Baid Finserv (BAIDFIN)₹10.17−0.20%Non Banking Financial Company (NBFC)
In the Mar 2026 quarter (standalone), Baid Finserv reported revenue of ₹25.02 Cr, up 13.1% from Mar 2025, and net profit of ₹1.65 Cr, down 54.5% year on year. For the year to Mar 2026, revenue were ₹97.05 Cr and net profit ₹14.99 Cr.
Company filings, standalone accounts; latest reported quarter Mar 2026
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18.25 | 15.02 | 17.52 | 15.18 | 18.90 | 19.67 | 21.38 | 22.13 | 23.80 | 23.86 | 24.66 | 25.02 |
| Interest | 5.31 | 5.52 | 5.72 | 6.56 | 7.11 | 7.67 | 7.28 | 7.36 | 8.01 | 8.02 | 8.20 | 7.83 |
| Net interest income | 12.94 | 9.50 | 11.80 | 8.62 | 11.79 | 12.00 | 14.10 | 14.77 | 15.79 | 15.84 | 16.46 | 17.19 |
| Expenses | 5.42 | 6.21 | 5.15 | 6.41 | 8.05 | 9.18 | 7.61 | 9.57 | 10.33 | 9.74 | 10.87 | 15.37 |
| Financing Profit | 7.53 | 3.29 | 6.65 | 2.20 | 3.75 | 2.83 | 6.46 | 5.22 | 5.46 | 6.13 | 5.59 | 1.84 |
| Financing Margin % | 41.3% | 22.0% | 38.0% | 14.6% | 19.9% | 14.5% | 30.4% | 23.6% | 23.1% | 25.8% | 22.8% | 7.4% |
| Other Income | 0.08 | 0.26 | 0.08 | 0.06 | 0.48 | 0.07 | 0.02 | 0.03 | 0.14 | 0.15 | 1.11 | 0.57 |
| Depreciation | 0.13 | 0.14 | 1.68 | 0.23 | 0.09 | 0.30 | 0.18 | 0.20 | 0.25 | 0.21 | 0.26 | 0.25 |
| Profit before tax | 7.46 | 3.41 | 5.04 | 2.03 | 4.14 | 2.60 | 6.30 | 5.05 | 5.35 | 6.06 | 6.44 | 2.16 |
| Tax % | 25.2% | 25.1% | 28.6% | 46.5% | 24.6% | 25.3% | 25.1% | 27.8% | 25.1% | 25.1% | 26.4% | 23.5% |
| Net Profit | 5.62 | 2.55 | 3.60 | 1.07 | 3.11 | 1.97 | 4.74 | 3.63 | 4.03 | 4.54 | 4.74 | 1.65 |
| EPS (Rs) | 0.38 | 0.18 | 0.25 | 0.08 | 0.22 | 0.14 | 0.33 | 0.25 | 0.28 | 0.31 | 0.33 | 0.12 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18.02 | 28.03 | 41.05 | 58.07 | 63.03 | 54.03 | 50.03 | 56.10 | 66.11 | 82.04 | 97.05 | 97.34 |
| Interest | 6.02 | 11.02 | 18.05 | 28.06 | 31.07 | 24.07 | 20.05 | 18.05 | 23.07 | 29.08 | 32.10 | 32.06 |
| Net interest income | 12.00 | 17.01 | 23.00 | 30.01 | 31.96 | 29.96 | 29.98 | 38.05 | 43.04 | 52.96 | 64.95 | 65.28 |
| Expenses | 8.02 | 12.02 | 15.05 | 17.05 | 21.05 | 19.06 | 18.04 | 24.05 | 25.04 | 34.08 | 46.07 | 46.31 |
| Financing Profit | 3.99 | 5.99 | 7.98 | 12.97 | 10.97 | 9.97 | 11.97 | 13.97 | 17.97 | 18.95 | 18.97 | 19.02 |
| Financing Margin % | 23.0% | 21.0% | 21.0% | 22.0% | 17.0% | 19.0% | 25.0% | 26.0% | 28.0% | 23.0% | 20.0% | 19.5% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.01 | 1.97 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.01 | 1.01 | 0.97 |
| Profit before tax | 3.99 | 5.98 | 7.98 | 12.95 | 9.97 | 9.98 | 11.97 | 13.97 | 17.94 | 17.96 | 19.94 | 20.01 |
| Tax % | 32.0% | 30.9% | 31.0% | 23.9% | 26.9% | 26.9% | 27.9% | 25.9% | 28.9% | 26.0% | 25.0% | — |
| Exceptional items | 0.04 | 0.02 | 0.00 | 0.00 | 0.08 | −0.06 | 0.00 | 0.00 | 0.00 | 0.06 | 0.00 | — |
| Net Profit | 2.99 | 3.99 | 5.99 | 9.99 | 7.99 | 6.99 | 8.99 | 9.99 | 12.99 | 12.99 | 14.99 | 14.96 |
| EPS (Rs) | 0.37 | 0.33 | 0.46 | 0.78 | 0.52 | 0.51 | 0.60 | 0.70 | 0.87 | 0.91 | 0.98 | 1.04 |
| Dividend payout % | 0.0% | 13.1% | 18.1% | 10.1% | 0.0% | 8.1% | 7.1% | 12.0% | 9.1% | 9.1% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5.98 | 5.98 | 9.97 | 9.97 | 9.97 | 11.96 | 11.96 | 11.96 | 23.95 | 23.91 | 23.92 | 30.93 |
| Reserves | 7.99 | 11.01 | 25.99 | 29.97 | 38.92 | 118 | 126 | 134 | 131 | 143 | 155 | 202 |
| Borrowings | 35.96 | 64.92 | 103 | 195 | 268 | 189 | 164 | 160 | 171 | 241 | 255 | 285 |
| Other Liabilities | 15.02 | 24.02 | 18.91 | 35.82 | 14.92 | 21.89 | 14.93 | 11.94 | 14.93 | 16.91 | 19.91 | 20.90 |
| Total Liabilities | 63.95 | 105 | 159 | 271 | 332 | 341 | 315 | 317 | 341 | 425 | 453 | 539 |
| Fixed Assets | 1.01 | 1.01 | 1.01 | 2.01 | 2.01 | 1.01 | 1.01 | 0.99 | 0.99 | 3.99 | 4.99 | 6.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1.99 | 2.99 | 4.99 | 9.99 | 10.99 | 2.99 | 2.99 | 8.99 | 5.99 | 4.99 | 9.98 | 15.96 |
| Other Assets | 60.95 | 101 | 153 | 260 | 320 | 336 | 311 | 307 | 333 | 416 | 438 | 517 |
| Inventories | 51.03 | 45.03 | 33.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.01 | 0.00 |
| Trade receivables | 6.98 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10.98 | 6.98 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & equivalents | 1.01 | 1.01 | 2.01 | 3.01 | 3.01 | 12.01 | 13.01 | 16.01 | 18.01 | 35.99 | 16.01 | 8.99 |
| Total Assets | 63.95 | 105 | 159 | 271 | 332 | 341 | 315 | 317 | 341 | 425 | 453 | 539 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −10.01 | −18.02 | −37.03 | −45.01 | −44.05 | 40.02 | 49.99 | 33.99 | 6.01 | −22.01 | 2.01 | −33.01 |
| Cash from investing activity | −1.99 | −1.99 | −1.99 | −4.98 | −1.99 | −1.99 | 0.00 | −5.97 | 2.99 | −1.99 | −5.98 | −7.96 |
| Cash from financing activity | 11.99 | 18.99 | 40.02 | 51.04 | 44.97 | −37.98 | −48.97 | −24.02 | −8.01 | 46.97 | −17.01 | 36.99 |
| Net cash flow | 0.00 | 0.00 | 0.00 | 1.99 | 0.00 | −0.99 | 1.99 | 3.99 | 0.00 | 23.91 | −20.95 | −3.99 |
| Capex | 0.71 | 0.47 | 0.03 | 1.12 | 0.19 | 0.02 | 0.31 | 0.31 | 0.36 | 3.30 | 1.69 | 1.61 |
| Free cash flow | −10.98 | −17.97 | −36.92 | −45.92 | −43.88 | 39.95 | 49.88 | 33.95 | 4.99 | −24.95 | 0.00 | −34.92 |
| CFO / OP % | −188.9% | −183.0% | −220.0% | −169.0% | −107.9% | 103.0% | 154.1% | 117.1% | 29.1% | −39.9% | 14.1% | −54.9% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 9.0% | 18.1% | 15.1% | 15.0% | 22.1% | 8.0% | 6.0% | 6.0% | 7.0% | 8.0% | 8.0% | 7.0% |
For the Mar 2026 quarter, Baid Finserv reported revenue of ₹25.02 Cr, up 13.1% year on year and net profit of ₹1.65 Cr, down 54.5% year on year.
Baid Finserv's revenue for the year to Mar 2026 were ₹97.05 Cr; over the last twelve months they were ₹97.34 Cr.
Net profit for the year to Mar 2026 was ₹14.99 Cr, and ₹14.96 Cr over the last twelve months. Earnings per share over the same trailing period were ₹1.04.
Cash from operations was −₹33.01 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹34.92 Cr.