Gilada Finance & Investments (BSE 538788)₹11.02+1.01%Non Banking Financial Company (NBFC)
In the Jun 2026 quarter (standalone), Gilada Finance & Investments reported revenue of ₹1.77 Cr, up 5.4% from Jun 2025, and net profit of ₹0.46 Cr, down 16.4% year on year. For the year to Mar 2026, revenue were ₹7.25 Cr and net profit ₹2.18 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.53 | 1.81 | 1.49 | 1.66 | 1.61 | 1.72 | 1.78 | 1.68 | 1.72 | 1.92 | 1.87 | 1.77 |
| Interest | 0.29 | 0.46 | 0.36 | 0.39 | 0.36 | 0.45 | 0.23 | 0.34 | 0.36 | 0.33 | 0.50 | 0.35 |
| Net interest income | 1.24 | 1.35 | 1.13 | 1.27 | 1.25 | 1.27 | 1.55 | 1.34 | 1.36 | 1.59 | 1.37 | 1.42 |
| Expenses | 0.48 | 0.57 | 1.24 | 0.65 | 0.65 | 0.66 | 0.80 | 0.63 | 0.75 | 0.81 | 0.74 | 0.84 |
| Financing Profit | 0.78 | 0.80 | −0.11 | 0.64 | 0.62 | 0.63 | 0.77 | 0.71 | 0.65 | 0.78 | 0.65 | 0.62 |
| Financing Margin % | 50.0% | 43.4% | −6.8% | 37.8% | 38.1% | 36.3% | 42.5% | 41.9% | 37.0% | 40.3% | 34.0% | 34.3% |
| Other Income | 0.05 | 0.02 | 0.26 | 0.11 | 0.15 | 0.06 | 0.05 | 0.05 | 0.15 | 0.06 | 0.03 | 0.02 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Profit before tax | 0.81 | 0.80 | 0.15 | 0.73 | 0.75 | 0.67 | 0.77 | 0.74 | 0.78 | 0.82 | 0.65 | 0.62 |
| Tax % | 25.0% | 25.3% | 57.2% | 25.0% | 25.7% | 25.8% | 30.3% | 24.7% | 24.7% | 24.7% | 28.2% | 24.6% |
| Net Profit | 0.61 | 0.61 | 0.08 | 0.56 | 0.56 | 0.51 | 0.54 | 0.55 | 0.58 | 0.61 | 0.47 | 0.46 |
| EPS (Rs) | 0.42 | 0.42 | 0.06 | 0.38 | 0.40 | 0.35 | 0.37 | 0.37 | 0.42 | 0.42 | 0.32 | 0.31 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.05 | 2.54 | 2.61 | 3.28 | 3.45 | 3.35 | 3.74 | 5.58 | 6.26 | 6.76 | 7.25 | 7.28 |
| Interest | 0.04 | 0.07 | 0.03 | 0.04 | 0.09 | 0.08 | 0.08 | 0.71 | 1.35 | 1.40 | 1.49 | 1.54 |
| Net interest income | 2.01 | 2.47 | 2.58 | 3.24 | 3.36 | 3.27 | 3.66 | 4.87 | 4.91 | 5.36 | 5.76 | 5.74 |
| Expenses | 0.73 | 0.33 | 1.17 | 2.46 | 1.81 | 1.86 | 2.03 | 3.02 | 2.82 | 2.73 | 2.96 | 3.14 |
| Financing Profit | 1.30 | 2.16 | 1.41 | 0.80 | 1.57 | 1.45 | 1.65 | 1.85 | 2.11 | 2.65 | 2.82 | 2.70 |
| Financing Margin % | 62.6% | 85.0% | 53.9% | 24.0% | 45.1% | 42.9% | 43.7% | 33.1% | 33.6% | 39.0% | 38.7% | 37.1% |
| Other Income | −0.06 | −0.41 | −0.28 | 0.02 | −0.33 | 0.02 | 0.02 | 0.25 | 0.27 | 0.32 | 0.19 | 0.26 |
| Depreciation | 0.00 | 0.40 | 0.04 | 0.09 | 0.03 | 0.02 | 0.03 | 0.02 | 0.02 | 0.04 | 0.05 | 0.01 |
| Profit before tax | 1.24 | 1.35 | 1.09 | 0.71 | 1.21 | 1.43 | 1.62 | 2.06 | 2.34 | 2.91 | 2.94 | 2.87 |
| Tax % | 33.3% | 32.1% | 29.6% | 11.4% | 22.5% | 31.0% | 18.0% | 25.9% | 27.1% | 26.6% | 26.0% | — |
| Exceptional items | −0.02 | −0.26 | −0.18 | 0.00 | −0.24 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
| Net Profit | 0.83 | 0.92 | 0.77 | 0.64 | 0.94 | 0.99 | 1.34 | 1.53 | 1.71 | 2.14 | 2.18 | 2.12 |
| EPS (Rs) | 0.60 | 0.66 | 0.53 | 0.44 | 0.67 | 0.69 | 0.94 | 1.07 | 1.22 | 1.51 | 1.53 | 1.47 |
| Dividend payout % | 0.0% | 0.0% | 11.5% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.52 | 3.52 | 3.52 | 3.52 | 3.51 | 3.51 | 3.52 | 3.52 | 7.04 | 7.05 | 7.05 | 7.04 |
| Reserves | 9.54 | 10.12 | 11.07 | 12.96 | 13.34 | 14.25 | 15.24 | 16.56 | 13.32 | 15.01 | 17.02 | 19.21 |
| Borrowings | 0.40 | 0.31 | 0.30 | 0.29 | 0.77 | 0.70 | 0.64 | 0.69 | 6.55 | 11.97 | 9.95 | 10.52 |
| Other Liabilities | 0.27 | 0.27 | 0.32 | 0.27 | 0.33 | 0.40 | 0.41 | 0.13 | 0.20 | 1.04 | 0.69 | 0.59 |
| Total Liabilities | 13.73 | 14.22 | 15.21 | 17.04 | 17.95 | 18.86 | 19.81 | 20.90 | 27.11 | 35.07 | 34.71 | 37.36 |
| Fixed Assets | 0.05 | 0.07 | 0.15 | 0.18 | 0.10 | 0.06 | 4.04 | 4.04 | 4.03 | 4.03 | 4.13 | 4.15 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.07 | 0.05 | 0.05 | 0.20 | 0.18 | 0.13 | 0.00 | 0.02 | 0.07 | 0.07 | 0.07 | 0.07 |
| Other Assets | 13.61 | 14.10 | 15.01 | 16.66 | 17.67 | 18.67 | 15.77 | 16.84 | 23.01 | 30.97 | 30.51 | 33.14 |
| Inventories | 3.84 | 3.84 | 3.86 | 3.84 | 3.84 | 3.84 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Trade receivables | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.52 |
| Cash & equivalents | 0.12 | 0.09 | 0.15 | 2.97 | 0.19 | 0.14 | 0.03 | 0.79 | 3.10 | 0.65 | 0.33 | 0.18 |
| Total Assets | 13.73 | 14.22 | 15.21 | 17.04 | 17.95 | 18.86 | 19.81 | 20.90 | 27.11 | 35.07 | 34.71 | 37.36 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | 0.17 | 0.14 | 1.88 | −3.17 | 0.08 | 0.06 | 0.80 | −2.85 | −6.74 | 2.98 | 0.61 |
| Cash from investing activity | −0.04 | −0.11 | −0.22 | −0.03 | −0.03 | −0.02 | −0.05 | −0.08 | −0.03 | −0.16 | −0.09 |
| Cash from financing activity | −0.17 | 0.00 | 1.14 | 0.44 | −0.14 | −0.12 | 0.00 | 5.21 | 4.31 | −3.15 | −0.68 |
| Net cash flow | −0.04 | 0.06 | 2.84 | −2.76 | −0.09 | −0.09 | 0.77 | 2.32 | −2.46 | −0.33 | −0.16 |
| Capex | 0.04 | 0.11 | 0.09 | 0.03 | 0.03 | 0.02 | 0.05 | 0.03 | 0.03 | 0.16 | 0.09 |
| Free cash flow | 0.14 | 0.06 | 1.80 | −3.19 | 0.06 | 0.05 | 0.76 | −2.87 | −6.76 | 2.83 | 0.53 |
| CFO / OP % | 45.0% | 24.0% | 159.0% | −345.0% | 13.0% | 26.0% | 68.0% | −97.0% | −189.0% | 88.0% | 33.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 8.1% | 6.4% | 8.3% | 6.1% | 3.8% | 6.8% | 5.4% | 6.8% | 7.5% | 8.0% | 9.2% | 8.6% |
For the Jun 2026 quarter, Gilada Finance & Investments reported revenue of ₹1.77 Cr, up 5.4% year on year and net profit of ₹0.46 Cr, down 16.4% year on year.
Gilada Finance & Investments' revenue for the year to Mar 2026 were ₹7.25 Cr; over the last twelve months they were ₹7.28 Cr.
Net profit for the year to Mar 2026 was ₹2.18 Cr, and ₹2.12 Cr over the last twelve months. Earnings per share over the same trailing period were ₹1.47.
Cash from operations was ₹0.61 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹0.53 Cr.