Cholamandalam Financial Holdings quarterly results and financials

Cholamandalam Financial Holdings (CHOLAHLDNG)₹1,424−3.52%(9 Nov 2026 close)Investment Company

Key facts

In the Jun 2026 quarter (consolidated), Cholamandalam Financial Holdings reported revenue of ₹11,090 Cr, up 19.6% from Jun 2025, and net profit of ₹1,782 Cr, up 42.0% year on year. For the year to Mar 2026, revenue were ₹39,032 Cr and net profit ₹5,467 Cr.

Revenue (Jun 2026): ₹11,090 Cr
Net profit (Jun 2026): ₹1,782 Cr
Revenue (FY Mar 2026): ₹39,032 Cr
Net profit (FY Mar 2026): ₹5,467 Cr
EPS (Jun 2026): ₹42.83
Borrowings (Mar 2026): ₹2.10 L Cr

Company filings, consolidated accounts; latest reported quarter Jun 2026

Cholamandalam Financial Holdings quarterly results

₹ crore unless stated; each column is a quarter.

Cholamandalam Financial Holdings Quarterly results
	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	6,296	6,780	7,046	7,606	8,070	8,470	8,888	9,276	9,436	9,925	10,333	11,090
Interest	2,212	2,452	2,590	2,801	3,066	3,288	3,370	3,478	3,525	3,659	3,764	4,014
Net interest income	4,084	4,328	4,456	4,805	5,004	5,183	5,518	5,798	5,910	6,266	6,569	7,076
Expenses	2,907	2,990	2,940	3,266	3,549	3,783	3,724	4,155	4,374	4,505	4,556	4,740
Financing Profit	1,209	1,369	1,550	1,584	1,494	1,436	1,840	1,685	1,583	1,812	2,068	2,385
Financing Margin %	19.0%	20.0%	22.1%	21.1%	18.1%	17.1%	21.0%	18.1%	17.1%	18.1%	20.0%	21.1%
Other Income	54.84	47.83	110	44.88	90.68	106	97.71	87.76	130	137	156	103
Depreciation	52.15	55.13	88.16	70.20	74.21	72.19	79.22	79.24	83.21	87.29	84.16	87.16
Profit before tax	1,210	1,360	1,569	1,555	1,510	1,469	1,858	1,692	1,628	1,860	2,137	2,396
Tax %	27.0%	25.0%	27.0%	26.0%	26.0%	26.0%	27.0%	26.0%	26.0%	26.0%	24.0%	25.0%
Net Profit	885	1,023	1,139	1,155	1,120	1,089	1,358	1,255	1,209	1,380	1,621	1,782
EPS (Rs)	22.38	24.84	27.26	29.16	27.95	25.84	32.62	30.76	29.25	33.26	36.52	42.83
Gross NPA %	—	—	—	—	—	—	—	—	—	4.6%	4.4%	—
Net NPA %	—	—	—	—	—	—	—	—	—	3.1%	2.9%	—
Provision coverage (approx., excl. write-offs) %	—	—	—	—	—	—	—	—	—	32.4%	34.2%	—

Cholamandalam Financial Holdings profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Cholamandalam Financial Holdings Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	7,987	2,679	8,876	10,902	13,103	13,850	14,609	18,088	25,757	33,104	39,032	40,784
Interest	978	0.00	2,661	3,597	4,599	4,618	4,339	5,790	9,276	12,529	14,423	14,963
Net interest income	7,009	2,679	6,215	7,305	8,503	9,232	10,270	12,298	16,481	20,574	24,608	25,822
Expenses	7,050	2,385	4,506	5,166	6,615	6,831	7,240	8,625	11,422	14,327	17,582	18,175
Financing Profit	−0.99	311	1,762	2,189	1,953	2,482	3,102	3,776	5,185	6,424	7,237	7,848
Financing Margin %	0.0%	12.1%	20.0%	20.1%	15.1%	18.0%	21.0%	21.0%	20.1%	19.0%	18.0%	19.2%
Other Income	1,533	0.99	0.00	20.93	0.99	59.82	91.68	220	255	261	413	525
Depreciation	163	17.04	70.21	78.24	151	145	154	176	248	297	334	342
Profit before tax	1,371	294	1,691	2,131	1,801	2,393	3,038	3,813	5,184	6,388	7,309	8,021
Tax %	27.0%	30.0%	34.0%	34.0%	36.0%	27.0%	26.0%	26.0%	26.0%	26.0%	25.0%	—
Exceptional items	517	0.00	0.00	0.00	0.00	0.00	0.00	0.00	−0.99	−2.99	−3.98	—
Net Profit	1,176	536	1,123	1,408	1,160	1,756	2,232	2,799	3,835	4,725	5,467	5,991
EPS (Rs)	55.36	24.21	29.28	37.03	29.31	43.84	54.39	68.61	94.20	115.54	129.77	141.86
Dividend payout %	9.0%	1.0%	4.0%	3.0%	2.0%	1.0%	1.0%	1.0%	1.0%	1.0%	1.0%	—

Cholamandalam Financial Holdings balance sheet

₹ crore, at each year end.

Cholamandalam Financial Holdings Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	36.92	36.99	19.01	18.95	18.95	18.95	18.94	18.95	18.96	18.95	18.96	18.95
Reserves	2,288	3,289	2,743	3,285	3,917	4,565	5,352	6,412	7,628	10,201	12,468	15,405
Borrowings	21,454	1,446	0.00	38,221	50,397	55,132	63,752	69,195	97,179	1,33,933	1,74,401	2,10,379
Other Liabilities	6,547	4,901	5,141	11,840	13,481	16,070	19,339	21,991	26,055	32,505	37,551	42,272
Total Liabilities	30,328	9,673	7,901	53,364	67,813	75,785	88,462	97,616	1,30,882	1,76,658	2,24,439	2,68,076
Fixed Assets	1,522	1,337	102	311	306	479	447	464	623	1,783	2,030	2,211
CWIP	40.02	56.04	0.00	4.01	14.01	11.01	9.99	40.03	60.01	35.01	54.03	97.10
Investments	2,671	5,153	6,547	6,221	7,563	8,901	11,691	13,294	17,576	20,083	24,294	25,014
Other Assets	26,094	3,126	1,252	46,829	59,930	66,394	76,314	83,817	1,12,622	1,54,758	1,98,061	2,40,752
Inventories	614	603	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Trade receivables	672	687	237	69.18	41.07	30.06	57.11	71.17	99.20	215	204	328
Cash & equivalents	1,058	1,317	396	1,207	3,942	7,299	6,195	5,444	3,158	4,541	9,663	14,945
Total Assets	30,328	9,673	7,901	53,364	67,813	75,785	88,462	97,616	1,30,882	1,76,658	2,24,439	2,68,076

Cholamandalam Financial Holdings cash flow

₹ crore, for each year.

Cholamandalam Financial Holdings Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	−1,680	−499	592	−6,282	−9,236	−1,907	−9,682	−5,719	−29,253	−35,620	−34,097	−29,920
Cash from investing activity	−460	193	−1,261	−1,821	−93.86	−95.80	−61.84	−135	294	−2,621	−1,035	−2,524
Cash from financing activity	1,711	751	−69.23	8,317	12,216	2,435	7,712	7,098	27,381	38,430	39,770	35,761
Net cash flow	−443	441	−739	160	2,805	417	−2,095	1,199	−1,748	−82.04	4,418	3,091
Capex	205	177	25.94	91.77	95.85	97.76	63.88	115	248	1,167	340	359
Free cash flow	−1,825	−675	569	−6,403	−9,378	−2,013	−9,792	−5,883	−29,626	−36,971	−34,589	−30,444
CFO / OP %	−41.0%	−13.0%	230.0%	−126.0%	−145.0%	−17.0%	−125.0%	−65.0%	−296.0%	−238.0%	−173.0%	−131.0%

Cholamandalam Financial Holdings ratios

Working-capital days and returns, by year.

Cholamandalam Financial Holdings Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	19.0%	21.0%	15.0%	18.0%	19.0%	13.0%	17.0%	17.0%	18.0%	20.0%	19.0%	17.0%

Cholamandalam Financial Holdings: frequently asked questions

What are the latest quarterly results of Cholamandalam Financial Holdings?

For the Jun 2026 quarter, Cholamandalam Financial Holdings reported revenue of ₹11,090 Cr, up 19.6% year on year and net profit of ₹1,782 Cr, up 42.0% year on year.

What is the annual revenue of Cholamandalam Financial Holdings?

Cholamandalam Financial Holdings' revenue for the year to Mar 2026 were ₹39,032 Cr; over the last twelve months they were ₹40,784 Cr.

What is the net profit of Cholamandalam Financial Holdings?

Net profit for the year to Mar 2026 was ₹5,467 Cr, and ₹5,991 Cr over the last twelve months. Earnings per share over the same trailing period were ₹141.86.

What is the free cash flow of Cholamandalam Financial Holdings?

Cash from operations was −₹29,920 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹30,444 Cr.

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