Bank of Baroda quarterly results and financials

Bank of Baroda (BANKBARODA)₹260.01+4.46%(9 Nov 2026 close)Public Sector Bank

Key facts

In the Sep 2026 quarter (consolidated), Bank of Baroda reported revenue of ₹37,113 Cr, up 11.1% from Sep 2025, and net profit of ₹6,799 Cr, up 31.0% year on year. For the year to Mar 2026, revenue were ₹1.35 L Cr and net profit ₹20,108 Cr.

Revenue (Sep 2026): ₹37,113 Cr
Net profit (Sep 2026): ₹6,799 Cr
Revenue (FY Mar 2026): ₹1.35 L Cr
Net profit (FY Mar 2026): ₹20,108 Cr
EPS (Sep 2026): ₹13.01
Borrowings (Mar 2026): ₹1.70 L Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

Bank of Baroda quarterly results

₹ crore unless stated; each column is a quarter.

Bank of Baroda Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	30,100	31,124	31,226	31,997	32,666	32,891	32,945	33,404	33,698	34,618	35,204	37,113
Interest	17,956	18,287	18,558	19,241	20,093	20,229	20,285	20,159	20,550	20,724	21,278	22,624
Net interest income	12,145	12,837	12,668	12,756	12,573	12,661	12,660	13,245	13,148	13,894	13,925	14,489
Expenses	10,547	12,251	10,859	12,741	10,631	12,696	12,917	11,523	12,364	13,133	12,107	13,829
Financing Profit	1,482	493	1,681	−119	1,770	−165	−367	1,577	623	581	1,682	504
Financing Margin %	5.0%	2.0%	5.0%	0.0%	5.0%	0.0%	−1.0%	5.0%	2.0%	2.0%	5.0%	1.0%
Other Income	5,057	6,562	4,672	7,579	5,184	7,105	5,555	5,132	6,418	5,497	524	8,800
Profit before tax	6,539	7,047	6,359	7,454	6,949	6,929	5,182	6,707	7,044	6,071	2,210	9,293
Tax %	27.0%	29.0%	28.0%	27.0%	26.0%	23.0%	35.0%	24.0%	23.0%	7.0%	29.0%	28.0%
Exceptional items	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	−4,051	0.00
Net Profit	4,822	5,167	4,774	5,413	5,255	5,454	3,521	5,192	5,512	5,883	1,843	6,799
EPS (Rs)	9.24	9.91	9.12	10.34	10.07	10.47	6.70	9.91	10.51	11.21	3.44	13.01
Gross NPA %	3.1%	2.9%	2.9%	2.5%	2.4%	2.3%	2.3%	2.2%	2.0%	1.9%	2.0%	1.8%
Net NPA %	0.7%	0.7%	0.7%	0.6%	0.6%	0.6%	0.6%	0.6%	0.6%	0.5%	0.5%	0.4%
Provision coverage (approx., excl. write-offs) %	77.3%	76.7%	76.0%	76.0%	75.7%	74.3%	73.7%	73.6%	72.1%	76.2%	74.9%	79.2%

Bank of Baroda profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Bank of Baroda Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	45,873	44,551	46,154	52,993	79,100	74,535	73,571	94,416	1,18,576	1,28,220	1,34,704	1,40,633
Interest	32,033	29,521	29,102	32,430	49,932	43,108	38,767	49,857	69,815	78,096	81,656	85,176
Net interest income	13,840	15,029	17,051	20,563	29,168	31,428	34,805	44,559	48,761	50,124	53,047	55,457
Expenses	25,351	19,207	26,056	25,778	40,523	38,568	37,435	38,156	44,322	45,475	47,976	51,432
Financing Profit	−11,694	−4,369	−9,182	−5,405	−11,708	−7,514	−2,943	5,947	4,088	4,144	4,374	3,390
Financing Margin %	−26.0%	−10.1%	−20.1%	−10.1%	−15.1%	−10.1%	−4.0%	6.0%	3.0%	3.0%	3.0%	2.4%
Other Income	6,008	7,960	8,026	7,915	12,238	15,295	14,435	16,705	23,484	25,041	22,620	21,238
Depreciation	524	540	900	947	1,695	1,356	1,437	2,030	1,692	1,464	1,959	0.00
Profit before tax	−6,248	3,031	−2,110	1,529	−1,237	6,383	10,027	20,625	25,852	27,693	25,003	24,618
Tax %	−19.0%	41.0%	−9.0%	29.0%	−176.0%	77.0%	23.0%	29.0%	29.0%	26.0%	22.0%	—
Exceptional items	1.99	77.96	90.03	14.99	4.01	271	3.99	14.01	6.01	40.01	11.99	−4,051
Net Profit	−5,046	1,860	−1,841	1,168	983	1,623	7,946	15,027	18,893	20,892	20,108	20,037
EPS (Rs)	−21.97	7.87	−7.12	4.15	2.00	2.98	15.15	28.80	36.26	40.03	38.33	38.17
Dividend payout %	0.0%	15.0%	0.0%	0.0%	0.0%	0.0%	19.0%	19.0%	21.0%	21.0%	22.0%	—

Bank of Baroda balance sheet

₹ crore, at each year end.

Bank of Baroda Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	444	462	462	530	530	925	1,037	1,036	1,035	1,036	1,036	1,036
Reserves	41,558	41,993	42,589	45,998	54,456	75,172	81,372	90,748	1,04,029	1,18,513	1,45,370	1,64,667
Deposits	6,30,035	5,86,333	6,17,098	6,07,441	6,65,607	9,72,852	9,96,503	10,75,961	12,34,978	13,60,442	14,96,551	16,75,516
Borrowings	35,536	33,867	31,267	64,820	68,947	95,770	71,406	1,09,522	1,07,875	1,01,946	1,35,819	1,70,253
Other Liabilities	26,592	28,227	27,516	28,780	30,194	55,113	53,359	62,620	78,057	72,772	82,365	88,996
Total Liabilities	7,34,165	6,90,882	7,18,933	7,47,569	8,19,735	11,99,831	12,03,676	13,39,887	15,25,975	16,54,708	18,61,140	21,00,466
Fixed Assets	2,971	6,344	5,919	5,521	7,358	9,255	8,414	11,069	9,840	9,041	13,508	13,084
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	1.99	0.99	2.99	5.98	0.99	0.99
Investments	1,24,759	1,28,848	1,40,797	1,75,198	1,95,685	2,89,814	2,82,042	3,47,737	3,97,604	4,06,985	4,27,505	4,35,534
Other Assets	6,06,434	5,55,689	5,72,217	5,66,849	6,16,692	9,00,763	9,13,217	9,81,081	11,18,529	12,38,678	14,20,126	16,51,847
Cash & equivalents	23,539	22,776	23,885	24,010	28,224	34,202	40,122	72,749	56,689	56,719	58,191	64,611
Total Assets	7,34,165	6,90,882	7,18,933	7,47,569	8,19,735	11,99,831	12,03,676	13,39,887	15,25,975	16,54,708	18,61,140	21,00,466

Bank of Baroda cash flow

₹ crore, for each year.

Bank of Baroda Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	17,876	−10,030	17,896	−59,822	−1,452	18,570	−889	6,228	−21,319	−6,288	35,002	33,485
Cash from investing activity	−558	−4,021	−553	−415	−2,545	−140	−473	−3,656	−1,100	−1,290	−6,522	−3,286
Cash from financing activity	−6.01	−618	−199	3,424	4,462	14,765	−989	−1,000	−5,505	5,487	3,800	−1,809
Net cash flow	17,214	−14,574	17,041	−56,438	460	32,975	−2,336	1,561	−27,736	−2,075	32,070	28,248
Capex	631	4,056	831	615	2,674	3,312	2,792	3,413	986	1,358	6,349	1,820
Free cash flow	17,326	−14,070	17,363	−60,256	−3,999	18,452	−1,149	2,814	−22,137	−7,172	29,065	32,007

Bank of Baroda ratios

Working-capital days and returns, by year.

Bank of Baroda Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	10.0%	−12.1%	4.0%	−4.0%	2.0%	1.0%	2.0%	9.0%	14.9%	16.9%	15.9%	12.9%

Bank of Baroda: frequently asked questions

What are the latest quarterly results of Bank of Baroda?

For the Sep 2026 quarter, Bank of Baroda reported revenue of ₹37,113 Cr, up 11.1% year on year and net profit of ₹6,799 Cr, up 31.0% year on year.

What is the annual revenue of Bank of Baroda?

Bank of Baroda's revenue for the year to Mar 2026 were ₹1.35 L Cr; over the last twelve months they were ₹1.41 L Cr.

What is the net profit of Bank of Baroda?

Net profit for the year to Mar 2026 was ₹20,108 Cr, and ₹20,037 Cr over the last twelve months. Earnings per share over the same trailing period were ₹38.17.

What is the free cash flow of Bank of Baroda?

Cash from operations was ₹33,485 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹32,007 Cr.

Loading…