Dar Credit & Capital (DCCL)₹38.00+5.56%Non Banking Financial Company (NBFC)
In the Mar 2026 quarter (standalone), Dar Credit & Capital reported revenue of ₹14.54 Cr, up 41.7% from Mar 2025, and net profit of ₹3.08 Cr, up 60.4% year on year. For the year to Mar 2026, revenue were ₹50.16 Cr and net profit ₹10.03 Cr.
Company filings, standalone accounts; latest reported quarter Mar 2026
| Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | 9.75 | 10.35 | 10.07 | 10.26 | 10.99 | 11.95 | 12.60 | 14.54 |
| Interest | 5.06 | 4.73 | 4.81 | 4.89 | 4.92 | 4.95 | 5.32 | 5.76 |
| Net interest income | 4.69 | 5.62 | 5.26 | 5.37 | 6.07 | 7.00 | 7.28 | 8.78 |
| Expenses | 2.94 | 3.35 | 3.05 | 2.85 | 3.37 | 4.03 | 3.73 | 4.25 |
| Financing Profit | 1.73 | 2.25 | 2.19 | 2.49 | 2.67 | 2.93 | 3.52 | 4.49 |
| Financing Margin % | 17.7% | 21.7% | 21.7% | 24.2% | 24.2% | 24.5% | 27.9% | 30.9% |
| Other Income | 0.50 | 0.11 | 0.35 | 0.11 | 0.03 | 0.15 | 0.06 | −0.07 |
| Depreciation | 0.15 | 0.16 | 0.16 | 0.16 | 0.19 | 0.17 | 0.19 | 0.19 |
| Profit before tax | 2.06 | 2.20 | 2.38 | 2.44 | 2.49 | 2.89 | 3.37 | 4.23 |
| Tax % | 21.1% | 23.4% | 24.6% | 21.5% | 18.6% | 13.3% | 24.8% | 27.3% |
| Net Profit | 1.64 | 1.70 | 1.81 | 1.92 | 2.03 | 2.51 | 2.53 | 3.08 |
| EPS (Rs) | 1.62 | 1.70 | 1.81 | 1.90 | 1.40 | 1.76 | 1.78 | 2.16 |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|
| Revenue | 28.10 | 25.09 | 25.10 | 33.09 | 41.16 | 50.16 | 50.08 |
| Interest | 14.99 | 11.98 | 11.99 | 15.99 | 19.99 | 20.97 | 20.95 |
| Net interest income | 13.11 | 13.11 | 13.11 | 17.10 | 21.17 | 29.19 | 29.13 |
| Expenses | 8.03 | 9.02 | 9.03 | 11.04 | 12.04 | 15.04 | 15.38 |
| Financing Profit | 5.01 | 4.01 | 4.01 | 5.01 | 9.02 | 14.03 | 13.61 |
| Financing Margin % | 16.9% | 16.0% | 16.0% | 16.0% | 23.0% | 26.9% | 27.2% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.17 |
| Depreciation | 0.99 | 0.99 | 0.99 | 0.99 | 0.99 | 0.99 | 0.74 |
| Profit before tax | 4.01 | 4.01 | 4.01 | 5.01 | 9.03 | 13.02 | 12.98 |
| Tax % | 18.1% | 28.1% | 25.1% | 24.1% | 22.1% | 22.1% | — |
| Net Profit | 3.01 | 3.01 | 3.01 | 4.01 | 7.03 | 10.03 | 10.15 |
| EPS (Rs) | 3.41 | 2.55 | 2.71 | 3.68 | 7.03 | 7.11 | 7.10 |
| Dividend payout % | 15.0% | 20.0% | 18.0% | 14.0% | 7.0% | 14.0% | — |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Equity Capital | 10.05 | 10.05 | 10.04 | 10.05 | 10.04 | 14.06 |
| Reserves | 51.18 | 52.22 | 54.22 | 57.23 | 64.25 | 90.39 |
| Borrowings | 119 | 107 | 122 | 168 | 145 | 185 |
| Other Liabilities | 2.01 | 2.01 | 3.02 | 3.01 | 5.03 | 6.03 |
| Total Liabilities | 183 | 171 | 190 | 238 | 224 | 295 |
| Fixed Assets | 0.00 | 9.03 | 9.01 | 8.02 | 7.02 | 7.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 9.03 | 17.06 | 6.02 | 7.03 | 0.00 | 0.00 |
| Other Assets | 174 | 146 | 175 | 223 | 216 | 288 |
| Cash & equivalents | 19.93 | 15.95 | 33.93 | 40.88 | 28.94 | 31.91 |
| Total Assets | 183 | 171 | 190 | 238 | 224 | 295 |
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Cash from operating activity | — | 106 | 10.99 | −5.01 | −20.99 | 26.99 | −29.01 |
| Cash from investing activity | — | −0.99 | −10.99 | 13.99 | 3.99 | 3.99 | −7.99 |
| Cash from financing activity | — | −101 | 0.00 | 0.00 | 28.01 | −41.97 | 38.99 |
| Net cash flow | — | 5.01 | −1.01 | 9.03 | 11.05 | −11.03 | 3.01 |
| Capex | 1.39 | 0.29 | 0.72 | 1.10 | 0.26 | 0.49 | 0.69 |
| Free cash flow | — | 106 | 10.01 | −5.01 | −21.01 | 27.04 | −30.04 |
| CFO / OP % | — | 532.0% | 78.0% | −25.0% | −91.0% | 99.0% | −75.0% |
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| ROE % | 5.0% | 4.0% | 4.0% | 6.0% | 9.0% | 11.0% |
For the Mar 2026 quarter, Dar Credit & Capital reported revenue of ₹14.54 Cr, up 41.7% year on year and net profit of ₹3.08 Cr, up 60.4% year on year.
Dar Credit & Capital's revenue for the year to Mar 2026 were ₹50.16 Cr; over the last twelve months they were ₹50.08 Cr.
Net profit for the year to Mar 2026 was ₹10.03 Cr, and ₹10.15 Cr over the last twelve months. Earnings per share over the same trailing period were ₹7.10.
Cash from operations was −₹29.01 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹30.04 Cr.