City Union Bank quarterly results and financials

City Union Bank (CUB)₹225.00+2.57%(9 Nov 2026 close)Private Sector Bank

Key facts

In the Jun 2026 quarter (standalone), City Union Bank reported revenue of ₹1,987 Cr, up 23.6% from Jun 2025, and net profit of ₹383 Cr, up 25.2% year on year. For the year to Mar 2026, revenue were ₹6,874 Cr and net profit ₹1,329 Cr.

Revenue (Jun 2026): ₹1,987 Cr
Net profit (Jun 2026): ₹383 Cr
Revenue (FY Mar 2026): ₹6,874 Cr
Net profit (FY Mar 2026): ₹1,329 Cr
EPS (Jun 2026): ₹3.87
Borrowings (Mar 2026): ₹5,306 Cr

Company filings, standalone accounts; latest reported quarter Jun 2026

City Union Bank quarterly results

₹ crore unless stated; each column is a quarter.

City Union Bank Quarterly results
	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	1,306	1,327	1,375	1,390	1,435	1,480	1,534	1,607	1,655	1,758	1,857	1,987
Interest	766	809	828	843	850	890	931	980	986	1,004	1,069	1,164
Net interest income	540	518	547	547	584	589	603	627	669	754	788	823
Expenses	389	390	401	402	450	454	488	487	511	579	615	559
Financing Profit	149	125	144	141	131	133	111	136	153	171	168	258
Financing Margin %	11.0%	9.0%	11.1%	10.0%	9.1%	9.0%	7.0%	9.0%	9.0%	10.1%	9.1%	13.1%
Other Income	181	192	175	191	225	227	250	243	258	244	289	243
Profit before tax	331	318	320	334	358	361	363	381	414	417	460	503
Tax %	15.0%	20.0%	20.0%	21.0%	20.0%	21.0%	21.0%	20.0%	21.0%	20.0%	22.0%	24.0%
Net Profit	282	254	255	265	285	286	289	306	330	332	361	383
EPS (Rs)	2.83	2.55	2.59	2.67	2.88	2.88	2.90	3.11	3.32	3.35	3.62	3.87
Gross NPA %	4.7%	4.5%	4.0%	3.9%	3.5%	3.4%	3.1%	3.0%	2.4%	2.2%	1.9%	1.7%
Net NPA %	2.3%	2.2%	2.0%	1.9%	1.6%	1.4%	1.3%	1.2%	0.9%	0.8%	0.7%	0.6%
Provision coverage (approx., excl. write-offs) %	49.8%	51.0%	50.6%	51.8%	54.2%	57.7%	59.6%	59.9%	62.8%	64.1%	64.4%	64.7%

City Union Bank profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

City Union Bank Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	2,948	3,178	3,404	3,768	4,173	4,142	4,108	4,717	5,273	5,839	6,874	7,257
Interest	1,961	1,973	1,971	2,155	2,491	2,302	2,188	2,549	3,147	3,514	4,038	4,223
Net interest income	987	1,205	1,433	1,613	1,683	1,839	1,920	2,167	2,126	2,325	2,836	3,034
Expenses	734	934	1,118	1,136	1,687	1,734	1,601	1,718	1,554	1,711	2,084	2,264
Financing Profit	244	261	309	470	−14.95	91.61	310	438	562	597	737	751
Financing Margin %	8.0%	8.0%	9.1%	13.1%	0.0%	2.0%	8.0%	9.0%	11.1%	10.0%	11.1%	10.4%
Other Income	409	482	530	512	678	687	757	808	740	896	1,036	1,035
Depreciation	51.82	52.77	51.80	61.80	78.76	86.60	84.62	72.78	74.75	81.69	107	0.00
Profit before tax	603	693	790	926	586	693	985	1,178	1,231	1,416	1,671	1,795
Tax %	26.0%	27.0%	25.0%	26.0%	19.0%	14.0%	23.0%	20.0%	17.0%	21.0%	21.0%	—
Exceptional items	0.00	0.00	0.00	2.01	0.00	0.00	0.00	0.00	0.00	0.00	5.01	—
Net Profit	445	504	593	684	477	594	761	939	1,017	1,127	1,329	1,406
EPS (Rs)	4.60	5.19	6.06	6.96	4.84	6.01	7.70	9.49	10.29	11.36	13.38	14.16
Dividend payout %	16.1%	4.0%	3.0%	5.0%	8.0%	6.0%	10.1%	8.1%	11.1%	13.1%	11.1%	—

City Union Bank balance sheet

₹ crore, at each year end.

City Union Bank Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	59.84	59.76	59.86	65.83	72.82	73.85	73.69	73.85	73.76	73.75	73.73	73.76
Reserves	2,630	2,984	3,500	4,087	4,753	5,210	5,752	6,502	7,352	8,307	9,368	10,448
Deposits	24,099	27,148	30,082	32,829	38,386	40,837	44,484	47,657	52,350	55,633	63,470	78,240
Borrowings	129	663	530	1,732	479	2,027	1,341	5,307	4,674	4,711	2,162	5,306
Other Liabilities	936	933	1,059	1,192	1,496	1,581	1,589	1,953	2,061	2,054	2,473	2,822
Total Liabilities	27,853	31,789	35,231	39,904	45,189	49,729	53,239	61,491	66,511	70,779	77,546	96,889
Fixed Assets	210	218	215	223	251	246	234	216	239	271	323	470
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	5,875	6,832	7,038	7,889	7,721	9,136	9,451	12,237	14,354	15,688	17,359	19,008
Other Assets	21,768	24,738	27,976	31,792	37,218	40,347	43,555	49,038	51,918	54,820	59,864	77,413
Cash & equivalents	952	1,150	1,199	1,498	1,476	1,504	1,997	2,142	2,611	3,644	3,092	5,281
Total Assets	27,853	31,789	35,231	39,904	45,189	49,729	53,239	61,491	66,511	70,779	77,546	96,889

City Union Bank cash flow

₹ crore, for each year.

City Union Bank Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	131	249	285	−184	421	1,844	926	1,170	727	438	1,132	805
Cash from investing activity	−63.91	−59.88	−49.94	−60.94	−86.90	−59.88	−37.96	−62.87	−71.95	−106	−120	−208
Cash from financing activity	291	−75.17	−4.01	1.01	−5.01	−18.03	10.01	−31.02	−691	−36.02	−2,665	3,045
Net cash flow	358	113	229	−244	328	1,762	895	1,074	−38.10	295	−1,658	3,648
Capex	65.01	60.09	51.02	61.03	89.11	75.05	76.01	77.11	99.01	168	198	353
Free cash flow	65.89	187	233	−243	331	1,774	882	1,101	650	329	1,007	594
CFO / OP %	14.1%	10.1%	17.1%	−3.0%	23.1%	73.1%	41.1%	47.1%	31.1%	16.1%	32.1%	22.1%

City Union Bank ratios

Working-capital days and returns, by year.

City Union Bank Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	16.0%	15.0%	15.0%	15.0%	14.9%	9.0%	11.0%	12.0%	13.0%	13.0%	13.0%	13.0%

City Union Bank: frequently asked questions

What are the latest quarterly results of City Union Bank?

For the Jun 2026 quarter, City Union Bank reported revenue of ₹1,987 Cr, up 23.6% year on year and net profit of ₹383 Cr, up 25.2% year on year.

What is the annual revenue of City Union Bank?

City Union Bank's revenue for the year to Mar 2026 were ₹6,874 Cr; over the last twelve months they were ₹7,257 Cr.

What is the net profit of City Union Bank?

Net profit for the year to Mar 2026 was ₹1,329 Cr, and ₹1,406 Cr over the last twelve months. Earnings per share over the same trailing period were ₹14.16.

What is the free cash flow of City Union Bank?

Cash from operations was ₹805 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹594 Cr.

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