DCB Bank (DCBBANK)₹210.33+0.88%Private Sector Bank
In the Jun 2026 quarter (standalone), DCB Bank reported revenue of ₹1,983 Cr, up 9.3% from Jun 2025, and net profit of ₹212 Cr, up 35.7% year on year. For the year to Mar 2026, revenue were ₹7,405 Cr and net profit ₹730 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,305 | 1,373 | 1,444 | 1,489 | 1,568 | 1,670 | 1,742 | 1,813 | 1,823 | 1,860 | 1,907 | 1,983 |
| Interest | 828 | 899 | 935 | 991 | 1,057 | 1,126 | 1,181 | 1,230 | 1,224 | 1,233 | 1,250 | 1,298 |
| Net interest income | 477 | 474 | 510 | 498 | 510 | 544 | 561 | 583 | 600 | 627 | 657 | 685 |
| Expenses | 412 | 427 | 434 | 463 | 504 | 523 | 539 | 605 | 539 | 597 | 594 | 593 |
| Financing Profit | 63.05 | 47.05 | 73.08 | 34.06 | 5.01 | 20.02 | 19.02 | −24.01 | 57.02 | 27.03 | 62.08 | 91.04 |
| Financing Margin % | 5.0% | 3.0% | 5.0% | 2.0% | 0.0% | 1.0% | 1.0% | −1.0% | 3.0% | 1.0% | 3.0% | 5.0% |
| Other Income | 107 | 124 | 136 | 143 | 205 | 184 | 219 | 236 | 186 | 221 | 212 | 196 |
| Profit before tax | 171 | 171 | 211 | 178 | 211 | 205 | 239 | 213 | 244 | 250 | 274 | 288 |
| Tax % | 26.0% | 26.0% | 26.0% | 26.0% | 26.0% | 26.0% | 26.0% | 26.0% | 24.0% | 26.0% | 25.0% | 26.0% |
| Net Profit | 126 | 127 | 155 | 130 | 154 | 150 | 176 | 156 | 183 | 184 | 205 | 212 |
| EPS (Rs) | 4.07 | 4.07 | 4.99 | 4.20 | 4.97 | 4.84 | 5.64 | 5.01 | 5.85 | 5.75 | 6.40 | 6.63 |
| Gross NPA % | 3.4% | 3.4% | 3.2% | 3.3% | 3.3% | 3.1% | 3.0% | 3.0% | 2.9% | 2.7% | 2.5% | 2.4% |
| Net NPA % | 1.3% | 1.2% | 1.1% | 1.2% | 1.2% | 1.2% | 1.1% | 1.2% | 1.2% | 1.1% | 0.9% | 0.8% |
| Provision coverage (approx., excl. write-offs) % | 61.9% | 64.4% | 65.6% | 64.6% | 64.4% | 62.1% | 62.5% | 59.1% | 58.4% | 59.6% | 63.7% | 65.4% |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,696 | 2,076 | 2,413 | 3,041 | 3,534 | 3,455 | 3,511 | 4,196 | 5,359 | 6,472 | 7,405 | 7,573 |
| Interest | 1,076 | 1,276 | 1,415 | 1,889 | 2,269 | 2,168 | 2,150 | 2,478 | 3,426 | 4,354 | 4,939 | 5,004 |
| Net interest income | 620 | 801 | 998 | 1,152 | 1,265 | 1,287 | 1,361 | 1,719 | 1,934 | 2,119 | 2,466 | 2,569 |
| Expenses | 550 | 700 | 866 | 948 | 1,113 | 1,224 | 1,357 | 1,421 | 1,585 | 1,928 | 2,228 | 2,322 |
| Financing Profit | 70.02 | 97.05 | 129 | 201 | 152 | 64.11 | 1.01 | 295 | 342 | 180 | 228 | 237 |
| Financing Margin % | 4.0% | 5.0% | 5.0% | 7.0% | 4.0% | 2.0% | 0.0% | 7.0% | 6.0% | 3.0% | 3.0% | 3.1% |
| Other Income | 220 | 249 | 310 | 350 | 391 | 447 | 452 | 410 | 474 | 752 | 856 | 816 |
| Depreciation | 28.99 | 39.02 | 52.99 | 44.02 | 50.99 | 57.04 | 64.01 | 77.07 | 94.01 | 101 | 106 | 0.00 |
| Profit before tax | 262 | 308 | 387 | 509 | 493 | 454 | 391 | 630 | 724 | 831 | 980 | 1,055 |
| Tax % | 26.0% | 35.0% | 36.0% | 36.0% | 31.0% | 26.0% | 26.0% | 26.0% | 26.0% | 26.0% | 25.0% | — |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | −0.99 | 0.00 | 0.00 | 0.00 | — |
| Net Profit | 194 | 199 | 244 | 324 | 337 | 335 | 287 | 464 | 534 | 613 | 730 | 785 |
| EPS (Rs) | 6.85 | 7.01 | 7.97 | 10.53 | 10.90 | 10.83 | 9.26 | 14.97 | 17.15 | 19.61 | 22.77 | 24.63 |
| Dividend payout % | 0.0% | 7.1% | 9.1% | 10.1% | 0.0% | 0.0% | 11.1% | 8.0% | 7.0% | 7.0% | 6.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 282 | 284 | 285 | 308 | 310 | 309 | 311 | 312 | 312 | 313 | 314 | 322 |
| Reserves | 1,306 | 1,510 | 1,918 | 2,496 | 2,808 | 3,103 | 3,451 | 3,745 | 4,255 | 4,759 | 5,382 | 6,204 |
| Deposits | 12,722 | 14,988 | 19,351 | 24,091 | 28,543 | 30,477 | 29,819 | 34,825 | 41,395 | 49,505 | 60,249 | 72,831 |
| Borrowings | 1,097 | 1,150 | 1,274 | 1,924 | 2,727 | 3,402 | 4,487 | 4,090 | 4,119 | 6,221 | 9,127 | 6,079 |
| Other Liabilities | 775 | 1,258 | 1,282 | 1,488 | 1,525 | 1,311 | 1,665 | 1,979 | 2,455 | 2,404 | 1,982 | 2,879 |
| Total Liabilities | 16,181 | 19,190 | 24,109 | 30,306 | 35,913 | 38,602 | 39,734 | 44,951 | 52,535 | 63,203 | 77,057 | 88,314 |
| Fixed Assets | 236 | 248 | 488 | 493 | 525 | 545 | 568 | 607 | 781 | 840 | 831 | 947 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 53.08 | 44.06 | 24.04 | 66.18 | 41.11 |
| Investments | 3,964 | 4,339 | 5,824 | 6,224 | 7,857 | 7,749 | 8,424 | 9,059 | 12,588 | 16,223 | 20,169 | 20,408 |
| Other Assets | 11,981 | 14,603 | 17,799 | 23,589 | 27,531 | 30,309 | 30,744 | 35,232 | 39,122 | 46,116 | 55,989 | 66,918 |
| Cash & equivalents | 511 | 559 | 676 | 897 | 1,073 | 808 | 987 | 2,916 | 1,847 | 2,683 | 2,352 | 3,078 |
| Total Assets | 16,181 | 19,190 | 24,109 | 30,306 | 35,913 | 38,602 | 39,734 | 44,951 | 52,535 | 63,203 | 77,057 | 88,314 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −496 | 220 | 240 | 230 | −281 | 171 | −1,502 | 1,605 | −1,567 | 485 | −441 | 6,637 |
| Cash from investing activity | −29.05 | −41.03 | −71.03 | −59.10 | −76.07 | −72.08 | −79.08 | −157 | −165 | −1,862 | −2,794 | −2,143 |
| Cash from financing activity | 554 | −5.99 | 132 | 1,009 | 779 | 654 | 1,074 | −397 | 7.99 | 2,067 | 2,861 | −2,977 |
| Net cash flow | 30.07 | 172 | 302 | 1,183 | 422 | 754 | −508 | 1,053 | −1,726 | 699 | −368 | 1,526 |
| Capex | 30.07 | 42.13 | 72.25 | 60.16 | 78.19 | 73.23 | 80.20 | 157 | 167 | 135 | 136 | 90.22 |
| Free cash flow | −523 | 178 | 168 | 170 | −357 | 98.55 | −1,576 | 1,443 | −1,724 | 350 | −574 | 6,529 |
| CFO / OP % | −51.0% | 13.0% | 26.0% | 24.0% | −3.0% | 14.0% | −59.0% | 83.0% | −53.0% | 17.0% | −5.0% | 133.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 14.1% | 12.1% | 10.1% | 10.1% | 11.1% | 10.1% | 9.1% | 7.1% | 11.1% | 11.1% | 11.1% | 12.1% |
For the Jun 2026 quarter, DCB Bank reported revenue of ₹1,983 Cr, up 9.3% year on year and net profit of ₹212 Cr, up 35.7% year on year.
DCB Bank's revenue for the year to Mar 2026 were ₹7,405 Cr; over the last twelve months they were ₹7,573 Cr.
Net profit for the year to Mar 2026 was ₹730 Cr, and ₹785 Cr over the last twelve months. Earnings per share over the same trailing period were ₹24.63.
Cash from operations was ₹6,637 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹6,529 Cr.