Coral India Finance & Housing (CORALFINAC)₹29.19−0.55%Diversified Commercial Services
In the Mar 2026 quarter (standalone), Coral India Finance & Housing reported sales of ₹3.06 Cr, up 0.0% from Mar 2025, and net profit of ₹2.68 Cr, up 14.5% year on year. For the year to Mar 2026, sales were ₹15.07 Cr and net profit ₹14.96 Cr.
Company filings, standalone accounts; latest reported quarter Mar 2026
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8.86 | 8.29 | 3.51 | 7.14 | 7.94 | 6.55 | 3.70 | 3.06 | 4.60 | 3.86 | 3.94 | 3.06 |
| Expenses | 2.69 | 1.70 | 0.81 | 1.70 | 1.32 | 1.08 | 1.54 | 0.76 | 0.78 | 0.79 | 0.77 | 0.86 |
| Operating Profit | 6.14 | 6.55 | 2.71 | 5.42 | 6.59 | 5.44 | 2.14 | 2.31 | 3.82 | 3.07 | 3.16 | 2.21 |
| OPM % | 69.3% | 79.2% | 77.0% | 75.9% | 83.1% | 83.2% | 57.8% | 75.3% | 83.1% | 79.6% | 80.1% | 72.0% |
| Other Income | 1.33 | −0.75 | 0.96 | 1.38 | 1.98 | 1.54 | 0.73 | 0.55 | 2.01 | 0.98 | 1.58 | 0.50 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 |
| Depreciation | 0.03 | 0.03 | 0.01 | 0.03 | 0.03 | 0.03 | 0.01 | 0.02 | 0.03 | 0.01 | 0.01 | 0.02 |
| Profit before tax | 7.40 | 5.75 | 3.62 | 6.77 | 8.53 | 6.95 | 2.82 | 2.84 | 5.80 | 4.02 | 4.69 | 2.68 |
| Tax % | 16.5% | 20.9% | 13.8% | −1.5% | 16.4% | 18.7% | 17.7% | 17.6% | 17.2% | 12.5% | 20.3% | 0.0% |
| Net Profit | 6.19 | 4.54 | 3.12 | 6.86 | 7.13 | 5.64 | 2.32 | 2.34 | 4.80 | 3.52 | 3.74 | 2.68 |
| EPS (Rs) | 1.53 | 1.14 | 0.79 | 1.72 | 1.76 | 1.39 | 0.59 | 0.57 | 1.20 | 0.87 | 0.92 | 0.68 |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 12.04 | 14.05 | 23.10 | 15.05 | 13.05 | 19.08 | 27.12 | 31.11 | 31.11 | 26.12 | 15.07 | 15.46 |
| Expenses | 4.01 | 2.99 | 5.99 | 3.99 | 3.01 | 3.99 | 4.99 | 8.01 | 6.99 | 5.01 | 3.01 | 3.20 |
| Operating Profit | 8.01 | 10.01 | 17.03 | 10.02 | 10.03 | 15.03 | 22.04 | 22.05 | 24.04 | 21.03 | 12.02 | 12.26 |
| OPM % | 68.9% | 75.9% | 74.9% | 70.9% | 73.9% | 77.9% | 80.9% | 72.9% | 77.0% | 81.9% | 78.9% | 79.3% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | 0.00 | 0.00 | 0.00 | 0.00 | 4.99 | 5.07 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.07 |
| Profit before tax | 7.99 | 9.98 | 16.96 | 9.98 | 9.98 | 15.98 | 21.97 | 21.94 | 23.96 | 20.94 | 16.95 | 17.19 |
| Tax % | 19.0% | 19.1% | 21.0% | 19.0% | 17.0% | 17.0% | 21.0% | 18.1% | 12.1% | 17.1% | 14.0% | — |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | — |
| Net Profit | 5.98 | 7.97 | 12.97 | 7.99 | 7.98 | 12.96 | 16.96 | 17.95 | 20.94 | 16.95 | 14.96 | 14.74 |
| EPS (Rs) | 1.26 | 1.62 | 2.71 | 1.64 | 1.60 | 3.23 | 4.32 | 4.54 | 5.16 | 4.33 | 3.68 | 3.67 |
| Dividend payout % | 16.0% | 2.0% | 7.0% | 12.0% | 11.9% | 16.0% | 7.0% | 7.0% | 8.0% | 9.0% | 5.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.00 | 10.01 | 9.99 | 9.99 | 9.99 | 9.99 | 7.99 | 7.99 | 8.01 | 8.01 | 8.01 | 8.01 |
| Reserves | 62.10 | 67.11 | 135 | 134 | 118 | 107 | 119 | 134 | 142 | 175 | 213 | 199 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 11.05 | 11.98 | 5.97 | 5.03 | 5.97 | 7.99 | 7.96 | 10.99 | 15.02 | 9.96 | 12.93 | 15.93 |
| Total Liabilities | 83.15 | 90.10 | 151 | 149 | 133 | 125 | 135 | 153 | 164 | 193 | 234 | 223 |
| Fixed Assets | 2.99 | 1.99 | 12.96 | 11.96 | 11.96 | 11.97 | 17.93 | 17.93 | 17.95 | 17.95 | 17.93 | 17.94 |
| CWIP | 3.99 | 5.99 | 6.99 | 3.99 | 4.99 | 4.99 | 4.99 | 2.99 | 2.99 | 2.99 | 3.99 | 5.99 |
| Investments | 25.02 | 31.03 | 93.03 | 89.05 | 59.03 | 47.99 | 79.05 | 78.06 | 86.10 | 120 | 161 | 145 |
| Other Assets | 51.15 | 50.09 | 39.10 | 44.08 | 57.15 | 60.15 | 33.09 | 54.10 | 58.12 | 52.14 | 51.09 | 55.10 |
| Inventories | 12.78 | 12.05 | 11.57 | 12.98 | 12.71 | 12.00 | 10.46 | 14.59 | 9.82 | 6.81 | 6.08 | 6.08 |
| Trade receivables | 0.12 | 0.57 | 0.74 | 0.77 | 1.04 | 1.98 | 1.87 | 1.05 | 0.41 | 0.51 | 0.66 | 0.10 |
| Cash & equivalents | 9.73 | 4.80 | 3.96 | 5.12 | 3.82 | 4.74 | 3.14 | 3.95 | 15.91 | 16.40 | 15.86 | 19.70 |
| Total Assets | 83.15 | 90.10 | 151 | 149 | 133 | 125 | 135 | 153 | 164 | 193 | 234 | 223 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | 7.03 | −1.01 | 3.01 | −1.01 | 5.02 | 8.02 | 4.01 | 2.01 | 22.09 | 5.02 | 19.06 | 16.06 |
| Cash from investing activity | −2.99 | −3.99 | −1.99 | 1.99 | −4.99 | −5.99 | 14.97 | 0.99 | −8.99 | −2.99 | −17.97 | −10.98 |
| Cash from financing activity | 0.00 | 0.00 | −1.01 | 0.00 | −1.01 | −1.01 | −21.05 | −2.01 | −1.01 | −1.01 | −2.01 | −2.01 |
| Net cash flow | 4.01 | −5.01 | −1.01 | 1.01 | −1.01 | 1.01 | −2.01 | 1.01 | 12.04 | 0.00 | −1.01 | 4.01 |
| Capex | 1.55 | 1.94 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Free cash flow | 4.99 | −2.99 | 1.99 | 1.99 | 3.99 | 7.98 | 3.99 | 3.99 | 21.96 | 4.99 | 16.98 | 14.99 |
| CFO / OP % | 70.9% | 12.9% | 47.0% | 14.9% | 65.9% | 85.9% | 26.9% | 11.9% | 97.9% | 20.9% | 87.9% | 135.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor days | 2 | 17 | 20 | 12 | 26 | 54 | 35 | 14 | 5 | 6 | 9 | 2 |
| Inventory days | 1,160 | 6,044 | — | 2,639 | 6,288 | 6,189 | 2,488 | 2,509 | 748 | 826 | — | — |
| Days payable | 38 | 205 | — | 140 | 104 | 118 | 178 | 5 | 8 | 4 | — | — |
| Cash conversion cycle | 1,125 | 5,857 | 20 | 2,512 | 6,211 | 6,126 | 2,346 | 2,519 | 746 | 829 | 9 | 2 |
| Working capital days | 110 | 133 | 259 | 200 | 330 | 306 | 216 | 225 | 129 | 116 | 99 | 2,946 |
| ROCE % | 19.0% | 10.0% | 9.0% | 12.0% | 8.0% | 8.0% | 13.0% | 16.0% | 15.0% | 14.0% | 10.0% | 8.0% |
For the Mar 2026 quarter, Coral India Finance & Housing reported sales of ₹3.06 Cr, up 0.0% year on year and net profit of ₹2.68 Cr, up 14.5% year on year. The operating margin was 72.0%.
Coral India Finance & Housing's sales for the year to Mar 2026 were ₹15.07 Cr; over the last twelve months they were ₹15.46 Cr.
Net profit for the year to Mar 2026 was ₹14.96 Cr, and ₹14.74 Cr over the last twelve months. Earnings per share over the same trailing period were ₹3.67.
Coral India Finance & Housing reported borrowings of ₹0 Cr at Mar 2026, against cash and equivalents of ₹19.70 Cr.
Cash from operations was ₹16.06 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹14.99 Cr.