CSB Bank quarterly results and financials

CSB Bank (CSBBANK)₹301.95−1.05%(9 Nov 2026 close)Private Sector Bank

Key facts

In the Jun 2026 quarter (standalone), CSB Bank reported revenue of ₹1,285 Cr, up 23.6% from Jun 2025, and net profit of ₹150 Cr, up 26.1% year on year. For the year to Mar 2026, revenue were ₹4,501 Cr and net profit ₹632 Cr.

Revenue (Jun 2026): ₹1,285 Cr
Net profit (Jun 2026): ₹150 Cr
Revenue (FY Mar 2026): ₹4,501 Cr
Net profit (FY Mar 2026): ₹632 Cr
EPS (Jun 2026): ₹8.62
Borrowings (Mar 2026): ₹7,179 Cr

Company filings, standalone accounts; latest reported quarter Jun 2026

CSB Bank quarterly results

₹ crore unless stated; each column is a quarter.

CSB Bank Quarterly results
	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	686	761	794	831	864	918	980	1,040	1,108	1,153	1,200	1,285
Interest	344	380	409	470	498	545	611	663	687	702	738	810
Net interest income	342	381	384	361	366	373	369	377	421	451	462	475
Expenses	307	307	375	380	379	390	495	464	556	522	499	505
Financing Profit	35.08	75.18	10.02	−19.03	−13.02	−15.02	−125	−85.13	−134	−71.12	−36.04	−27.06
Financing Margin %	5.0%	10.0%	1.0%	−2.0%	−2.0%	−2.0%	−13.0%	−8.0%	−12.0%	−6.0%	−3.0%	−2.0%
Other Income	143	125	197	172	199	219	381	245	349	276	306	229
Profit before tax	179	201	207	152	187	205	258	161	217	206	272	203
Tax %	25.1%	25.0%	27.1%	26.1%	26.1%	26.0%	26.1%	26.0%	26.0%	26.0%	26.1%	26.1%
Net Profit	133	150	151	113	138	152	190	119	160	153	202	150
EPS (Rs)	7.65	8.61	8.70	6.51	7.95	8.72	10.94	6.82	9.22	8.77	11.57	8.62
Gross NPA %	1.3%	1.2%	1.5%	1.7%	1.7%	1.6%	1.6%	1.8%	1.8%	2.0%	1.7%	1.8%
Net NPA %	0.3%	0.3%	0.5%	0.7%	0.7%	0.6%	0.5%	0.7%	0.5%	0.7%	0.4%	0.4%
Provision coverage (approx., excl. write-offs) %	74.0%	74.6%	65.3%	59.8%	58.9%	59.5%	66.9%	64.1%	71.3%	65.8%	75.9%	77.7%

CSB Bank profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

CSB Bank Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	1,480	1,334	1,295	1,346	1,507	1,869	2,036	2,317	2,924	3,593	4,501	4,746
Interest	1,161	1,024	913	910	920	932	886	988	1,452	2,124	2,789	2,937
Net interest income	319	310	382	436	587	937	1,151	1,329	1,471	1,469	1,712	1,809
Expenses	641	587	642	857	654	908	746	871	1,240	1,567	1,933	2,082
Financing Profit	−320	−275	−259	−420	−64.12	30.04	406	462	233	−96.16	−218	−268
Financing Margin %	−22.0%	−21.0%	−20.0%	−31.0%	−4.0%	2.0%	20.0%	20.0%	8.0%	−3.0%	−5.0%	−5.7%
Other Income	105	281	125	136	222	303	247	316	583	971	1,176	1,159
Depreciation	14.05	15.06	16.06	17.07	24.10	41.14	38.14	43.17	56.16	76.30	107	0.00
Profit before tax	−229	−9.04	−150	−301	134	294	617	737	764	803	854	898
Tax %	−34.0%	−116.9%	−35.0%	−33.9%	90.0%	25.1%	25.1%	25.0%	26.1%	26.1%	26.1%	—
Exceptional items	0.00	0.00	0.00	−0.99	−0.99	0.00	0.00	0.00	0.00	0.00	0.99	—
Net Profit	−150	1.99	−96.92	−197	12.99	218	457	546	567	594	632	664
EPS (Rs)	−20.80	0.18	−12.01	−22.91	0.72	12.55	26.33	31.45	32.56	34.11	36.36	38.18
Dividend payout %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—

CSB Bank balance sheet

₹ crore, at each year end.

CSB Bank Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	60.26	72.33	81.35	81.37	86.38	175	175	175	175	175	175	175
Reserves	828	822	919	808	1,347	1,788	2,008	2,479	3,029	3,629	4,329	4,721
Deposits	14,495	14,461	14,936	14,704	15,131	15,807	19,159	20,219	24,535	29,732	36,912	44,293
Borrowings	45.18	42.15	42.15	42.14	0.00	797	1,431	2,015	786	1,762	5,567	7,179
Other Liabilities	353	280	272	250	358	321	594	511	673	780	935	1,439
Total Liabilities	15,784	15,677	16,250	15,885	16,920	18,887	23,365	25,400	29,197	36,078	47,918	57,806
Fixed Assets	175	216	216	216	218	254	269	289	320	407	451	709
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	179	1.99
Investments	4,429	5,992	5,773	4,118	4,029	5,369	6,135	7,024	5,851	7,556	11,404	11,963
Other Assets	11,179	9,470	10,262	11,551	12,674	13,265	16,960	18,088	23,026	28,115	35,884	45,131
Cash & equivalents	611	604	706	623	666	449	649	1,371	1,358	2,949	3,043	3,866
Total Assets	15,784	15,677	16,250	15,885	16,920	18,887	23,365	25,400	29,197	36,078	47,918	57,806

CSB Bank cash flow

₹ crore, for each year.

CSB Bank Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	−355	−166	394	26.89	−891	−1,106	1,369	−850	2,204	1,778	−5,239	−313
Cash from investing activity	−15.94	−12.95	−16.93	−17.94	−21.91	−234	−1,226	131	−721	−1,433	1,898	−787
Cash from financing activity	97.19	106	106	−5.01	675	1,314	634	582	−1,228	975	3,794	1,612
Net cash flow	−276	−72.04	486	4.01	−242	−34.03	776	−140	263	1,319	437	505
Capex	15.93	12.96	16.93	21.94	22.92	43.83	56.83	55.79	74.77	118	299	190
Free cash flow	−373	−178	379	9.02	−916	−1,155	1,321	−909	2,140	1,668	−5,565	−503
CFO / OP %	−36.0%	−19.0%	53.0%	4.0%	−180.9%	−127.0%	142.0%	−58.0%	165.0%	119.1%	−249.0%	−3.0%

CSB Bank ratios

Working-capital days and returns, by year.

CSB Bank Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	−7.0%	−17.1%	0.0%	−10.0%	−17.0%	1.0%	11.0%	19.0%	19.0%	15.9%	14.0%	13.0%

CSB Bank: frequently asked questions

What are the latest quarterly results of CSB Bank?

For the Jun 2026 quarter, CSB Bank reported revenue of ₹1,285 Cr, up 23.6% year on year and net profit of ₹150 Cr, up 26.1% year on year.

What is the annual revenue of CSB Bank?

CSB Bank's revenue for the year to Mar 2026 were ₹4,501 Cr; over the last twelve months they were ₹4,746 Cr.

What is the net profit of CSB Bank?

Net profit for the year to Mar 2026 was ₹632 Cr, and ₹664 Cr over the last twelve months. Earnings per share over the same trailing period were ₹38.18.

What is the free cash flow of CSB Bank?

Cash from operations was −₹313 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹503 Cr.

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