Dhanlaxmi Bank (DHANBANK)₹32.96−0.54%Private Sector Bank
In the Jun 2026 quarter (standalone), Dhanlaxmi Bank reported revenue of ₹450 Cr, up 22.0% from Jun 2025, and net profit of ₹25.03 Cr, up 108.1% year on year. For the year to Mar 2026, revenue were ₹1,608 Cr and net profit ₹103 Cr.
Company filings, standalone accounts; latest reported quarter Jun 2026
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 305 | 309 | 307 | 307 | 330 | 336 | 353 | 369 | 386 | 409 | 445 | 450 |
| Interest | 183 | 194 | 201 | 206 | 208 | 206 | 215 | 229 | 242 | 252 | 256 | 272 |
| Net interest income | 122 | 116 | 106 | 101 | 123 | 130 | 137 | 141 | 144 | 156 | 189 | 179 |
| Expenses | 118 | 146 | 134 | 139 | 139 | 150 | 149 | 165 | 152 | 179 | 176 | 176 |
| Financing Profit | 3.01 | −33.09 | −30.07 | −40.07 | −19.04 | −22.04 | −16.03 | −27.06 | −11.02 | −25.05 | 10.02 | 1.01 |
| Financing Margin % | 1.0% | −10.9% | −9.9% | −13.0% | −6.0% | −7.0% | −5.0% | −7.0% | −3.0% | −6.0% | 2.0% | 0.0% |
| Other Income | 24.09 | 36.12 | 41.12 | 32.10 | 52.21 | 42.14 | 43.14 | 39.15 | 35.14 | 49.15 | 69.28 | 35.13 |
| Profit before tax | 26.08 | 3.01 | 11.04 | −8.02 | 33.10 | 20.06 | 27.07 | 12.03 | 23.06 | 24.06 | 79.16 | 36.11 |
| Tax % | 12.0% | 0.0% | 69.0% | 0.0% | 21.0% | 0.0% | −7.0% | 0.0% | 0.0% | 0.0% | 45.0% | 30.0% |
| Net Profit | 23.05 | 3.01 | 3.01 | −8.01 | 26.06 | 20.05 | 29.04 | 12.03 | 23.05 | 24.05 | 43.10 | 25.03 |
| EPS (Rs) | 0.60 | 0.09 | 0.09 | −0.21 | 0.66 | 0.51 | 0.74 | 0.32 | 0.60 | 0.62 | 1.11 | 0.64 |
| Gross NPA % | 5.4% | 4.8% | 4.1% | 4.0% | 3.8% | 3.5% | 3.0% | 3.2% | 3.1% | 2.4% | 1.9% | 1.8% |
| Net NPA % | 1.3% | 1.3% | 1.3% | 1.3% | 1.1% | 0.9% | 1.0% | 1.1% | 1.1% | 1.1% | 0.5% | 0.5% |
| Provision coverage (approx., excl. write-offs) % | 75.9% | 73.6% | 69.1% | 68.8% | 70.7% | 75.6% | 66.8% | 64.9% | 63.9% | 53.0% | 73.0% | 74.2% |
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,209 | 1,093 | 1,017 | 975 | 992 | 934 | 921 | 1,076 | 1,211 | 1,326 | 1,608 | 1,690 |
| Interest | 899 | 756 | 666 | 624 | 613 | 600 | 553 | 595 | 748 | 835 | 977 | 1,021 |
| Net interest income | 310 | 337 | 351 | 351 | 379 | 334 | 367 | 481 | 463 | 491 | 630 | 668 |
| Expenses | 563 | 409 | 458 | 376 | 426 | 393 | 472 | 496 | 513 | 554 | 673 | 684 |
| Financing Profit | −262 | −78.10 | −114 | −30.04 | −53.11 | −64.13 | −112 | −22.06 | −57.14 | −72.12 | −54.12 | −25.04 |
| Financing Margin % | −21.9% | −7.0% | −11.0% | −3.0% | −5.0% | −7.0% | −11.9% | −2.0% | −5.0% | −5.0% | −3.0% | −1.5% |
| Other Income | 77.31 | 111 | 102 | 53.22 | 113 | 122 | 170 | 75.32 | 153 | 170 | 193 | 189 |
| Depreciation | 25.06 | 20.05 | 13.04 | 11.03 | 13.03 | 15.04 | 20.05 | 21.07 | 25.09 | 25.07 | 0.00 | 0.00 |
| Profit before tax | −210 | 12.03 | −25.05 | 12.03 | 46.11 | 43.10 | 37.12 | 32.10 | 70.25 | 72.17 | 138 | 162 |
| Tax % | 0.0% | 0.0% | 0.0% | 0.0% | −43.0% | 13.0% | 3.0% | −56.0% | 18.0% | 7.0% | 26.0% | — |
| Exceptional items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.01 | 0.00 | 0.00 | 0.00 | — |
| Net Profit | −210 | 12.03 | −25.04 | 12.03 | 66.14 | 37.10 | 36.05 | 49.13 | 58.14 | 67.09 | 103 | 115 |
| EPS (Rs) | −7.60 | 0.39 | −0.64 | 0.31 | 1.68 | 0.95 | 0.92 | 1.26 | 1.47 | 1.70 | 2.61 | 2.97 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 176 | 176 | 209 | 252 | 252 | 252 | 252 | 252 | 252 | 252 | 394 | 394 |
| Reserves | 545 | 330 | 444 | 495 | 507 | 572 | 610 | 646 | 706 | 776 | 999 | 1,076 |
| Deposits | 12,648 | 11,474 | 11,277 | 10,896 | 10,586 | 10,879 | 11,687 | 12,374 | 13,322 | 14,267 | 15,985 | 18,595 |
| Borrowings | 645 | 107 | 145 | 391 | 200 | 178 | 150 | 150 | 491 | 299 | 200 | 735 |
| Other Liabilities | 304 | 347 | 239 | 224 | 233 | 355 | 368 | 341 | 325 | 341 | 326 | 382 |
| Total Liabilities | 14,319 | 12,434 | 12,313 | 12,257 | 11,779 | 12,235 | 13,067 | 13,763 | 15,097 | 15,935 | 17,904 | 21,182 |
| Fixed Assets | 184 | 152 | 183 | 173 | 169 | 179 | 225 | 221 | 251 | 267 | 266 | 290 |
| CWIP | 18.98 | 26.97 | 30.96 | 30.96 | 32.95 | 34.96 | 0.00 | 0.00 | 6.99 | 7.99 | 14.98 | 0.00 |
| Investments | 4,500 | 3,793 | 4,196 | 4,363 | 4,037 | 3,683 | 4,440 | 4,044 | 3,887 | 3,944 | 3,954 | 4,257 |
| Other Assets | 9,617 | 8,463 | 7,904 | 7,691 | 7,540 | 8,339 | 8,403 | 9,498 | 10,953 | 11,717 | 13,667 | 16,635 |
| Cash & equivalents | 478 | 462 | 467 | 503 | 479 | 414 | 500 | 608 | 733 | 655 | 899 | 949 |
| Total Assets | 14,319 | 12,434 | 12,313 | 12,257 | 11,779 | 12,235 | 13,067 | 13,763 | 15,097 | 15,935 | 17,904 | 21,182 |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from operating activity | −607 | −299 | −99.24 | −203 | −144 | 555 | −90.14 | 139 | 217 | 17.03 | −5.01 | 632 |
| Cash from investing activity | −10.01 | −8.99 | −11.01 | −2.99 | −10.01 | −25.01 | −27.01 | −388 | −106 | 111 | −32.03 | −790 |
| Cash from financing activity | 230 | −150 | 84.12 | 270 | −95.17 | −23.04 | −28.05 | 0.00 | 0.00 | 0.00 | 142 | 150 |
| Net cash flow | −386 | −458 | −26.05 | 64.14 | −249 | 507 | −144 | −249 | 111 | 128 | 105 | −8.01 |
| Capex | 11.99 | 8.99 | 10.99 | 2.99 | 64.99 | 25.97 | 26.99 | 15.98 | 34.98 | 41.95 | 32.96 | 33.98 |
| Free cash flow | −616 | −308 | −110 | −207 | −155 | 530 | −117 | 123 | 183 | −24.07 | −37.13 | 602 |
| CFO / OP % | −89.0% | −47.0% | −15.0% | −37.0% | −21.0% | 99.0% | −17.0% | 32.0% | 38.0% | 4.0% | −2.0% | 69.0% |
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | −33.1% | −34.0% | 2.0% | −4.0% | 2.0% | 8.0% | 4.0% | 4.0% | 5.0% | 6.0% | 5.0% | 7.0% |
For the Jun 2026 quarter, Dhanlaxmi Bank reported revenue of ₹450 Cr, up 22.0% year on year and net profit of ₹25.03 Cr, up 108.1% year on year.
Dhanlaxmi Bank's revenue for the year to Mar 2026 were ₹1,608 Cr; over the last twelve months they were ₹1,690 Cr.
Net profit for the year to Mar 2026 was ₹103 Cr, and ₹115 Cr over the last twelve months. Earnings per share over the same trailing period were ₹2.97.
Cash from operations was ₹632 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹602 Cr.