Scintilla Commercial & Credit (BSE 538857)₹7.92+6.59%Non Banking Financial Company (NBFC)
In the Mar 2026 quarter (standalone), Scintilla Commercial & Credit reported revenue of ₹0.09 Cr, down 40.0% from Mar 2025, and net profit of ₹0.08 Cr, down 33.3% year on year. For the year to Mar 2026, revenue were ₹0.64 Cr and net profit −₹0.20 Cr.
Company filings, standalone accounts; latest reported quarter Mar 2026
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.17 | 0.16 | 0.18 | 0.17 | 0.14 | 0.14 | 0.17 | 0.15 | 0.16 | 0.24 | 0.12 | 0.09 |
| Interest | 0.01 | 0.00 | 0.00 | 0.02 | 0.02 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 |
| Net interest income | 0.16 | 0.16 | 0.18 | 0.15 | 0.12 | 0.14 | 0.17 | 0.15 | 0.14 | 0.24 | 0.12 | 0.09 |
| Expenses | 0.19 | 0.03 | 0.05 | 0.48 | 0.14 | 0.29 | 0.07 | 0.03 | 0.10 | 0.04 | 0.59 | 0.01 |
| Financing Profit | −0.05 | 0.09 | 0.09 | −0.31 | 0.00 | −0.15 | 0.06 | 0.10 | 0.04 | 0.18 | −0.47 | 0.06 |
| Financing Margin % | −37.6% | 66.6% | 58.8% | −177.8% | −6.7% | −106.7% | 43.7% | 68.7% | 29.4% | 76.0% | −369.3% | 70.0% |
| Profit before tax | −0.07 | 0.11 | 0.11 | −0.33 | −0.02 | −0.17 | 0.08 | 0.12 | 0.06 | 0.20 | −0.49 | 0.08 |
| Tax % | −33.3% | 30.1% | 30.0% | −15.5% | −200.0% | 0.0% | −14.2% | 0.0% | 20.1% | 26.4% | −6.2% | −14.2% |
| Net Profit | −0.05 | 0.08 | 0.09 | −0.29 | 0.02 | −0.17 | 0.08 | 0.12 | 0.05 | 0.15 | −0.45 | 0.08 |
| EPS (Rs) | −0.05 | 0.08 | 0.09 | −0.29 | 0.02 | −0.17 | 0.08 | 0.12 | 0.05 | 0.15 | −0.45 | 0.08 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.66 | 0.76 | 0.56 | 0.49 | 0.45 | 0.48 | 0.55 | 0.53 | 0.59 | 0.61 | 0.64 | 0.61 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.05 | 0.06 | 0.03 | 0.03 | 0.02 |
| Net interest income | 2.66 | 0.76 | 0.56 | 0.49 | 0.45 | 0.48 | 0.53 | 0.48 | 0.53 | 0.58 | 0.61 | 0.59 |
| Expenses | 2.63 | 0.86 | 0.52 | 0.54 | 0.47 | 0.45 | 0.45 | 0.44 | 0.72 | 0.56 | 0.77 | 0.74 |
| Financing Profit | 0.00 | −0.10 | 0.03 | −0.04 | −0.01 | 0.02 | 0.06 | 0.02 | −0.17 | 0.00 | −0.16 | −0.19 |
| Financing Margin % | 0.0% | −14.3% | 7.0% | −10.1% | −4.4% | 6.1% | 12.5% | 5.6% | −30.0% | 1.6% | −26.2% | −31.2% |
| Other Income | 0.02 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.00 | −0.12 | 0.05 | −0.05 | −0.03 | 0.04 | 0.08 | 0.04 | −0.19 | 0.02 | −0.18 | −0.15 |
| Tax % | 0.0% | 9.2% | 25.1% | −24.9% | 0.0% | 33.4% | 14.4% | 33.4% | −5.5% | −299.9% | 11.8% | — |
| Net Profit | 0.02 | −0.13 | 0.04 | −0.04 | −0.03 | 0.03 | 0.06 | 0.04 | −0.18 | 0.04 | −0.20 | −0.17 |
| EPS (Rs) | 0.02 | −0.13 | 0.04 | −0.04 | −0.03 | 0.03 | 0.06 | 0.04 | −0.18 | 0.04 | −0.20 | −0.17 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.02 | 10.02 | 10.02 | 10.04 | 10.05 | 10.05 | 10.05 | 10.03 | 10.01 | 10.06 | 10.05 | 10.05 |
| Reserves | 0.21 | 0.22 | 0.10 | 0.13 | −0.09 | −0.11 | −0.08 | 0.07 | 0.09 | −0.11 | −0.09 | −0.17 |
| Borrowings | 0.00 | 0.80 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.71 | 0.78 | 0.81 | 0.82 | 0.84 |
| Other Liabilities | 0.02 | 0.38 | 0.44 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 | 0.00 | −0.01 | 0.04 |
| Total Liabilities | 10.25 | 11.42 | 10.56 | 10.19 | 9.98 | 9.96 | 9.98 | 10.82 | 10.88 | 10.76 | 10.77 | 10.76 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 4.62 | 5.36 | 2.23 | 3.47 | 4.06 | 3.83 | 3.92 | 4.82 | 4.37 | 2.63 | 2.36 | 3.27 |
| Other Assets | 5.63 | 6.06 | 8.33 | 6.72 | 5.92 | 6.13 | 6.06 | 6.00 | 6.51 | 8.13 | 8.41 | 7.49 |
| Inventories | 0.00 | 0.25 | 0.27 | 0.25 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Trade receivables | 0.22 | 0.18 | 2.10 | 0.00 | 0.07 | 0.00 | 0.13 | 0.17 | 0.17 | 0.27 | 0.00 | 0.26 |
| Cash & equivalents | 0.12 | 0.12 | 0.32 | 0.07 | 0.03 | 0.01 | 0.07 | 0.07 | 0.59 | 0.16 | 0.05 | 0.03 |
| Total Assets | 10.25 | 11.42 | 10.56 | 10.19 | 9.98 | 9.96 | 9.98 | 10.82 | 10.88 | 10.76 | 10.77 | 10.76 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −2.31 | −0.07 | −2.13 | 0.92 | 0.02 | −0.01 | 0.05 | −0.69 | 0.51 | −0.41 | −0.07 | −0.01 |
| Cash from investing activity | 2.41 | −0.72 | 3.14 | −1.17 | −0.06 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from financing activity | 0.00 | 0.80 | −0.80 | 0.00 | 0.00 | 0.00 | 0.00 | 0.69 | 0.00 | 0.00 | −0.03 | 0.00 |
| Net cash flow | 0.09 | 0.00 | 0.22 | −0.24 | −0.03 | −0.01 | 0.06 | 0.00 | 0.51 | −0.42 | −0.10 | −0.01 |
| Free cash flow | −2.31 | −0.07 | −2.13 | 0.92 | 0.02 | −0.01 | 0.05 | −0.69 | 0.51 | −0.41 | −0.07 | −0.01 |
| CFO / OP % | −23,100.1% | −800.1% | 2,129.9% | 2,349.9% | −60.1% | 99.9% | 232.9% | −690.1% | 588.9% | 314.9% | −160.1% | 14.9% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.0% | 0.1% | −1.2% | 0.3% | −0.3% | −0.2% | 0.2% | 0.5% | 0.3% | −1.7% | 0.3% | −1.9% |
For the Mar 2026 quarter, Scintilla Commercial & Credit reported revenue of ₹0.09 Cr, down 40.0% year on year and net profit of ₹0.08 Cr, down 33.3% year on year.
Scintilla Commercial & Credit's revenue for the year to Mar 2026 were ₹0.64 Cr; over the last twelve months they were ₹0.61 Cr.
Net profit for the year to Mar 2026 was −₹0.20 Cr, and −₹0.17 Cr over the last twelve months. Earnings per share over the same trailing period were ₹−0.17.
Cash from operations was −₹0.01 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹0.01 Cr.