JMJ Fintech quarterly results and financials

JMJ Fintech (BSE 538834)₹8.91−3.15%(9 Nov 2026 close)Non Banking Financial Company (NBFC)

Key facts

In the Jun 2026 quarter (standalone), JMJ Fintech reported revenue of ₹5.34 Cr, up 5.5% from Jun 2025, and net profit of ₹1.98 Cr, up 75.2% year on year. For the year to Mar 2026, revenue were ₹21.77 Cr and net profit ₹7.61 Cr.

Revenue (Jun 2026): ₹5.34 Cr
Net profit (Jun 2026): ₹1.98 Cr
Revenue (FY Mar 2026): ₹21.77 Cr
Net profit (FY Mar 2026): ₹7.61 Cr
EPS (Jun 2026): ₹0.53
Borrowings (Mar 2026): ₹32.30 Cr

Company filings, standalone accounts; latest reported quarter Jun 2026

JMJ Fintech quarterly results

₹ crore unless stated; each column is a quarter.

JMJ Fintech Quarterly results
	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	1.47	2.13	3.06	3.68	3.74	3.59	6.10	5.06	6.30	5.12	5.33	5.34
Interest	0.17	0.24	0.30	0.33	0.35	0.35	0.50	0.68	0.77	0.83	0.91	0.95
Net interest income	1.30	1.89	2.76	3.35	3.39	3.24	5.60	4.38	5.53	4.29	4.42	4.39
Expenses	0.51	0.63	0.93	0.86	1.10	1.72	2.19	2.74	1.57	1.95	2.08	1.72
Financing Profit	0.77	1.24	1.81	2.47	2.27	1.52	3.39	1.64	3.95	2.34	2.32	2.67
Financing Margin %	52.7%	58.4%	59.3%	67.2%	60.8%	42.5%	55.6%	32.5%	62.6%	45.8%	43.6%	50.1%
Other Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.08	0.05	0.02
Depreciation	0.00	0.00	0.17	0.03	0.04	0.06	0.06	0.05	0.06	0.06	0.06	0.05
Profit before tax	0.77	1.24	1.65	2.43	2.22	1.47	3.34	1.59	3.88	2.34	2.31	2.64
Tax %	41.1%	17.7%	72.6%	25.5%	25.2%	30.2%	80.2%	28.2%	23.7%	26.4%	24.6%	25.2%
Net Profit	0.47	1.02	0.47	1.83	1.68	1.03	0.67	1.13	2.98	1.75	1.76	1.98
EPS (Rs)	0.11	0.27	0.11	0.48	0.44	0.26	0.16	0.29	0.76	0.44	0.47	0.53

JMJ Fintech profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

JMJ Fintech Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	2.06	2.76	3.40	3.63	2.27	1.70	0.63	3.81	7.45	17.12	21.77	22.09
Interest	0.00	0.00	0.00	0.07	0.00	0.12	0.00	0.05	0.84	1.57	3.22	3.46
Net interest income	2.06	2.76	3.40	3.56	2.27	1.58	0.63	3.76	6.61	15.55	18.55	18.63
Expenses	2.72	2.51	3.39	3.79	2.65	1.80	0.60	3.50	2.56	5.87	8.24	7.32
Financing Profit	−0.65	0.23	0.00	−0.21	−0.38	−0.20	0.04	0.26	4.03	9.66	10.31	11.28
Financing Margin %	−31.9%	8.6%	0.0%	−6.1%	−17.1%	−12.3%	7.8%	7.1%	54.1%	56.5%	47.4%	51.1%
Other Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.74	0.00	0.00	0.16	0.15
Depreciation	0.01	0.01	0.00	0.00	0.00	0.00	0.00	0.01	0.17	0.23	0.27	0.23
Profit before tax	−0.69	0.21	0.00	−0.23	−0.40	−0.20	0.06	0.99	3.87	9.46	10.22	11.17
Tax %	0.0%	31.9%	—	0.0%	0.0%	28.6%	0.0%	16.4%	44.6%	45.5%	25.9%	—
Exceptional items	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.73	0.00	0.00	0.00	—
Net Profit	−0.69	0.17	0.04	−0.23	−0.38	−0.27	0.06	0.84	2.15	5.18	7.61	8.47
EPS (Rs)	−0.17	0.03	0.00	−0.05	−0.09	−0.06	0.00	0.21	0.57	1.34	2.06	2.20
Dividend payout %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	6.2%	0.0%	—

JMJ Fintech balance sheet

₹ crore, at each year end.

JMJ Fintech Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	12.41	12.43	12.39	12.40	12.41	12.41	12.41	12.43	12.41	12.41	12.81	37.27
Reserves	0.55	−0.15	0.03	0.06	−0.18	−0.57	−0.83	−0.78	0.27	3.17	10.84	18.79
Borrowings	0.00	0.00	0.00	0.00	1.16	2.17	0.72	0.00	2.99	10.37	21.09	32.30
Other Liabilities	0.06	0.60	0.13	0.04	0.04	0.03	0.09	0.17	0.16	1.51	3.33	1.27
Total Liabilities	13.02	12.88	12.55	12.50	13.43	14.04	12.39	11.82	15.83	27.46	48.07	89.63
Fixed Assets	0.06	0.04	0.02	0.00	0.00	0.00	0.00	0.04	0.36	0.59	0.86	5.03
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Assets	12.96	12.84	12.53	12.50	13.43	14.04	12.39	11.78	15.47	26.87	47.21	84.60
Inventories	4.01	3.01	1.01	1.01	3.01	1.01	1.01	0.00	0.00	0.00	0.00	0.00
Trade receivables	0.00	0.00	0.00	0.00	0.00	0.00	0.99	0.00	0.00	0.00	0.00	0.00
Cash & equivalents	0.99	0.00	0.00	0.99	0.00	0.00	0.00	1.99	1.99	0.00	1.99	11.95
Total Assets	13.02	12.88	12.55	12.50	13.43	14.04	12.39	11.82	15.83	27.46	48.07	89.63

JMJ Fintech cash flow

₹ crore, for each year.

JMJ Fintech Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	0.92	−0.67	0.08	1.08	−2.34	−0.14	1.57	2.26	−2.62	−8.37	−9.32	−17.93
Cash from investing activity	0.00	0.00	0.00	0.01	0.00	−0.99	0.00	−0.02	−0.78	−0.18	−0.51	−4.42
Cash from financing activity	−0.08	−0.01	−0.01	0.00	1.14	1.00	−1.45	−0.72	3.00	7.36	11.72	32.33
Net cash flow	0.85	−0.69	0.06	1.10	−1.19	−0.13	0.12	1.55	−0.43	−1.19	1.87	10.02
Capex	0.00	0.00	0.00	0.00	0.00	1.01	0.00	0.04	0.35	0.42	0.53	4.44
Free cash flow	0.90	−0.65	0.06	1.08	−2.32	−1.12	1.55	2.23	−2.96	−8.74	−9.82	−22.31
CFO / OP %	535.0%	100.1%	28.1%	10,800.0%	1,664.0%	34.1%	−1,950.0%	4,540.1%	−797.0%	−171.0%	−83.0%	−111.9%

JMJ Fintech ratios

Working-capital days and returns, by year.

JMJ Fintech Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	0.5%	−5.4%	1.3%	0.2%	−1.8%	−3.2%	−2.2%	0.4%	0.9%	15.1%	26.4%	19.1%

JMJ Fintech: frequently asked questions

What are the latest quarterly results of JMJ Fintech?

For the Jun 2026 quarter, JMJ Fintech reported revenue of ₹5.34 Cr, up 5.5% year on year and net profit of ₹1.98 Cr, up 75.2% year on year.

What is the annual revenue of JMJ Fintech?

JMJ Fintech's revenue for the year to Mar 2026 were ₹21.77 Cr; over the last twelve months they were ₹22.09 Cr.

What is the net profit of JMJ Fintech?

Net profit for the year to Mar 2026 was ₹7.61 Cr, and ₹8.47 Cr over the last twelve months. Earnings per share over the same trailing period were ₹2.20.

What is the free cash flow of JMJ Fintech?

Cash from operations was −₹17.93 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹22.31 Cr.

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