Bandhan Bank (BANDHANBNK)₹168.60+1.93%Private Sector Bank
In the Jun 2026 quarter (standalone), Bandhan Bank reported revenue of ₹5,612 Cr, up 2.9% from Jun 2025, and net profit of ₹502 Cr, up 35.0% year on year. For the year to Mar 2026, revenue were ₹21,612 Cr and net profit ₹1,223 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4,477 | 4,650 | 5,175 | 5,521 | 5,485 | 5,464 | 5,418 | 5,456 | 5,334 | 5,410 | 5,409 | 5,612 |
| Interest | 2,041 | 2,133 | 2,320 | 2,523 | 2,555 | 2,652 | 2,667 | 2,710 | 2,755 | 2,732 | 2,623 | 2,700 |
| Net interest income | 2,435 | 2,516 | 2,855 | 2,998 | 2,930 | 2,812 | 2,751 | 2,747 | 2,579 | 2,678 | 2,786 | 2,912 |
| Expenses | 2,033 | 2,096 | 3,493 | 2,113 | 2,291 | 3,278 | 3,137 | 2,959 | 2,970 | 3,085 | 2,799 | 2,844 |
| Financing Profit | 406 | 425 | −635 | 886 | 638 | −464 | −387 | −203 | −388 | −400 | −6.98 | 71.74 |
| Financing Margin % | 9.0% | 9.0% | −12.0% | 16.0% | 12.0% | −9.0% | −7.0% | −4.0% | −7.0% | −7.0% | 0.0% | 1.0% |
| Other Income | 542 | 547 | 703 | 530 | 611 | 1,116 | 702 | 729 | 548 | 694 | 773 | 606 |
| Profit before tax | 945 | 969 | 63.86 | 1,415 | 1,246 | 644 | 310 | 520 | 158 | 290 | 762 | 674 |
| Tax % | 24.1% | 25.1% | 15.1% | 25.1% | 25.1% | 34.1% | −2.0% | 29.1% | 29.1% | 29.1% | 30.0% | 26.1% |
| Net Profit | 721 | 734 | 55.03 | 1,064 | 937 | 426 | 318 | 372 | 112 | 206 | 534 | 502 |
| EPS (Rs) | 4.50 | 4.57 | 0.35 | 6.62 | 5.83 | 2.66 | 1.98 | 2.32 | 0.70 | 1.29 | 3.33 | 3.12 |
| Gross NPA % | 7.3% | 7.0% | 3.8% | 4.2% | 4.7% | 4.7% | 4.7% | 5.0% | 5.0% | 3.3% | 3.3% | 3.2% |
| Net NPA % | 2.3% | 2.2% | 1.1% | 1.2% | 1.3% | 1.3% | 1.3% | 1.4% | 1.4% | 1.0% | 1.0% | 0.9% |
| Provision coverage (approx., excl. write-offs) % | 68.3% | 68.5% | 71.1% | 72.8% | 72.4% | 72.7% | 72.8% | 72.6% | 72.7% | 70.3% | 70.3% | 70.5% |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,576 | 3,898 | 4,787 | 6,623 | 10,844 | 12,489 | 13,830 | 15,860 | 18,818 | 21,885 | 21,612 | 21,764 |
| Interest | 647 | 1,499 | 1,764 | 2,140 | 4,544 | 4,945 | 5,140 | 6,625 | 8,514 | 10,416 | 10,819 | 10,811 |
| Net interest income | 929 | 2,399 | 3,024 | 4,484 | 6,300 | 7,544 | 8,691 | 9,236 | 10,304 | 11,468 | 10,793 | 10,954 |
| Expenses | 632 | 1,041 | 1,595 | 2,465 | 3,732 | 6,522 | 11,270 | 8,674 | 9,301 | 10,533 | 11,514 | 11,698 |
| Financing Profit | 298 | 1,357 | 1,432 | 2,022 | 2,574 | 1,025 | −2,574 | 565 | 1,006 | 934 | −694 | −723 |
| Financing Margin % | 18.9% | 35.0% | 30.0% | 30.9% | 24.0% | 8.0% | −19.0% | 4.0% | 5.0% | 4.0% | −3.0% | −3.3% |
| Other Income | 150 | 412 | 708 | 1,066 | 1,554 | 2,029 | 2,831 | 2,477 | 2,178 | 2,976 | 2,742 | 2,620 |
| Depreciation | 36.01 | 67.01 | 86.01 | 77.99 | 80.02 | 103 | 110 | 143 | 238 | 279 | 304 | 0.00 |
| Profit before tax | 413 | 1,701 | 2,050 | 3,008 | 4,048 | 2,944 | 129 | 2,887 | 2,937 | 3,617 | 1,730 | 1,884 |
| Tax % | 33.1% | 35.1% | 35.0% | 35.1% | 25.1% | 25.1% | 2.0% | 24.0% | 24.1% | 24.1% | 29.0% | — |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | −2.99 | 0.00 | 0.00 | 0.00 | −0.99 | — |
| Net Profit | 275 | 1,111 | 1,347 | 1,953 | 3,023 | 2,204 | 126 | 2,195 | 2,231 | 2,744 | 1,223 | 1,354 |
| EPS (Rs) | 2.52 | 10.18 | 11.32 | 16.40 | 18.85 | 13.74 | 0.79 | 13.65 | 13.89 | 17.09 | 7.62 | 8.44 |
| Dividend payout % | 0.0% | 0.0% | 9.0% | 17.9% | 0.0% | 7.0% | 0.0% | 10.9% | 11.0% | 9.0% | 20.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 502 | 1,097 | 1,097 | 1,196 | 1,196 | 1,616 | 1,615 | 1,616 | 1,615 | 1,615 | 1,615 | 1,614 |
| Reserves | 0.99 | 2,232 | 3,341 | 8,167 | 9,979 | 13,557 | 15,745 | 15,740 | 17,923 | 19,938 | 22,941 | 23,884 |
| Deposits | — | 12,123 | 23,274 | 33,943 | 43,332 | 57,249 | 78,182 | 96,650 | 1,08,406 | 1,35,470 | 1,51,584 | 1,66,664 |
| Borrowings | 0.00 | 3,055 | 1,030 | 285 | 521 | 16,398 | 16,961 | 19,928 | 24,726 | 16,369 | 11,144 | 14,307 |
| Other Liabilities | 24.88 | 1,276 | 1,525 | 770 | 1,480 | 3,047 | 2,662 | 5,209 | 3,695 | 4,637 | 4,498 | 4,878 |
| Total Liabilities | 528 | 19,782 | 30,266 | 44,360 | 56,509 | 91,868 | 1,15,166 | 1,39,144 | 1,56,365 | 1,78,027 | 1,91,783 | 2,11,347 |
| Fixed Assets | 0.00 | 238 | 253 | 239 | 223 | 348 | 433 | 416 | 510 | 960 | 857 | 933 |
| CWIP | 108 | 0.00 | 0.00 | 0.00 | 109 | 22.01 | 54.97 | 173 | 346 | 214 | 325 | 470 |
| Investments | 0.00 | 3,769 | 5,530 | 8,405 | 10,077 | 15,407 | 25,239 | 29,190 | 32,458 | 29,372 | 40,868 | 38,797 |
| Other Assets | 419 | 15,775 | 24,484 | 35,717 | 46,099 | 76,092 | 89,440 | 1,09,365 | 1,23,052 | 1,47,480 | 1,49,733 | 1,71,146 |
| Cash & equivalents | 400 | 725 | 5,804 | 2,631 | 3,500 | 5,788 | 2,569 | 3,765 | 6,094 | 13,929 | 6,609 | 11,979 |
| Total Assets | 528 | 19,782 | 30,266 | 44,360 | 56,509 | 91,868 | 1,15,166 | 1,39,144 | 1,56,365 | 1,78,027 | 1,91,783 | 2,11,347 |
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | 8,887 | −2,601 | 2,695 | 6,581 | −909 | 902 | −4,242 | 14,818 | 2,752 | 1,142 |
| Cash from investing activity | −2,680 | −2,242 | −2,379 | −4,198 | −1,808 | −614 | −1,624 | 1,694 | −3,890 | 318 |
| Cash from financing activity | −2,026 | 2,852 | 105 | 154 | 589 | 2,810 | 4,806 | −8,601 | −5,487 | 2,928 |
| Net cash flow | 4,209 | −1,997 | 428 | 2,557 | −2,133 | 3,102 | −1,075 | 7,947 | −6,620 | 4,397 |
| Capex | 82.10 | 72.06 | 171 | 103 | 223 | 212 | 412 | 558 | 289 | 530 |
| Free cash flow | 8,843 | −2,680 | 2,532 | 6,506 | −1,133 | 693 | −4,673 | 14,317 | 2,474 | 618 |
| CFO / OP % | 329.9% | −56.1% | 90.9% | 107.9% | 3.0% | 62.0% | −49.1% | 166.9% | 28.9% | 18.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 0.0% | 14.1% | 29.1% | 19.1% | 19.1% | 23.0% | 14.1% | 1.0% | 12.0% | 11.1% | 12.0% | 5.0% |
For the Jun 2026 quarter, Bandhan Bank reported revenue of ₹5,612 Cr, up 2.9% year on year and net profit of ₹502 Cr, up 35.0% year on year.
Bandhan Bank's revenue for the year to Mar 2026 were ₹21,612 Cr; over the last twelve months they were ₹21,764 Cr.
Net profit for the year to Mar 2026 was ₹1,223 Cr, and ₹1,354 Cr over the last twelve months. Earnings per share over the same trailing period were ₹8.44.
Cash from operations was ₹1,142 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹618 Cr.