J A Finance quarterly results and financials

J A Finance (BSE 543860)₹151.00+5.78%(9 Nov 2026 close)Non Banking Financial Company (NBFC)

Key facts

In the Mar 2026 quarter (standalone), J A Finance reported revenue of ₹0.70 Cr, up 62.8% from Mar 2025, and net profit of ₹0.16 Cr. For the year to Mar 2026, revenue were ₹2.80 Cr and net profit ₹0.53 Cr.

Revenue (Mar 2026): ₹0.70 Cr
Net profit (Mar 2026): ₹0.16 Cr
Revenue (FY Mar 2026): ₹2.80 Cr
Net profit (FY Mar 2026): ₹0.53 Cr
EPS (Mar 2026): ₹0.17
Borrowings (Mar 2026): ₹2.57 Cr

Company filings, standalone accounts; latest reported quarter Mar 2026

J A Finance quarterly results

₹ crore unless stated; each column is a quarter.

J A Finance Quarterly results
	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	1.01	0.82	0.57	0.69	0.69	0.59	0.60	0.43	0.74	0.82	0.56	0.70
Interest	0.38	0.29	0.12	0.12	0.13	0.07	0.08	0.05	0.23	0.31	0.26	0.24
Net interest income	0.63	0.53	0.45	0.57	0.56	0.52	0.52	0.38	0.51	0.51	0.30	0.46
Expenses	0.35	0.13	0.22	0.19	0.22	0.21	0.21	0.24	0.25	0.20	0.37	0.18
Financing Profit	0.28	0.40	0.25	0.40	0.36	0.31	0.33	0.14	0.26	0.33	−0.09	0.30
Financing Margin %	27.0%	48.1%	42.8%	57.3%	51.4%	51.7%	54.2%	30.9%	34.2%	39.4%	−14.6%	42.0%
Other Income	0.00	0.00	0.00	0.00	0.02	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	0.26	0.38	0.23	0.38	0.35	0.29	0.31	0.12	0.24	0.31	−0.07	0.28
Tax %	26.0%	25.7%	25.1%	12.9%	19.5%	23.4%	25.1%	715.4%	28.1%	25.1%	−24.9%	41.4%
Net Profit	0.21	0.28	0.17	0.35	0.28	0.21	0.23	−0.80	0.20	0.25	−0.07	0.16
EPS (Rs)	0.20	0.28	0.18	0.33	0.26	0.22	0.24	−0.73	0.17	0.24	−0.05	0.17
Gross NPA %	—	—	—	—	—	—	—	—	—	—	3.0%	4.5%
Net NPA %	—	—	—	—	—	—	—	—	—	—	2.4%	3.7%
Provision coverage (approx., excl. write-offs) %	—	—	—	—	—	—	—	—	—	—	19.3%	19.2%

J A Finance profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

J A Finance Profit and loss
	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	1.80	3.18	2.19	3.07	2.29	2.80	2.82
Interest	0.29	0.43	0.63	0.93	0.32	1.06	1.04
Net interest income	1.51	2.75	1.56	2.14	1.97	1.74	1.78
Expenses	0.70	0.82	0.93	0.86	0.85	0.96	1.00
Financing Profit	0.81	1.93	0.63	1.30	1.12	0.80	0.80
Financing Margin %	44.6%	60.5%	28.3%	42.1%	48.6%	28.3%	28.4%
Profit before tax	0.79	1.91	0.61	1.28	1.10	0.78	0.76
Tax %	100.1%	12.1%	35.5%	21.0%	103.7%	31.7%	—
Exceptional items	0.00	0.99	0.00	0.00	0.00	0.00	—
Net Profit	0.00	1.69	0.40	1.02	−0.05	0.53	0.54
EPS (Rs)	—	1.61	0.40	0.96	−0.03	0.52	0.53
Dividend payout %	—	0.0%	0.0%	0.0%	0.0%	0.0%	—

J A Finance balance sheet

₹ crore, at each year end.

J A Finance Balance sheet
	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	4.00	10.67	10.67	10.68	10.67	10.67
Reserves	13.70	7.94	8.26	9.28	9.41	10.01
Borrowings	4.19	4.73	8.16	7.12	3.97	2.57
Other Liabilities	0.46	0.24	0.19	0.19	0.18	0.16
Total Liabilities	22.35	23.58	27.28	27.27	24.23	23.41
Fixed Assets	0.00	0.02	0.00	0.00	0.00	0.00
CWIP	0.00	0.00	0.00	0.00	0.00	0.00
Investments	2.09	2.38	2.61	3.18	0.91	0.95
Other Assets	20.26	21.18	24.67	24.09	23.32	22.46
Trade receivables	0.00	0.00	0.00	0.00	0.00	0.00
Cash & equivalents	0.00	0.01	0.61	2.04	0.01	0.16
Total Assets	22.35	23.58	27.28	27.27	24.23	23.41

J A Finance cash flow

₹ crore, for each year.

J A Finance Cash flow
	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	0.14	−1.60	3.78	−1.12	2.61
Cash from investing activity	−0.12	−0.54	−0.39	2.52	0.00
Cash from financing activity	−0.02	2.78	−1.96	−3.46	−2.46
Net cash flow	0.00	0.60	1.41	−2.02	0.14
Capex	0.02	0.00	0.00	0.00	0.00
Free cash flow	0.13	−1.60	3.76	−1.10	2.59
CFO / OP %	15.1%	−109.9%	181.1%	5.0%	155.1%

J A Finance ratios

Working-capital days and returns, by year.

J A Finance Ratios
	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	0.0%	4.4%	2.2%	5.2%	−0.2%	2.6%

J A Finance: frequently asked questions

What are the latest quarterly results of J A Finance?

For the Mar 2026 quarter, J A Finance reported revenue of ₹0.70 Cr, up 62.8% year on year and net profit of ₹0.16 Cr.

What is the annual revenue of J A Finance?

J A Finance's revenue for the year to Mar 2026 were ₹2.80 Cr; over the last twelve months they were ₹2.82 Cr.

What is the net profit of J A Finance?

Net profit for the year to Mar 2026 was ₹0.53 Cr, and ₹0.54 Cr over the last twelve months. Earnings per share over the same trailing period were ₹0.53.

What is the free cash flow of J A Finance?

Cash from operations was ₹2.61 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹2.59 Cr.

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