Bank of India quarterly results and financials

Bank of India (BANKINDIA)₹145.00+4.53%(9 Nov 2026 close)Public Sector Bank

Key facts

In the Sep 2026 quarter (consolidated), Bank of India reported revenue of ₹21,349 Cr, up 15.4% from Sep 2025, and net profit of ₹3,317 Cr, up 28.6% year on year. For the year to Mar 2026, revenue were ₹75,555 Cr and net profit ₹10,320 Cr.

Revenue (Sep 2026): ₹21,349 Cr
Net profit (Sep 2026): ₹3,317 Cr
Revenue (FY Mar 2026): ₹75,555 Cr
Net profit (FY Mar 2026): ₹10,320 Cr
EPS (Sep 2026): ₹7.26
Borrowings (Mar 2026): ₹1.18 L Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

Bank of India quarterly results

₹ crore unless stated; each column is a quarter.

Bank of India Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	15,306	16,238	17,021	17,450	18,280	18,454	18,441	18,503	19,042	19,558	20,075	21,349
Interest	9,783	10,231	10,689	11,406	12,161	12,330	12,310	12,524	12,490	12,773	13,159	14,249
Net interest income	5,523	6,007	6,331	6,043	6,119	6,124	6,131	5,978	6,551	6,784	6,916	7,100
Expenses	4,202	6,065	5,286	5,477	4,501	6,069	5,419	4,868	5,215	6,014	5,410	5,575
Financing Profit	1,339	−33.01	1,085	607	1,668	97.12	747	1,142	1,347	800	1,553	1,556
Financing Margin %	9.1%	0.0%	6.0%	3.0%	9.0%	1.0%	4.0%	6.0%	7.0%	4.0%	8.0%	7.0%
Other Income	1,202	1,831	1,339	2,531	1,781	3,456	1,691	2,217	2,329	3,281	2,616	2,769
Profit before tax	2,529	1,792	2,413	3,126	3,437	3,540	2,429	3,348	3,660	4,066	4,150	4,302
Tax %	25.1%	17.1%	28.1%	24.1%	26.1%	25.1%	28.1%	25.1%	25.0%	25.1%	25.1%	25.1%
Exceptional items	0.00	0.00	0.00	0.00	0.00	0.00	−374	0.00	0.00	0.00	0.00	0.00
Net Profit	1,935	1,575	1,891	2,426	2,642	2,607	1,832	2,580	2,816	3,092	3,309	3,317
EPS (Rs)	4.23	3.45	4.14	5.31	5.78	5.71	4.01	5.65	6.17	6.77	7.24	7.26
Gross NPA %	5.4%	5.0%	4.6%	4.4%	3.7%	3.3%	2.9%	2.5%	2.3%	2.0%	1.8%	1.6%
Net NPA %	1.4%	1.2%	1.0%	0.9%	0.9%	0.8%	0.8%	0.7%	0.6%	0.6%	0.5%	0.4%
Provision coverage (approx., excl. write-offs) %	73.6%	75.5%	78.6%	78.7%	77.0%	74.9%	74.3%	74.4%	73.5%	71.7%	71.8%	73.8%

Bank of India profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Bank of India Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	42,065	39,564	38,255	40,964	42,561	40,802	38,257	47,845	61,028	71,211	75,555	80,023
Interest	30,253	27,586	27,679	27,186	27,200	26,433	24,090	27,450	37,718	46,582	50,094	52,672
Net interest income	11,812	11,978	10,577	13,778	15,361	14,368	14,167	20,395	23,310	24,629	25,461	27,351
Expenses	19,899	21,290	24,700	26,952	26,480	17,724	16,322	21,253	18,922	20,721	20,795	22,213
Financing Profit	−7,997	−9,251	−13,996	−13,079	−10,999	−3,240	−2,068	−686	4,471	4,062	4,769	5,257
Financing Margin %	−19.0%	−22.9%	−36.0%	−32.0%	−25.9%	−8.0%	−5.0%	−1.0%	7.0%	6.0%	6.0%	6.6%
Other Income	3,672	6,823	5,847	4,862	6,689	6,782	8,098	7,166	6,417	9,321	9,740	10,994
Depreciation	290	−6.99	522	373	392	380	372	427	509	605	731	0.00
Profit before tax	−4,591	−2,403	−8,635	−8,557	−4,678	3,149	5,638	6,036	10,344	12,730	13,728	16,177
Tax %	37.1%	−33.9%	−29.9%	−36.9%	−34.9%	34.1%	38.1%	37.1%	37.1%	25.1%	25.1%	—
Exceptional items	0.00	0.00	52.80	428	46.82	59.78	276	133	27.88	202	−280	0.00
Net Profit	−6,285	−1,495	−5,992	−5,435	−3,055	2,083	3,493	3,845	6,571	9,570	10,320	12,533
EPS (Rs)	−75.88	−13.92	−34.18	−19.66	−9.29	6.35	8.50	9.33	14.41	20.94	22.61	27.44
Dividend payout %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	24.0%	20.9%	18.9%	19.0%	20.9%	—

Bank of India balance sheet

₹ crore, at each year end.

Bank of India Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	666	817	1,055	1,743	2,759	3,275	3,280	4,104	4,105	4,552	4,553	4,556
Reserves	31,815	32,485	32,500	34,944	44,818	41,724	46,654	52,295	56,268	65,959	76,045	85,234
Deposits	5,37,790	5,16,021	5,43,099	5,23,533	5,22,867	5,57,656	6,29,807	6,30,294	6,73,020	7,41,269	8,21,373	9,31,780
Borrowings	37,626	51,033	39,438	43,513	44,201	39,663	32,426	26,778	64,956	80,840	1,23,665	1,18,453
Other Liabilities	17,959	16,378	16,474	11,776	16,330	20,705	21,142	29,664	28,257	31,973	31,870	39,788
Total Liabilities	6,25,856	6,16,735	6,32,567	6,15,508	6,30,976	6,63,025	7,33,307	7,43,135	8,26,607	9,24,593	10,57,507	11,79,811
Fixed Assets	5,806	8,391	8,354	8,200	8,803	8,772	8,650	9,580	9,958	10,195	11,878	11,685
CWIP	113	191	197	158	200	293	364	286	110	150	182	207
Investments	1,23,655	1,23,033	1,31,181	1,40,740	1,51,341	1,62,849	1,92,370	1,80,738	2,12,158	2,35,508	2,68,832	2,80,154
Other Assets	4,96,284	4,85,121	4,92,836	4,66,409	4,70,631	4,91,111	5,31,923	5,52,531	6,04,381	6,78,741	7,76,617	8,87,765
Cash & equivalents	27,402	34,122	27,472	31,498	29,255	29,359	60,804	40,395	44,273	38,768	51,992	47,535
Total Assets	6,25,856	6,16,735	6,32,567	6,15,508	6,30,976	6,63,025	7,33,307	7,43,135	8,26,607	9,24,593	10,57,507	11,79,811

Bank of India cash flow

₹ crore, for each year.

Bank of India Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	14,673	18,348	−6,641	−7,379	−9,232	−4,838	37,924	−35,566	−7,053	−4,442	18,576	4,760
Cash from investing activity	−753	−607	−370	−259	70.76	−232	−181	−642	−520	−988	−852	−328
Cash from financing activity	1,298	4,871	3,963	7,197	7,997	−3,197	2,403	1,147	542	3,871	34.08	−5,677
Net cash flow	15,132	22,478	−3,030	−439	−1,160	−8,222	39,940	−34,853	−7,005	−1,555	17,639	−1,244
Capex	1,725	538	515	344	298	961	349	571	623	850	722	889
Free cash flow	14,101	17,863	−6,935	−7,643	−9,112	−5,200	37,639	−36,169	−7,588	−5,283	17,904	3,918

Bank of India ratios

Working-capital days and returns, by year.

Bank of India Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	6.1%	−18.9%	−4.0%	−17.0%	−13.9%	−7.0%	4.0%	6.0%	6.0%	10.0%	12.1%	12.1%

Bank of India: frequently asked questions

What are the latest quarterly results of Bank of India?

For the Sep 2026 quarter, Bank of India reported revenue of ₹21,349 Cr, up 15.4% year on year and net profit of ₹3,317 Cr, up 28.6% year on year.

What is the annual revenue of Bank of India?

Bank of India's revenue for the year to Mar 2026 were ₹75,555 Cr; over the last twelve months they were ₹80,023 Cr.

What is the net profit of Bank of India?

Net profit for the year to Mar 2026 was ₹10,320 Cr, and ₹12,533 Cr over the last twelve months. Earnings per share over the same trailing period were ₹27.44.

What is the free cash flow of Bank of India?

Cash from operations was ₹4,760 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹3,918 Cr.

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