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Capital Small Finance Bank (CAPITALSFB)₹272.85−0.16%Other Bank
In the Jun 2026 quarter (standalone), Capital Small Finance Bank reported revenue of ₹288 Cr, up 16.6% from Jun 2025, and net profit of ₹41.03 Cr, up 28.1% year on year. For the year to Mar 2026, revenue were ₹1,048 Cr and net profit ₹141 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 197 | 204 | 204 | 218 | 224 | 235 | 231 | 247 | 256 | 272 | 273 | 288 |
| Interest | 113 | 117 | 117 | 119 | 123 | 128 | 128 | 137 | 144 | 152 | 151 | 154 |
| Net interest income | 84.19 | 87.33 | 87.38 | 99.14 | 101 | 107 | 103 | 110 | 111 | 119 | 121 | 133 |
| Expenses | 67.98 | 66.92 | 69.97 | 75.99 | 81.98 | 79.94 | 83.92 | 89.92 | 87.94 | 99.87 | 91.99 | 105 |
| Financing Profit | 15.98 | 19.98 | 16.99 | 23.98 | 18.99 | 26.99 | 18.97 | 19.98 | 22.98 | 18.98 | 27.96 | 28.96 |
| Financing Margin % | 8.0% | 10.0% | 8.0% | 11.0% | 8.0% | 12.0% | 8.0% | 8.0% | 9.1% | 7.0% | 10.1% | 10.0% |
| Other Income | 15.98 | 17.97 | 20.99 | 16.98 | 25.98 | 17.99 | 25.95 | 22.96 | 22.99 | 25.97 | 25.97 | 25.99 |
| Profit before tax | 32.10 | 38.09 | 38.10 | 40.13 | 44.13 | 46.08 | 45.09 | 43.09 | 46.14 | 46.15 | 54.11 | 55.15 |
| Tax % | 25.1% | 25.1% | 25.1% | 25.1% | 25.1% | 25.1% | 24.1% | 25.0% | 25.1% | 25.1% | 26.0% | 25.1% |
| Net Profit | 24.02 | 29.04 | 28.01 | 30.01 | 33.02 | 34.02 | 34.04 | 32.02 | 35.04 | 34.01 | 40.03 | 41.03 |
| EPS (Rs) | — | 8.18 | 6.27 | 6.67 | 7.41 | 7.54 | 7.58 | 7.08 | 7.72 | 7.59 | 8.84 | 9.09 |
| Gross NPA % | 2.7% | 3.0% | 2.8% | 2.7% | 2.6% | 2.7% | 2.6% | 2.7% | 2.7% | 2.7% | 2.5% | 2.5% |
| Net NPA % | 1.4% | 1.5% | 1.4% | 1.4% | 1.3% | 1.4% | 1.3% | 1.4% | 1.4% | 1.4% | 1.2% | 1.1% |
| Provision coverage (approx., excl. write-offs) % | 50.2% | 48.5% | 49.3% | 49.8% | 50.6% | 49.4% | 49.6% | 49.3% | 48.9% | 49.6% | 51.2% | 53.9% |
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 271 | 346 | 458 | 511 | 577 | 675 | 794 | 907 | 1,048 | 1,088 |
| Interest | 166 | 210 | 285 | 312 | 322 | 353 | 447 | 497 | 585 | 603 |
| Net interest income | 105 | 135 | 173 | 199 | 255 | 322 | 346 | 411 | 463 | 485 |
| Expenses | 108 | 128 | 166 | 174 | 209 | 227 | 248 | 304 | 353 | 385 |
| Financing Profit | −3.99 | 6.99 | 6.99 | 23.96 | 45.96 | 94.96 | 96.98 | 106 | 108 | 98.88 |
| Financing Margin % | −1.0% | 2.0% | 2.0% | 5.0% | 8.0% | 14.0% | 12.0% | 12.0% | 10.1% | 9.1% |
| Other Income | 22.99 | 30.95 | 42.96 | 45.97 | 53.93 | 48.98 | 67.96 | 85.84 | 97.88 | 101 |
| Depreciation | 0.00 | 12.04 | 15.04 | 16.04 | 16.05 | 21.07 | 17.04 | 17.07 | 18.07 | 0.00 |
| Profit before tax | 19.04 | 27.08 | 35.08 | 54.14 | 84.15 | 124 | 148 | 175 | 189 | 202 |
| Tax % | 0.0% | 28.1% | 27.1% | 24.1% | 26.0% | 25.1% | 25.1% | 25.1% | 25.0% | — |
| Net Profit | 19.01 | 19.01 | 25.03 | 41.03 | 63.08 | 94.11 | 112 | 132 | 141 | 150 |
| EPS (Rs) | — | — | — | — | — | — | 24.79 | 29.13 | 31.19 | 33.24 |
| Dividend payout % | 0.0% | 3.0% | 0.0% | 7.0% | 5.0% | 4.0% | 5.0% | 14.0% | 16.0% | — |
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 27.92 | 27.93 | 33.91 | 33.91 | 33.90 | 33.91 | 44.89 | 44.86 | 44.89 |
| Reserves | 205 | 222 | 372 | 416 | 481 | 575 | 1,150 | 1,292 | 1,413 |
| Deposits | 2,844 | 3,661 | 4,438 | 5,212 | 6,031 | 6,548 | 7,462 | 8,302 | 9,997 |
| Borrowings | 221 | 357 | 420 | 615 | 496 | 719 | 471 | 320 | 498 |
| Other Liabilities | 45.78 | 44.78 | 55.73 | 82.60 | 92.56 | 97.53 | 147 | 123 | 165 |
| Total Liabilities | 3,344 | 4,313 | 5,318 | 6,359 | 7,136 | 7,975 | 9,275 | 10,082 | 12,117 |
| Fixed Assets | 64.74 | 83.65 | 90.72 | 86.68 | 83.73 | 82.71 | 83.66 | 87.65 | 96.72 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 870 | 862 | 1,050 | 1,209 | 1,354 | 1,487 | 1,702 | 1,818 | 1,970 |
| Other Assets | 2,410 | 3,369 | 4,177 | 5,063 | 5,698 | 6,406 | 7,490 | 8,176 | 10,051 |
| Cash & equivalents | 154 | 172 | 160 | 665 | 309 | 357 | 467 | 572 | 328 |
| Total Assets | 3,344 | 4,313 | 5,318 | 6,359 | 7,136 | 7,975 | 9,275 | 10,082 | 12,117 |
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | 8.01 | −80.15 | 174 | −211 | 75.16 | 116 | 279 | −386 |
| Cash from investing activity | −31.02 | −22.02 | −12.01 | −13.02 | −202 | −165 | −56.05 | −37.05 |
| Cash from financing activity | 134 | 192 | 197 | −120 | 222 | 223 | −155 | 163 |
| Net cash flow | 111 | 90.34 | 360 | −345 | 94.35 | 174 | 68.24 | −259 |
| Capex | 31.05 | 22.57 | 12.92 | 13.50 | 19.78 | 18.46 | 21.21 | 27.37 |
| Free cash flow | −23.03 | −102 | 162 | −224 | 55.06 | 98.11 | 259 | −412 |
| CFO / OP % | 9.0% | −23.0% | 56.0% | −51.0% | 24.0% | 29.0% | 53.0% | −49.0% |
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|
| ROE % | 8.1% | 8.0% | 8.0% | 10.1% | 13.1% | 17.1% | 12.1% | 10.1% | 10.0% |
For the Jun 2026 quarter, Capital Small Finance Bank reported revenue of ₹288 Cr, up 16.6% year on year and net profit of ₹41.03 Cr, up 28.1% year on year.
Capital Small Finance Bank's revenue for the year to Mar 2026 were ₹1,048 Cr; over the last twelve months they were ₹1,088 Cr.
Net profit for the year to Mar 2026 was ₹141 Cr, and ₹150 Cr over the last twelve months. Earnings per share over the same trailing period were ₹33.24.
Cash from operations was −₹386 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹412 Cr.