Central Bank of India quarterly results and financials

Central Bank of India (CENTRALBK)₹31.23+1.33%(9 Nov 2026 close)Public Sector Bank

Key facts

In the Sep 2026 quarter (consolidated), Central Bank of India reported revenue of ₹10,370 Cr, up 18.5% from Sep 2025, and net profit of ₹1,494 Cr, up 20.6% year on year. For the year to Mar 2026, revenue were ₹36,090 Cr and net profit ₹4,543 Cr.

Revenue (Sep 2026): ₹10,370 Cr
Net profit (Sep 2026): ₹1,494 Cr
Revenue (FY Mar 2026): ₹36,090 Cr
Net profit (FY Mar 2026): ₹4,543 Cr
EPS (Sep 2026): ₹1.65
Borrowings (Mar 2026): ₹31,760 Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

Central Bank of India quarterly results

₹ crore unless stated; each column is a quarter.

Central Bank of India Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	7,824	8,344	8,343	8,218	8,514	8,631	8,601	8,754	9,044	9,677	9,703	10,370
Interest	4,666	4,811	4,800	4,802	4,983	5,235	5,222	5,472	5,548	5,676	5,794	6,227
Net interest income	3,158	3,533	3,542	3,416	3,531	3,396	3,379	3,282	3,497	4,001	3,908	4,143
Expenses	3,391	3,573	3,937	3,511	3,383	3,982	3,394	3,304	3,869	3,586	3,141	3,849
Financing Profit	−207	−1.01	−355	−71.07	185	−554	21.03	9.01	−335	449	804	335
Financing Margin %	−3.0%	0.0%	−4.0%	−1.0%	2.0%	−6.0%	0.0%	0.0%	−4.0%	5.0%	8.0%	3.0%
Other Income	1,331	1,363	1,167	1,651	1,232	1,724	1,859	1,472	1,927	1,161	988	1,381
Profit before tax	1,118	1,359	809	1,574	1,413	1,168	1,874	1,475	1,586	1,605	1,784	1,710
Tax %	35.1%	40.1%	−9.0%	42.1%	32.1%	11.1%	33.1%	18.1%	21.1%	54.1%	26.0%	14.1%
Exceptional items	0.00	0.00	0.00	0.00	0.00	0.00	56.89	0.00	0.00	0.00	0.00	0.00
Net Profit	741	819	947	929	969	1,109	1,288	1,238	1,268	750	1,329	1,494
EPS (Rs)	0.86	0.95	1.10	1.07	1.12	1.23	1.43	1.37	1.41	0.83	1.47	1.65
Gross NPA %	4.5%	4.5%	4.5%	4.6%	3.9%	3.2%	3.1%	3.0%	2.7%	2.7%	2.6%	2.4%
Net NPA %	1.3%	1.2%	0.8%	0.7%	0.6%	0.6%	0.5%	0.5%	0.5%	0.5%	0.5%	0.3%
Provision coverage (approx., excl. write-offs) %	71.6%	72.4%	83.5%	84.8%	84.2%	82.4%	84.1%	83.8%	83.0%	81.3%	80.5%	86.7%

Central Bank of India profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Central Bank of India Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	25,927	24,711	24,101	22,687	23,630	22,777	22,833	25,603	30,749	33,711	36,090	38,794
Interest	18,892	18,167	17,596	15,918	15,992	14,523	13,353	13,892	17,882	19,817	21,920	23,244
Net interest income	7,035	6,543	6,505	6,769	7,638	8,253	9,480	11,710	12,867	13,894	14,169	15,550
Expenses	11,572	12,798	14,063	14,629	12,174	12,460	10,523	12,819	13,145	14,152	13,629	14,445
Financing Profit	−4,431	−6,139	−7,461	−7,778	−4,468	−4,138	−935	−1,027	−133	−134	665	1,252
Financing Margin %	−17.1%	−25.1%	−31.0%	−34.1%	−19.1%	−18.1%	−4.0%	−4.0%	0.0%	0.0%	2.0%	3.2%
Other Income	2,019	2,871	2,620	2,417	3,623	2,994	2,988	4,167	4,813	5,786	6,462	5,457
Depreciation	240	258	260	278	284	293	297	386	499	557	530	0.00
Profit before tax	−2,644	−3,512	−5,079	−5,610	−1,123	−1,426	1,749	2,746	4,168	5,079	6,582	6,685
Tax %	−47.0%	−31.0%	0.0%	0.0%	0.0%	−29.9%	38.1%	39.1%	36.1%	23.1%	31.1%	—
Exceptional items	73.92	−1.99	−3.99	−3.99	−21.96	−20.95	8.99	−0.99	−14.97	0.00	6.99	0.00
Net Profit	−1,395	−2,465	−5,150	−5,632	−1,256	−998	1,086	1,693	2,683	3,954	4,543	4,840
EPS (Rs)	−8.28	−12.96	−19.67	−13.92	−2.21	−1.71	1.25	1.94	3.08	4.36	5.01	5.36
Dividend payout %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	4.0%	36.1%	—

Central Bank of India balance sheet

₹ crore, at each year end.

Central Bank of India Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	1,652	1,684	1,895	2,607	4,032	5,689	5,854	8,651	8,650	8,649	9,016	9,014
Reserves	16,011	16,751	16,242	15,527	15,289	15,773	20,537	18,793	20,456	23,600	27,723	29,822
Deposits	2,61,726	2,66,060	2,96,445	2,94,538	2,99,411	3,13,588	3,29,583	3,42,446	3,59,075	3,84,774	4,12,384	4,67,089
Borrowings	19,729	9,479	9,596	6,008	5,623	6,064	5,748	7,647	8,318	19,982	21,773	31,760
Other Liabilities	12,929	11,867	9,505	7,722	6,507	15,263	7,355	8,872	9,707	9,797	8,444	11,723
Total Liabilities	3,12,047	3,05,841	3,33,685	3,26,402	3,30,862	3,56,377	3,69,074	3,86,408	4,06,206	4,46,802	4,79,341	5,49,409
Fixed Assets	2,855	4,382	4,319	4,368	4,337	4,359	5,160	4,980	4,802	5,363	5,233	5,219
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	89,722	88,948	92,079	1,02,571	1,25,114	1,42,355	1,48,205	1,40,451	1,36,414	1,43,822	1,41,342	1,57,302
Other Assets	2,19,469	2,12,510	2,37,287	2,19,463	2,01,410	2,09,663	2,15,711	2,40,977	2,64,990	2,97,616	3,32,766	3,86,889
Cash & equivalents	14,152	14,100	75,298	36,089	20,842	30,124	32,261	38,131	27,494	23,025	22,989	19,009
Total Assets	3,12,047	3,05,841	3,33,685	3,26,402	3,30,862	3,56,377	3,69,074	3,86,408	4,06,206	4,46,802	4,79,341	5,49,409

Central Bank of India cash flow

₹ crore, for each year.

Central Bank of India Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	2,278	281	61,953	−44,422	−14,532	1,727	−2,004	14,300	−8,789	−5,914	−2,464	2,808
Cash from investing activity	−333	−150	−190	−311	−252	−316	−203	−133	−210	−586	−452	−455
Cash from financing activity	510	599	1,542	5,157	6,802	3,399	5,052	0.00	0.00	0.00	1,500	−713
Net cash flow	2,450	732	63,244	−39,533	−7,961	4,802	2,847	14,143	−8,986	−6,490	−1,409	1,635
Capex	1,097	305	191	313	253	321	204	157	212	585	454	457
Free cash flow	1,990	132	61,676	−44,658	−14,752	1,410	−2,205	14,149	−8,994	−6,497	−2,908	2,349

Central Bank of India ratios

Working-capital days and returns, by year.

Central Bank of India Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	4.0%	−8.0%	−13.0%	−28.0%	−30.0%	−6.0%	−4.0%	4.0%	6.0%	9.0%	11.0%	12.0%

Central Bank of India: frequently asked questions

What are the latest quarterly results of Central Bank of India?

For the Sep 2026 quarter, Central Bank of India reported revenue of ₹10,370 Cr, up 18.5% year on year and net profit of ₹1,494 Cr, up 20.6% year on year.

What is the annual revenue of Central Bank of India?

Central Bank of India's revenue for the year to Mar 2026 were ₹36,090 Cr; over the last twelve months they were ₹38,794 Cr.

What is the net profit of Central Bank of India?

Net profit for the year to Mar 2026 was ₹4,543 Cr, and ₹4,840 Cr over the last twelve months. Earnings per share over the same trailing period were ₹5.36.

What is the free cash flow of Central Bank of India?

Cash from operations was ₹2,808 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹2,349 Cr.

Loading…