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Aye Finance (AYE)₹153.04+2.05%Non Banking Financial Company (NBFC)
In the Jun 2026 quarter (standalone), Aye Finance reported revenue of ₹476 Cr, up 17.8% from Jun 2025, and net profit of ₹73.88 Cr, up 138.9% year on year. For the year to Mar 2026, revenue were ₹1,794 Cr and net profit ₹194 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|
| Revenue | 360 | 408 | 404 | 436 | 442 | 514 | 476 |
| Interest | 115 | 123 | 126 | 132 | 141 | 135 | 131 |
| Net interest income | 246 | 285 | 278 | 304 | 301 | 380 | 345 |
| Expenses | 220 | 241 | 243 | 267 | 254 | 280 | 257 |
| Financing Profit | 27.10 | 46.13 | 37.10 | 38.12 | 49.17 | 102 | 91.35 |
| Financing Margin % | 7.0% | 11.0% | 9.0% | 9.1% | 11.1% | 20.1% | 19.1% |
| Other Income | 8.99 | 10.97 | 8.99 | 9.98 | 11.98 | 16.96 | 11.97 |
| Depreciation | 5.99 | 5.99 | 4.99 | 5.99 | 6.99 | 7.99 | 5.99 |
| Profit before tax | 30.11 | 50.17 | 41.17 | 42.17 | 54.20 | 111 | 97.42 |
| Tax % | 25.0% | 19.0% | 25.0% | 17.0% | 21.0% | 23.0% | 23.0% |
| Net Profit | 22.95 | 40.89 | 30.93 | 34.91 | 42.88 | 85.87 | 73.88 |
| EPS (Rs) | 1.20 | 2.13 | 1.61 | 1.81 | 2.23 | 3.49 | 3.03 |
| Gross NPA % | 3.8% | — | — | — | — | — | — |
| Net NPA % | 1.3% | — | — | — | — | — | — |
| Provision coverage (approx., excl. write-offs) % | 65.4% | — | — | — | — | — | — |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|
| Revenue | 494 | 431 | 622 | 1,038 | 1,456 | 1,794 | 1,869 |
| Interest | 235 | 159 | 198 | 328 | 470 | 532 | 538 |
| Net interest income | 259 | 272 | 423 | 710 | 986 | 1,261 | 1,330 |
| Expenses | 231 | 342 | 362 | 502 | 789 | 1,040 | 1,058 |
| Financing Profit | 28.08 | −69.22 | 63.21 | 212 | 203 | 226 | 281 |
| Financing Margin % | 6.0% | −16.0% | 10.1% | 20.0% | 14.0% | 13.1% | 15.0% |
| Other Income | 3.99 | 11.97 | 19.96 | 30.95 | 44.89 | 48.88 | 50.89 |
| Depreciation | 8.99 | 9.99 | 10.99 | 14.99 | 21.99 | 25.99 | 26.96 |
| Profit before tax | 23.10 | −67.22 | 71.21 | 229 | 226 | 248 | 305 |
| Tax % | 27.0% | −32.0% | 25.0% | 29.0% | 24.0% | 22.0% | — |
| Net Profit | 16.96 | −45.89 | 53.85 | 161 | 171 | 194 | 238 |
| EPS (Rs) | 35.08 | −94.97 | 111.64 | 334.72 | 8.96 | 7.87 | 10.56 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Equity Capital | 3.98 | 3.98 | 3.98 | 3.98 | 37.84 | 48.81 |
| Reserves | 715 | 675 | 737 | 1,194 | 1,618 | 2,482 |
| Borrowings | 1,361 | 1,569 | 2,344 | 3,555 | 4,548 | 5,062 |
| Other Liabilities | 42.80 | 65.68 | 50.75 | 113 | 124 | 174 |
| Total Liabilities | 2,123 | 2,314 | 3,136 | 4,867 | 6,327 | 7,767 |
| Fixed Assets | 27.09 | 27.09 | 27.09 | 32.10 | 41.12 | 62.20 |
| CWIP | 0.00 | 0.00 | 0.00 | 2.99 | 3.99 | 0.00 |
| Investments | 198 | 156 | 84.20 | 11.03 | 42.13 | 159 |
| Other Assets | 1,898 | 2,131 | 3,023 | 4,822 | 6,241 | 7,547 |
| Cash & equivalents | 346 | 376 | 393 | 728 | 1,134 | 1,007 |
| Total Assets | 2,123 | 2,314 | 3,136 | 4,867 | 6,327 | 7,767 |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Cash from operating activity | 125 | −280 | −722 | −1,326 | −814 | −1,359 |
| Cash from investing activity | −190 | 45.94 | 77.98 | 82.97 | −38.95 | −125 |
| Cash from financing activity | 71.98 | 207 | 762 | 1,494 | 1,255 | 1,170 |
| Net cash flow | 7.02 | −27.07 | 120 | 255 | 406 | −312 |
| Capex | 3.01 | 5.01 | 4.01 | 12.02 | 17.04 | 12.03 |
| Free cash flow | 122 | −285 | −724 | −1,332 | −828 | −1,364 |
| CFO / OP % | 50.0% | −306.0% | −271.0% | −231.0% | −110.0% | −172.0% |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| ROE % | 2.0% | −7.0% | 8.0% | 17.0% | 12.0% | 9.0% |
For the Jun 2026 quarter, Aye Finance reported revenue of ₹476 Cr, up 17.8% year on year and net profit of ₹73.88 Cr, up 138.9% year on year.
Aye Finance's revenue for the year to Mar 2026 were ₹1,794 Cr; over the last twelve months they were ₹1,869 Cr.
Net profit for the year to Mar 2026 was ₹194 Cr, and ₹238 Cr over the last twelve months. Earnings per share over the same trailing period were ₹10.56.
Cash from operations was −₹1,359 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹1,364 Cr.