.77 | 0.74 | 0.72 | 1.45 | 2.07 | 1.24 | 3.07 | 4.05 | 5.29 | 6.30 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 24.91 | 24.91 | 24.91 | 24.93 | 24.92 | 24.92 | 24.93 | 24.94 | 24.92 | 28.91 | 28.90 |
| Reserves | 16.96 | 18.99 | 19.98 | 21.99 | 23.97 | 27.98 | 33.05 | 36.02 | 42.99 | 85.06 | 99.93 |
| Borrowings | 0.00 | 0.00 | 0.00 | 38.93 | 36.88 | 50.89 | 84.78 | 170 | 190 | 198 | 400 |
| Other Liabilities | 1.99 | 0.00 | 0.99 | 6.97 | 12.93 | 19.90 | 36.84 | 47.77 | 44.78 | 50.75 | 59.71 |
| Total Liabilities | 43.86 | 43.90 | 46.88 | 92.82 | 97.70 | 123 | 180 | 278 | 303 | 362 | 589 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 1.99 | 2.99 | 9.99 | 8.99 | 8.99 | 12.99 | 15.98 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1.99 | 0.99 | 1.99 | 3.99 | 3.99 | 10.98 | 2.99 | 0.99 | 0.00 | 0.00 | 0.00 |
| Other Assets | 41.87 | 41.91 | 43.89 | 88.83 | 92.72 | 109 | 168 | 268 | 294 | 349 | 574 |
| Inventories | 0.99 | 1.99 | 0.99 | 1.99 | 0.99 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Trade receivables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & equivalents | 0.00 | 10.03 | 11.03 | 9.02 | 3.01 | 10.02 | 13.03 | 13.04 | 11.02 | 16.05 | 60.15 |
| Total Assets | 43.86 | 43.90 | 46.88 | 92.82 | 97.70 | 123 | 180 | 278 | 303 | 362 | 589 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −1.01 | 10.01 | 0.00 | −41.08 | −3.01 | −5.01 | −42.08 | −90.11 | −15.03 | −29.06 | −121 |
| Cash from investing activity | −1.01 | 0.00 | 0.00 | −3.01 | −1.01 | −8.01 | −1.01 | 0.00 | 0.00 | 3.01 | −4.01 |
| Cash from financing activity | 0.99 | 0.00 | 0.99 | 42.91 | −1.99 | 13.97 | 39.94 | 91.87 | 12.98 | 35.94 | 170 |
| Net cash flow | −0.99 | 9.96 | 0.00 | −0.99 | −5.98 | 0.99 | −1.99 | 1.99 | −1.99 | 9.96 | 44.84 |
| Capex | 0.00 | 0.00 | 0.29 | 0.31 | 0.80 | 1.27 | 8.97 | 1.26 | 0.82 | 2.65 | 5.78 |
| Free cash flow | −0.99 | 10.01 | −1.01 | −42.01 | −3.99 | −6.99 | −51.01 | −91.01 | −15.99 | −31.99 | −127 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 1.0% | 4.0% | 4.0% | 4.0% | 4.0% | 7.0% | 9.0% | 5.0% | 12.0% | 13.0% | 13.0% |
For the Sep 2026 quarter, India Finsec reported revenue of ₹31.10 Cr, up 53.6% year on year and net profit of ₹8.15 Cr, up 46.8% year on year.
India Finsec's revenue for the year to Mar 2026 were ₹85.40 Cr; over the last twelve months they were ₹107 Cr.
Net profit for the year to Mar 2026 was ₹22.02 Cr, and ₹25.84 Cr over the last twelve months. Earnings per share over the same trailing period were ₹6.30.
Cash from operations was −₹121 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹127 Cr.