Bajaj Finance quarterly results and financials

Bajaj Finance (BAJFINANCE)₹1,065−1.56%(9 Nov 2026 close)Non Banking Financial Company (NBFC)

Key facts

In the Sep 2026 quarter (consolidated), Bajaj Finance reported revenue of ₹24,463 Cr, up 22.8% from Sep 2025, and net profit of ₹6,354 Cr, up 28.6% year on year. For the year to Mar 2026, revenue were ₹81,739 Cr and net profit ₹19,285 Cr.

Revenue (Sep 2026): ₹24,463 Cr
Net profit (Sep 2026): ₹6,354 Cr
Revenue (FY Mar 2026): ₹81,739 Cr
Net profit (FY Mar 2026): ₹19,285 Cr
EPS (Sep 2026): ₹10.09
Borrowings (Mar 2026): ₹4.34 L Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

Bajaj Finance quarterly results

₹ crore unless stated; each column is a quarter.

Bajaj Finance Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	14,120	14,882	16,050	17,053	17,984	18,233	19,486	19,925	20,967	21,541	23,095	24,463
Interest	4,871	5,214	5,682	6,153	6,387	6,547	6,912	7,008	7,335	7,394	7,941	8,601
Net interest income	9,249	9,668	10,368	10,901	11,597	11,687	12,574	12,917	13,632	14,147	15,154	15,862
Expenses	4,236	4,427	4,964	5,343	5,693	5,870	5,995	6,127	7,741	6,562	6,795	7,128
Financing Profit	5,045	5,268	5,442	5,587	5,942	5,859	6,590	6,834	5,919	7,624	8,407	8,795
Financing Margin %	36.0%	35.0%	34.0%	32.9%	32.9%	32.0%	34.0%	34.0%	28.0%	34.9%	36.0%	35.9%
Other Income	4.99	8.99	4.99	6.99	25.99	20.99	4.99	4.99	−262	10.99	5.99	32.97
Depreciation	176	193	200	210	219	252	251	258	244	256	288	321
Profit before tax	4,887	5,092	5,255	5,388	5,755	5,637	6,353	6,589	5,423	7,389	8,136	8,524
Tax %	26.0%	25.1%	26.1%	26.1%	25.1%	20.1%	25.0%	25.1%	25.0%	25.0%	25.0%	25.1%
Exceptional items	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	−181	0.00	0.00	0.00
Net Profit	3,627	3,819	3,900	4,004	4,300	4,532	4,752	4,939	4,058	5,540	6,063	6,354
EPS (Rs)	5.91	6.21	6.34	6.49	6.89	7.24	7.58	7.86	6.41	8.81	9.64	10.09
Gross NPA %	1.0%	0.9%	0.9%	1.1%	1.1%	1.0%	1.0%	1.2%	1.2%	1.0%	1.0%	1.1%
Net NPA %	0.4%	0.4%	0.4%	0.5%	0.5%	0.4%	0.5%	0.6%	0.5%	0.4%	0.4%	0.4%
Provision coverage (approx., excl. write-offs) %	61.1%	56.5%	55.8%	56.6%	57.1%	54.2%	51.5%	51.6%	61.2%	59.4%	59.4%	60.4%

Bajaj Finance profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Bajaj Finance Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	7,277	9,947	12,711	18,442	26,309	26,618	31,527	41,269	54,808	68,604	81,739	90,067
Interest	2,961	3,851	4,694	6,724	9,609	9,513	9,850	12,693	18,873	24,974	28,884	31,272
Net interest income	4,317	6,097	8,017	11,718	16,700	17,105	21,676	28,575	35,935	43,630	52,855	58,795
Expenses	2,356	3,252	4,118	5,458	9,168	10,846	11,885	12,710	16,124	20,897	26,035	28,226
Financing Profit	1,978	2,857	3,923	6,290	7,582	6,291	9,877	15,973	19,906	22,886	26,981	30,745
Financing Margin %	27.0%	29.0%	31.0%	33.9%	29.0%	23.9%	31.0%	39.0%	36.0%	33.0%	32.9%	34.1%
Other Income	34.98	21.98	9.99	13.01	7.99	2.99	−16.98	−4.99	5.99	−1.99	−263	−212
Depreciation	55.94	70.98	102	144	295	325	384	484	682	880	1,008	1,108
Profit before tax	1,961	2,809	3,835	6,168	7,312	5,979	9,487	15,497	19,261	22,041	25,742	29,472
Tax %	35.1%	35.1%	35.1%	35.0%	28.0%	26.1%	26.1%	26.1%	25.1%	24.1%	25.0%	—
Exceptional items	0.00	0.00	0.00	1.99	−1.99	−4.99	−17.99	−9.99	−8.99	−25.98	−208	−181
Net Profit	1,275	1,832	2,489	3,987	5,248	4,408	7,015	11,472	14,427	16,727	19,285	22,015
EPS (Rs)	2.38	3.35	4.33	6.93	8.78	7.35	11.65	19.08	23.45	26.87	30.66	34.95
Dividend payout %	10.0%	11.0%	9.0%	9.0%	11.0%	14.0%	17.0%	16.0%	15.0%	21.0%	20.0%	—

Bajaj Finance balance sheet

₹ crore, at each year end.

Bajaj Finance Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	49.85	53.81	109	115	115	120	120	121	121	124	124	620
Reserves	4,739	7,351	9,486	15,741	19,575	32,100	36,757	43,531	54,164	76,441	96,360	1,13,131
Borrowings	26,553	36,873	49,096	66,334	1,01,246	1,29,264	1,31,168	1,64,737	2,15,912	2,92,224	3,59,880	4,33,520
Other Liabilities	1,319	2,510	4,858	2,382	2,934	2,246	2,904	3,544	4,144	5,673	8,146	10,789
Total Liabilities	32,660	46,787	63,549	84,571	1,23,869	1,63,729	1,70,949	2,11,931	2,74,340	3,74,461	4,64,509	5,58,061
Fixed Assets	252	290	366	470	694	1,320	1,314	1,714	2,306	3,249	3,777	3,944
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	50.98	33.99	80.01	42.99	40.98	119
Investments	325	1,025	4,058	3,130	8,574	17,483	18,323	12,201	22,675	30,760	34,308	30,482
Other Assets	32,082	45,472	59,125	80,971	1,14,601	1,44,927	1,51,261	1,97,982	2,49,281	3,40,408	4,26,383	5,23,517
Trade receivables	0.00	0.00	0.00	583	807	951	1,094	1,263	1,297	1,728	1,910	1,904
Cash & equivalents	229	1,326	325	339	348	1,379	2,158	3,669	4,292	10,582	13,501	15,708
Total Assets	32,660	46,787	63,549	84,571	1,23,869	1,63,729	1,70,949	2,11,931	2,74,340	3,74,461	4,64,509	5,58,061

Bajaj Finance cash flow

₹ crore, for each year.

Bajaj Finance Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	−7,072	−9,880	−10,454	−20,579	−29,110	−24,453	−809	−37,069	−42,191	−72,815	−67,835	−65,865
Cash from investing activity	−360	−687	−3,047	1,074	−5,382	−8,757	−429	6,345	−10,396	−7,165	−2,765	−3,390
Cash from financing activity	6,850	11,619	12,488	19,448	34,371	34,059	1,738	32,158	50,518	82,157	69,982	67,208
Net cash flow	−558	1,102	−974	13.03	9.02	1,000	506	1,560	−1,834	2,490	−393	−1,750
Capex	0.00	94.83	149	135	398	507	308	633	876	1,036	1,081	959
Free cash flow	−7,123	−9,966	−10,587	−20,674	−29,425	−24,907	−1,105	−37,606	−42,954	−73,760	−68,770	−66,646

Bajaj Finance ratios

Working-capital days and returns, by year.

Bajaj Finance Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	19.0%	21.0%	22.0%	20.0%	22.0%	20.0%	12.9%	17.0%	22.9%	22.0%	18.9%	17.9%

Bajaj Finance: frequently asked questions

What are the latest quarterly results of Bajaj Finance?

For the Sep 2026 quarter, Bajaj Finance reported revenue of ₹24,463 Cr, up 22.8% year on year and net profit of ₹6,354 Cr, up 28.6% year on year.

What is the annual revenue of Bajaj Finance?

Bajaj Finance's revenue for the year to Mar 2026 were ₹81,739 Cr; over the last twelve months they were ₹90,067 Cr.

What is the net profit of Bajaj Finance?

Net profit for the year to Mar 2026 was ₹19,285 Cr, and ₹22,015 Cr over the last twelve months. Earnings per share over the same trailing period were ₹34.95.

What is the free cash flow of Bajaj Finance?

Cash from operations was −₹65,865 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹66,646 Cr.

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