Arman Financial Services quarterly results and financials

Arman Financial Services (ARMANFIN)₹1,630+1.28%(9 Nov 2026 close)Non Banking Financial Company (NBFC)

Key facts

In the Jun 2026 quarter (consolidated), Arman Financial Services reported revenue of ₹201 Cr, up 33.7% from Jun 2025, and net profit of ₹44.89 Cr. For the year to Mar 2026, revenue were ₹644 Cr and net profit ₹56.90 Cr.

Revenue (Jun 2026): ₹201 Cr
Net profit (Jun 2026): ₹44.89 Cr
Revenue (FY Mar 2026): ₹644 Cr
Net profit (FY Mar 2026): ₹56.90 Cr
EPS (Jun 2026): ₹43.08
Borrowings (Mar 2026): ₹1,772 Cr

Company filings, consolidated accounts; latest reported quarter Jun 2026

Arman Financial Services quarterly results

₹ crore unless stated; each column is a quarter.

Arman Financial Services Quarterly results
	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	160	169	183	183	181	165	199	151	159	160	176	201
Interest	66.91	70.86	62.90	64.92	64.85	56.86	51.87	51.94	49.94	50.91	52.94	63.91
Net interest income	92.62	97.86	120	119	116	108	147	98.71	109	109	123	138
Expenses	33.92	41.87	54.84	77.79	92.76	114	134	110	90.86	79.81	79.85	79.76
Financing Profit	59.07	56.07	65.08	41.03	23.04	−6.01	13.01	−11.01	18.01	29.03	42.06	58.05
Financing Margin %	37.0%	33.0%	36.0%	22.0%	13.0%	−4.0%	7.0%	−7.0%	12.0%	18.0%	24.0%	29.0%
Profit before tax	57.89	54.88	64.94	40.94	21.97	−6.99	12.99	−10.98	17.99	28.97	41.95	56.88
Tax %	30.0%	24.0%	21.0%	24.0%	32.0%	5.0%	−1.0%	31.0%	55.0%	22.0%	3.0%	21.0%
Net Profit	40.90	41.89	50.90	30.95	14.98	−6.98	12.98	−14.97	7.98	21.97	40.93	44.89
EPS (Rs)	47.02	43.04	48.72	29.97	14.62	−6.95	12.21	−13.95	7.63	21.18	39.12	43.08
Gross NPA %	2.5%	2.8%	2.9%	2.7%	3.7%	4.1%	3.4%	3.5%	3.7%	3.5%	3.4%	2.8%
Net NPA %	0.2%	0.3%	0.3%	0.2%	0.6%	0.7%	0.6%	0.5%	0.5%	0.8%	0.9%	0.8%
Provision coverage (approx., excl. write-offs) %	90.7%	88.3%	89.2%	91.8%	82.9%	83.8%	83.7%	85.2%	86.5%	77.2%	72.9%	69.6%

Arman Financial Services profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Arman Financial Services Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	40.88	53.91	77.81	139	214	194	235	423	660	729	644	695
Interest	15.98	23.94	33.92	58.92	87.78	78.85	88.77	172	266	239	205	218
Net interest income	24.90	29.97	43.89	79.87	126	116	146	251	394	489	440	478
Expenses	11.98	19.96	33.91	43.88	71.84	103	98.77	126	166	418	360	330
Financing Profit	12.01	10.02	10.01	37.03	53.08	13.01	46.06	126	229	71.05	79.10	147
Financing Margin %	30.0%	19.0%	13.0%	26.0%	25.0%	6.0%	20.0%	30.0%	35.0%	10.0%	12.0%	21.2%
Other Income	0.00	0.00	0.00	0.00	1.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.00	1.01	1.01	1.01	1.01	1.01	2.01	2.01	0.00
Profit before tax	11.98	9.98	9.99	35.96	53.92	11.98	45.92	125	228	68.93	76.91	146
Tax %	34.0%	36.0%	26.0%	27.0%	23.1%	10.1%	30.0%	25.1%	24.0%	25.1%	27.0%	—
Net Profit	7.99	5.99	6.99	25.95	41.92	10.98	31.95	93.79	174	51.91	56.90	116
EPS (Rs)	14.05	11.09	12.81	46.12	49.32	12.56	37.47	110.92	166.38	49.86	54.00	111.01
Dividend payout %	12.0%	11.0%	9.0%	4.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—

Arman Financial Services balance sheet

₹ crore, at each year end.

Arman Financial Services Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	6.99	7.00	6.99	6.99	6.99	8.00	7.99	7.99	7.99	9.98	10.00	10.99
Reserves	32.00	39.00	43.93	49.96	116	164	178	204	355	802	864	923
Borrowings	92.83	143	157	394	611	697	720	987	1,603	1,721	1,230	1,772
Other Liabilities	5.97	6.96	6.96	11.94	17.92	25.88	31.85	38.81	67.67	96.53	120	88.57
Total Liabilities	137	195	215	464	752	895	938	1,238	2,033	2,630	2,224	2,794
Fixed Assets	2.01	2.01	3.01	3.01	4.01	4.01	4.01	5.01	6.01	8.01	31.06	32.04
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	3.01
Investments	0.00	0.99	1.99	2.99	2.99	2.99	2.99	6.01	18.99	6.99	38.96	91.92
Other Assets	136	192	210	458	745	887	931	1,228	2,008	2,615	2,154	2,667
Trade receivables	1.01	2.01	6.02	7.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash & equivalents	17.05	11.02	21.06	19.04	69.19	97.23	168	142	431	526	404	400
Total Assets	137	195	215	464	752	895	938	1,238	2,033	2,630	2,224	2,794

Arman Financial Services cash flow

₹ crore, for each year.

Arman Financial Services Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	6.98	−0.99	20.94	−202	−220	−75.74	5.98	−280	−716	−301	492	−474
Cash from investing activity	−1.01	−7.01	−2.01	−12.01	−1.01	2.01	2.01	−2.01	−13.01	18.03	−49.03	−50.05
Cash from financing activity	−5.01	1.01	−9.01	205	253	94.19	22.02	271	682	377	−496	547
Net cash flow	0.99	−6.97	9.97	−8.97	29.90	19.91	29.90	−11.95	−48.82	91.57	−50.77	19.92
Capex	0.00	1.01	1.01	1.01	2.01	1.01	0.00	1.01	2.01	2.01	25.07	3.01
Free cash flow	5.97	−1.99	20.91	−202	−221	−76.75	4.98	−281	−717	−304	465	−478
CFO / OP %	49.0%	12.0%	74.0%	−447.0%	−223.0%	−41.0%	13.0%	−194.0%	−231.9%	−49.0%	168.0%	−159.0%

Arman Financial Services ratios

Working-capital days and returns, by year.

Arman Financial Services Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	17.0%	19.0%	13.1%	14.0%	29.0%	28.0%	6.0%	16.0%	33.0%	30.0%	6.0%	6.0%

Arman Financial Services: frequently asked questions

What are the latest quarterly results of Arman Financial Services?

For the Jun 2026 quarter, Arman Financial Services reported revenue of ₹201 Cr, up 33.7% year on year and net profit of ₹44.89 Cr.

What is the annual revenue of Arman Financial Services?

Arman Financial Services' revenue for the year to Mar 2026 were ₹644 Cr; over the last twelve months they were ₹695 Cr.

What is the net profit of Arman Financial Services?

Net profit for the year to Mar 2026 was ₹56.90 Cr, and ₹116 Cr over the last twelve months. Earnings per share over the same trailing period were ₹111.01.

What is the free cash flow of Arman Financial Services?

Cash from operations was −₹474 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹478 Cr.

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