Bajaj Housing Finance quarterly results and financials

Bajaj Housing Finance (BAJAJHFL)₹81.16−0.67%(9 Nov 2026 close)Housing Finance Company

Key facts

In the Jun 2026 quarter (standalone), Bajaj Housing Finance reported revenue of ₹3,056 Cr, up 17.1% from Jun 2025, and net profit of ₹716 Cr, up 22.7% year on year. For the year to Mar 2026, revenue were ₹11,131 Cr and net profit ₹2,566 Cr.

Revenue (Jun 2026): ₹3,056 Cr
Net profit (Jun 2026): ₹716 Cr
Revenue (FY Mar 2026): ₹11,131 Cr
Net profit (FY Mar 2026): ₹2,566 Cr
EPS (Jun 2026): ₹0.85
Borrowings (Mar 2026): ₹1.04 L Cr

Company filings, standalone accounts; latest reported quarter Jun 2026

Bajaj Housing Finance quarterly results

₹ crore unless stated; each column is a quarter.

Bajaj Housing Finance Quarterly results
	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	1,907	1,942	1,991	2,203	2,405	2,443	2,500	2,611	2,751	2,878	2,898	3,056
Interest	1,152	1,203	1,281	1,402	1,515	1,519	1,554	1,610	1,660	1,737	1,765	1,891
Net interest income	755	739	710	801	890	924	947	1,001	1,091	1,140	1,133	1,165
Expenses	176	164	219	170	179	210	222	244	253	261	262	233
Financing Profit	587	584	500	642	721	725	734	768	848	894	881	946
Financing Margin %	31.0%	30.0%	25.0%	29.1%	30.1%	30.1%	29.0%	29.0%	31.1%	31.0%	30.0%	31.0%
Other Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	2.99	0.00	−12.97	0.00	0.00
Depreciation	10.01	10.01	10.01	10.01	9.99	10.01	11.01	11.01	12.02	12.01	13.01	13.01
Profit before tax	577	574	489	632	711	715	723	760	835	867	869	931
Tax %	21.9%	24.0%	21.9%	23.0%	22.9%	23.0%	18.0%	23.0%	23.0%	22.9%	22.9%	23.0%
Exceptional items	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	−9.99	0.00	0.00
Net Profit	452	438	382	483	547	549	588	584	644	666	670	716
EPS (Rs)	0.66	0.64	0.56	0.61	0.65	0.65	0.69	0.69	0.76	0.79	0.79	0.85
Gross NPA %	0.2%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	0.3%	—
Net NPA %	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	—
Provision coverage (approx., excl. write-offs) %	62.5%	60.0%	63.0%	60.7%	58.6%	55.2%	62.1%	56.7%	53.9%	59.3%	59.3%	—

Bajaj Housing Finance profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Bajaj Housing Finance Profit and loss
	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	264	3,149	3,761	5,658	7,599	9,539	11,131	11,583
Interest	162	1,972	2,161	3,220	4,702	5,991	6,772	7,053
Net interest income	102	1,176	1,601	2,438	2,897	3,548	4,359	4,530
Expenses	43.99	551	623	717	720	759	1,005	1,008
Financing Profit	59.19	638	990	1,740	2,211	2,824	3,392	3,569
Financing Margin %	22.0%	20.0%	26.0%	31.0%	29.0%	29.0%	30.0%	30.8%
Other Income	0.00	0.00	0.00	0.00	0.00	−1.99	−13.96	−12.97
Depreciation	2.01	22.02	26.03	33.04	40.01	41.03	47.01	50.05
Profit before tax	57.20	615	963	1,704	2,167	2,781	3,330	3,502
Tax %	26.0%	25.9%	25.9%	25.9%	19.9%	22.0%	22.9%	—
Exceptional items	0.00	0.00	0.00	−0.99	−0.99	−1.99	−10.99	−9.99
Net Profit	42.07	454	711	1,260	1,734	2,167	2,566	2,697
EPS (Rs)	0.08	0.92	1.44	1.86	2.57	2.59	3.06	3.19
Dividend payout %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—

Bajaj Housing Finance balance sheet

₹ crore, at each year end.

Bajaj Housing Finance Balance sheet
	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	488	4,882	4,886	6,712	6,715	8,344	8,334
Reserves	69.92	1,146	1,854	3,785	5,512	11,617	14,168
Borrowings	2,567	31,690	41,646	53,958	69,390	82,387	1,04,143
Other Liabilities	18.91	225	292	404	464	794	916
Total Liabilities	3,144	37,942	48,679	64,860	82,082	1,03,142	1,27,561
Fixed Assets	8.97	78.76	96.74	113	123	141	154
CWIP	0.00	0.00	0.99	0.00	0.99	0.99	0.00
Investments	251	3,261	1,246	1,999	1,936	2,532	2,498
Other Assets	2,886	34,602	47,335	62,749	80,024	1,00,468	1,24,910
Trade receivables	12.02	312	2.01	2.01	13.02	22.07	28.04
Cash & equivalents	65.83	715	406	109	63.89	61.89	166
Total Assets	3,144	37,942	48,679	64,860	82,082	1,03,142	1,27,561

Bajaj Housing Finance cash flow

₹ crore, for each year.

Bajaj Housing Finance Cash flow
	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	−1,024	−5,068	−12,480	−14,314	−14,589	−17,051	−19,868
Cash from investing activity	−69.23	−800	2,206	−613	−557	−801	−1,207
Cash from financing activity	1,149	5,680	10,234	14,638	15,140	17,882	21,201
Net cash flow	54.86	−197	−54.92	−312	−29.92	−1.99	99.84
Capex	3.01	14.99	29.01	34.02	42.99	41.01	48.03
Free cash flow	−1,023	−5,071	−12,469	−14,330	−14,597	−17,068	−19,870
CFO / OP %	−458.0%	−188.0%	−389.0%	−282.0%	−204.0%	−186.9%	−189.0%

Bajaj Housing Finance ratios

Working-capital days and returns, by year.

Bajaj Housing Finance Ratios
	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	8.0%	14.0%	11.0%	15.0%	15.1%	13.1%	12.0%

Bajaj Housing Finance: frequently asked questions

What are the latest quarterly results of Bajaj Housing Finance?

For the Jun 2026 quarter, Bajaj Housing Finance reported revenue of ₹3,056 Cr, up 17.1% year on year and net profit of ₹716 Cr, up 22.7% year on year.

What is the annual revenue of Bajaj Housing Finance?

Bajaj Housing Finance's revenue for the year to Mar 2026 were ₹11,131 Cr; over the last twelve months they were ₹11,583 Cr.

What is the net profit of Bajaj Housing Finance?

Net profit for the year to Mar 2026 was ₹2,566 Cr, and ₹2,697 Cr over the last twelve months. Earnings per share over the same trailing period were ₹3.19.

What is the free cash flow of Bajaj Housing Finance?

Cash from operations was −₹19,868 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹19,870 Cr.

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