Aptus Value Housing Finance India quarterly results and financials

Aptus Value Housing Finance India (APTUS)₹176.03−2.65%(9 Nov 2026 close)Housing Finance Company

Key facts

In the Jun 2026 quarter (consolidated), Aptus Value Housing Finance India reported revenue of ₹600 Cr, up 15.5% from Jun 2025, and net profit of ₹260 Cr, up 19.1% year on year. For the year to Mar 2026, revenue were ₹2,191 Cr and net profit ₹939 Cr.

Revenue (Jun 2026): ₹600 Cr
Net profit (Jun 2026): ₹260 Cr
Revenue (FY Mar 2026): ₹2,191 Cr
Net profit (FY Mar 2026): ₹939 Cr
EPS (Jun 2026): ₹5.20
Borrowings (Mar 2026): ₹7,921 Cr

Company filings, consolidated accounts; latest reported quarter Jun 2026

Aptus Value Housing Finance India quarterly results

₹ crore unless stated; each column is a quarter.

Aptus Value Housing Finance India Quarterly results
	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	334	351	375	395	421	450	484	520	544	554	574	600
Interest	95.78	97.73	109	120	128	143	150	160	165	162	161	170
Net interest income	238	253	266	275	293	307	334	360	380	392	413	431
Expenses	56.16	59.17	61.19	61.17	68.25	67.25	75.25	81.23	91.25	99.26	101	108
Financing Profit	180	193	204	214	224	239	258	278	287	291	311	321
Financing Margin %	53.9%	54.9%	55.0%	53.9%	52.9%	52.9%	53.9%	53.9%	52.9%	52.9%	53.9%	53.9%
Other Income	10.95	12.96	12.96	9.96	13.94	8.97	14.95	9.96	9.97	14.96	18.93	9.96
Depreciation	3.01	2.01	2.01	3.01	3.01	3.01	3.01	3.01	3.01	3.01	4.01	3.01
Profit before tax	190	205	215	222	237	247	271	286	295	305	329	329
Tax %	22.0%	23.1%	24.1%	23.1%	23.0%	22.1%	24.1%	23.1%	23.1%	22.1%	20.1%	21.1%
Net Profit	147	157	163	171	181	189	206	218	226	235	260	260
EPS (Rs)	2.96	3.15	3.28	3.43	3.65	3.80	4.13	4.38	4.52	4.71	5.20	5.20
Gross NPA %	1.2%	1.2%	1.1%	1.3%	1.3%	1.3%	1.2%	1.5%	1.6%	1.6%	1.5%	—
Net NPA %	0.9%	0.9%	0.8%	1.0%	0.9%	1.0%	0.9%	1.1%	1.2%	1.2%	1.2%	—
Provision coverage (approx., excl. write-offs) %	25.2%	25.2%	25.2%	25.8%	24.8%	25.0%	25.2%	24.8%	24.5%	24.4%	24.3%	—

Aptus Value Housing Finance India profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Aptus Value Housing Finance India Profit and loss
	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	126	201	325	500	640	815	1,092	1,364	1,750	2,191	2,272
Interest	35.93	52.85	115	185	207	208	276	388	541	648	656
Net interest income	90.00	148	210	315	434	606	816	976	1,210	1,542	1,615
Expenses	32.11	47.17	67.19	86.35	101	145	197	219	271	372	400
Financing Profit	57.81	101	143	229	331	459	620	756	936	1,167	1,210
Financing Margin %	46.0%	50.0%	44.0%	45.9%	51.9%	56.9%	56.9%	56.0%	53.9%	52.9%	53.3%
Other Income	0.00	2.99	12.96	22.91	18.93	25.92	39.86	43.86	47.84	52.80	53.82
Depreciation	2.01	2.01	3.01	6.02	6.02	7.02	7.02	9.04	12.04	13.05	13.04
Profit before tax	56.06	101	153	247	346	481	655	794	976	1,213	1,257
Tax %	34.1%	34.1%	27.1%	15.1%	23.0%	23.1%	23.1%	23.1%	23.1%	22.1%	—
Net Profit	36.87	66.76	112	210	266	369	501	610	749	939	981
EPS (Rs)	4.72	8.48	14.17	22.75	28.74	7.44	10.11	12.25	15.01	18.82	19.63
Dividend payout %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	19.9%	36.9%	29.9%	23.9%	—

Aptus Value Housing Finance India balance sheet

₹ crore, at each year end.

Aptus Value Housing Finance India Balance sheet
	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	79.13	79.15	79.06	95.00	95.22	99.20	100	100	100	100
Reserves	442	506	619	1,611	1,885	2,819	3,238	3,667	4,212	4,962
Borrowings	307	842	1,604	2,025	2,520	2,734	3,800	5,209	6,881	7,921
Other Liabilities	18.08	40.19	61.29	16.08	26.13	39.19	41.19	37.18	54.26	84.40
Total Liabilities	845	1,467	2,363	3,748	4,524	5,692	7,178	9,014	11,246	13,068
Fixed Assets	4.99	3.99	3.99	9.98	9.99	11.98	14.97	21.97	34.92	38.90
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.99	44.84	0.00	0.00	52.80	102	50.84	50.82	52.80	239
Other Assets	840	1,418	2,359	3,738	4,463	5,578	7,112	8,940	11,159	12,789
Cash & equivalents	16.94	13.97	111	601	436	445	459	349	422	589
Total Assets	845	1,467	2,363	3,748	4,524	5,692	7,178	9,014	11,246	13,068

Aptus Value Housing Finance India cash flow

₹ crore, for each year.

Aptus Value Housing Finance India Cash flow
	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	−303	−494	−712	−734	−619	−722	−1,044	−1,353	−1,401	−488
Cash from investing activity	1.99	7.97	0.00	−96.68	64.74	−61.77	111	20.91	−89.72	−71.76
Cash from financing activity	301	535	766	1,213	496	769	979	1,226	1,465	823
Net cash flow	−1.01	47.09	51.09	377	−61.09	−18.02	42.08	−111	−34.04	261
Capex	0.00	1.99	2.99	1.99	0.99	3.99	2.99	4.98	6.98	5.98
Free cash flow	−303	−498	−717	−737	−622	−727	−1,050	−1,361	−1,412	−496
CFO / OP %	−305.9%	−303.0%	−261.9%	−164.0%	−99.9%	−89.9%	−98.9%	−102.0%	−79.9%	−14.0%

Aptus Value Housing Finance India ratios

Working-capital days and returns, by year.

Aptus Value Housing Finance India Ratios
	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	7.0%	12.0%	17.0%	17.9%	14.0%	14.9%	16.0%	17.0%	18.9%	20.0%

Aptus Value Housing Finance India: frequently asked questions

What are the latest quarterly results of Aptus Value Housing Finance India?

For the Jun 2026 quarter, Aptus Value Housing Finance India reported revenue of ₹600 Cr, up 15.5% year on year and net profit of ₹260 Cr, up 19.1% year on year.

What is the annual revenue of Aptus Value Housing Finance India?

Aptus Value Housing Finance India's revenue for the year to Mar 2026 were ₹2,191 Cr; over the last twelve months they were ₹2,272 Cr.

What is the net profit of Aptus Value Housing Finance India?

Net profit for the year to Mar 2026 was ₹939 Cr, and ₹981 Cr over the last twelve months. Earnings per share over the same trailing period were ₹19.63.

What is the free cash flow of Aptus Value Housing Finance India?

Cash from operations was −₹488 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹496 Cr.

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