CSL Finance quarterly results and financials

CSL Finance (CSLFINANCE)₹226.49+0.05%(9 Nov 2026 close)Non Banking Financial Company (NBFC)

Key facts

In the Mar 2026 quarter (standalone), CSL Finance reported revenue of ₹69.02 Cr, up 21.1% from Mar 2025, and net profit of ₹19.02 Cr, up 0.0% year on year. For the year to Mar 2026, revenue were ₹256 Cr and net profit ₹86.07 Cr.

Revenue (Mar 2026): ₹69.02 Cr
Net profit (Mar 2026): ₹19.02 Cr
Revenue (FY Mar 2026): ₹256 Cr
Net profit (FY Mar 2026): ₹86.07 Cr
EPS (Mar 2026): ₹8.51
Borrowings (Mar 2026): ₹856 Cr

Company filings, standalone accounts; latest reported quarter Mar 2026

CSL Finance quarterly results

₹ crore unless stated; each column is a quarter.

CSL Finance Quarterly results
	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	35.01	37.98	45.02	46.99	50.95	53.99	52.96	57.01	58.95	64.04	63.99	69.02
Interest	9.01	9.01	11.02	13.01	14.02	16.01	17.02	18.03	18.01	21.02	22.03	23.05
Net interest income	26.00	28.97	34.00	33.98	36.93	37.98	35.94	38.98	40.94	43.02	41.96	45.97
Expenses	7.99	9.01	9.99	10.01	12.01	13.99	13.99	13.01	13.01	13.99	17.01	15.01
Financing Profit	18.01	19.99	24.01	22.99	25.01	25.01	23.01	24.99	28.02	29.01	26.01	30.98
Financing Margin %	51.9%	52.9%	52.9%	49.9%	47.9%	46.0%	41.9%	44.9%	46.9%	45.9%	39.9%	43.9%
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	1.01	1.01	1.01
Profit before tax	18.02	20.02	24.04	23.02	25.06	25.06	23.05	25.04	28.07	29.05	25.04	30.04
Tax %	27.1%	27.1%	30.0%	21.1%	25.0%	28.1%	26.1%	24.0%	23.1%	15.1%	18.1%	36.1%
Exceptional items	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	−0.12
Net Profit	13.01	15.01	17.03	19.01	18.01	18.03	17.03	19.02	21.02	24.02	21.03	19.02
EPS (Rs)	6.38	6.49	7.32	8.14	8.11	7.81	7.35	8.31	9.35	10.71	9.16	8.51
Gross NPA %	0.8%	0.6%	0.4%	0.4%	0.5%	0.5%	0.4%	0.5%	0.6%	0.5%	1.0%	1.1%
Net NPA %	0.4%	0.3%	0.2%	0.3%	0.3%	0.3%	0.2%	0.3%	0.4%	0.4%	0.8%	0.8%
Provision coverage (approx., excl. write-offs) %	42.7%	41.8%	42.5%	43.2%	42.2%	40.7%	39.5%	26.1%	25.0%	23.5%	25.0%	26.4%

CSL Finance profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

CSL Finance Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	43.99	40.01	41.01	58.01	60.97	61.99	74.94	117	166	216	256	256
Interest	1.01	3.01	6.01	12.02	11.01	7.01	11.01	27.04	43.04	65.10	84.19	84.11
Net interest income	42.98	37.00	35.00	45.99	49.96	54.98	63.93	90.02	123	151	172	172
Expenses	25.01	12.99	9.01	10.99	18.01	14.99	19.01	27.99	37.01	52.01	59.01	59.02
Financing Profit	18.01	23.99	25.98	34.99	32.01	39.98	44.99	62.05	85.95	97.97	113	114
Financing Margin %	41.0%	58.9%	62.9%	59.9%	52.9%	64.9%	61.0%	52.9%	51.9%	45.9%	43.9%	44.5%
Other Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	1.01	0.00	1.01	0.00
Depreciation	0.00	0.00	0.00	1.01	1.01	1.01	1.01	1.01	1.01	2.01	2.01	3.03
Profit before tax	18.03	24.05	26.06	34.05	32.05	39.08	45.11	62.12	86.09	97.16	112	112
Tax %	29.1%	31.0%	30.0%	30.1%	29.0%	30.1%	25.0%	26.1%	26.1%	26.0%	23.1%	—
Exceptional items	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	−0.12
Net Profit	13.01	16.03	18.03	24.02	22.01	28.04	33.02	46.02	63.03	72.09	86.07	85.09
EPS (Rs)	9.32	11.71	10.19	12.83	12.12	14.84	16.10	21.98	27.76	31.57	37.75	37.73
Dividend payout %	0.0%	3.0%	5.0%	5.0%	7.0%	7.0%	15.0%	11.0%	9.0%	9.0%	26.0%	—

CSL Finance balance sheet

₹ crore, at each year end.

CSL Finance Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	5.01	5.01	5.00	6.01	5.99	5.99	6.01	19.97	19.96	21.98	21.95	21.99
Reserves	80.75	93.69	110	177	204	225	252	300	341	450	517	596
Borrowings	2.01	9.01	30.96	102	124	97.83	84.09	206	409	504	695	856
Other Liabilities	3.02	3.02	3.98	1.99	0.99	1.99	4.02	4.98	5.97	5.97	5.97	9.96
Total Liabilities	89.79	110	149	287	335	331	347	530	777	982	1,241	1,485
Fixed Assets	0.00	0.99	0.99	0.99	3.99	2.99	2.99	5.98	7.98	7.98	8.97	7.97
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	8.02	1.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Assets	80.77	109	148	285	331	328	344	525	769	975	1,232	1,476
Inventories	3.98	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash & equivalents	2.01	1.01	10.03	3.01	10.03	15.04	21.07	16.06	46.12	63.18	81.29	93.33
Total Assets	89.79	110	149	287	335	331	347	530	777	982	1,241	1,485

CSL Finance cash flow

₹ crore, for each year.

CSL Finance Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	−2.99	−18.96	−12.97	−109	−14.95	32.91	21.94	−158	−166	−128	−172	−56.88
Cash from investing activity	6.98	11.97	3.99	−0.99	−0.99	0.00	0.00	−3.99	−1.99	−0.99	−1.99	−0.99
Cash from financing activity	−3.01	6.01	18.05	102	23.05	−27.09	−17.04	158	196	143	185	70.14
Net cash flow	0.00	−0.99	8.99	−7.99	6.99	4.99	4.99	−4.99	26.99	13.98	10.01	12.98
Capex	0.02	0.13	0.23	0.31	1.10	0.16	0.26	3.55	2.14	1.47	1.60	1.72
Free cash flow	−3.01	−19.05	−14.03	−109	−17.04	33.09	22.04	−162	−169	−129	−174	−58.11
CFO / OP %	−1.0%	−71.1%	−21.1%	−308.1%	−10.1%	97.9%	68.9%	−261.0%	−169.1%	−80.1%	−89.1%	−14.1%

CSL Finance ratios

Working-capital days and returns, by year.

CSL Finance Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	9.0%	14.0%	15.1%	12.0%	12.0%	10.1%	11.0%	12.1%	13.1%	15.1%	14.0%	15.1%

CSL Finance: frequently asked questions

What are the latest quarterly results of CSL Finance?

For the Mar 2026 quarter, CSL Finance reported revenue of ₹69.02 Cr, up 21.1% year on year and net profit of ₹19.02 Cr, up 0.0% year on year.

What is the annual revenue of CSL Finance?

CSL Finance's revenue for the year to Mar 2026 were ₹256 Cr; over the last twelve months they were ₹256 Cr.

What is the net profit of CSL Finance?

Net profit for the year to Mar 2026 was ₹86.07 Cr, and ₹85.09 Cr over the last twelve months. Earnings per share over the same trailing period were ₹37.73.

What is the free cash flow of CSL Finance?

Cash from operations was −₹56.88 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹58.11 Cr.

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