Equitas Small Finance Bank quarterly results and financials

Equitas Small Finance Bank (EQUITASBNK)₹56.10+0.43%(9 Nov 2026 close)Other Bank

Key facts

In the Jun 2026 quarter (standalone), Equitas Small Finance Bank reported revenue of ₹1,955 Cr, up 18.9% from Jun 2025, and net profit of ₹183 Cr. For the year to Mar 2026, revenue were ₹6,779 Cr and net profit ₹103 Cr.

Revenue (Jun 2026): ₹1,955 Cr
Net profit (Jun 2026): ₹183 Cr
Revenue (FY Mar 2026): ₹6,779 Cr
Net profit (FY Mar 2026): ₹103 Cr
EPS (Jun 2026): ₹1.60
Borrowings (Mar 2026): ₹5,754 Cr

Company filings, standalone accounts; latest reported quarter Jun 2026

Equitas Small Finance Bank quarterly results

₹ crore unless stated; each column is a quarter.

Equitas Small Finance Bank Quarterly results
	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	1,356	1,426	1,442	1,498	1,551	1,608	1,641	1,645	1,613	1,687	1,832	1,955
Interest	595	647	661	702	755	797	818	865	846	843	859	935
Net interest income	761	779	781	796	796	811	823	779	766	844	973	1,020
Expenses	682	717	760	977	1,023	969	1,004	1,377	971	1,029	967	1,043
Financing Profit	85.96	70.01	27.99	−173	−219	−149	−172	−588	−195	−176	15.01	−11.01
Financing Margin %	6.0%	5.0%	2.0%	−12.1%	−14.1%	−9.0%	−10.1%	−36.0%	−12.0%	−10.0%	1.0%	−1.0%
Other Income	181	205	240	209	239	238	225	293	229	289	264	255
Profit before tax	266	275	268	35.94	19.94	89.76	52.88	−297	33.93	114	278	244
Tax %	26.0%	27.0%	22.9%	27.9%	36.0%	25.9%	21.0%	−25.1%	27.9%	20.9%	23.9%	24.9%
Net Profit	197	201	208	25.92	12.97	65.76	41.85	−223	23.93	89.71	212	183
EPS (Rs)	1.78	1.78	1.82	0.24	0.12	0.57	0.38	−1.97	0.20	0.78	1.87	1.60
Gross NPA %	2.3%	2.5%	2.6%	2.7%	3.0%	3.0%	2.9%	2.9%	2.9%	2.8%	2.6%	2.4%
Net NPA %	1.0%	1.1%	1.2%	0.8%	1.0%	1.0%	1.0%	1.0%	1.0%	0.9%	0.7%	0.7%
Provision coverage (approx., excl. write-offs) %	57.3%	55.3%	55.2%	69.6%	67.1%	67.7%	66.1%	66.4%	66.4%	66.6%	72.3%	70.7%

Equitas Small Finance Bank profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

Equitas Small Finance Bank Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	407	979	1,538	2,108	2,640	3,188	3,451	4,151	5,476	6,300	6,779	7,087
Interest	159	461	686	968	1,155	1,402	1,425	1,624	2,416	3,072	3,414	3,483
Net interest income	247	518	852	1,141	1,486	1,786	2,026	2,527	3,060	3,228	3,365	3,604
Expenses	230	562	967	1,018	1,306	1,631	2,127	2,365	2,688	3,824	4,348	4,010
Financing Profit	18.99	−39.97	−105	133	191	170	−84.02	184	399	−564	−945	−367
Financing Margin %	5.0%	−4.0%	−7.0%	6.0%	7.0%	5.0%	−2.0%	4.0%	7.0%	−9.0%	−14.0%	−5.2%
Other Income	71.11	233	241	284	282	418	539	671	800	913	1,076	1,037
Depreciation	4.98	31.91	87.66	91.65	95.75	75.79	74.74	84.75	134	148	0.00	0.00
Profit before tax	84.74	161	48.87	323	376	510	377	767	1,061	199	128	669
Tax %	0.0%	35.9%	33.9%	34.9%	35.0%	24.9%	25.9%	24.9%	24.9%	26.0%	19.9%	—
Net Profit	84.80	104	31.88	210	243	383	280	573	797	146	103	510
EPS (Rs)	2.00	1.05	0.33	2.10	2.30	3.38	2.25	5.17	7.03	1.30	0.91	4.45
Dividend payout %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	19.0%	14.0%	78.0%	0.0%	—

Equitas Small Finance Bank balance sheet

₹ crore, at each year end.

Equitas Small Finance Bank Balance sheet
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	422	1,003	1,002	1,002	1,050	1,135	1,247	1,107	1,131	1,135	1,137
Reserves	288	1,004	1,036	1,245	1,688	2,252	2,986	4,038	4,825	4,919	4,973
Deposits	—	1,920	5,595	8,992	10,777	16,364	18,914	25,303	36,083	43,019	46,451
Borrowings	1,633	4,764	5,162	3,959	5,121	4,152	2,608	2,963	1,782	2,129	5,754
Other Liabilities	64.68	530	483	526	625	751	1,129	1,471	1,411	1,512	2,170
Total Liabilities	2,408	9,222	13,277	15,725	19,263	24,655	26,885	34,883	45,232	52,715	60,484
Fixed Assets	11.02	275	280	236	210	184	189	338	538	532	716
CWIP	0.00	15.02	1.01	2.01	2.01	1.01	11.01	41.06	68.07	165	0.00
Investments	0.00	1,884	3,848	2,338	2,337	3,692	4,438	6,651	9,044	9,265	10,119
Other Assets	2,397	7,049	9,148	13,149	16,712	20,777	22,245	27,852	35,581	42,753	49,649
Cash & equivalents	101	182	271	288	243	419	1,923	1,056	3,410	4,853	5,583
Total Assets	2,408	9,222	13,277	15,725	19,263	24,655	26,885	34,883	45,232	52,715	60,484

Equitas Small Finance Bank cash flow

₹ crore, for each year.

Equitas Small Finance Bank Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	—	−336	1,331	213	1,797	439	2,039	159	−996	3,826	1,934	−3,308
Cash from investing activity	—	−9.03	−406	−11.04	−7.02	−72.27	−43.16	−89.38	49.17	−361	−240	−186
Cash from financing activity	—	168	−565	−28.08	−1,711	911	−1,157	−1,321	60.16	−1,213	260	3,653
Net cash flow	—	−176	365	172	85.73	1,271	844	−1,241	−885	2,254	1,950	140
Capex	8.02	8.03	295	81.30	52.13	74.21	50.17	93.27	267	365	246	194
Free cash flow	—	−345	1,043	133	1,753	367	1,997	68.12	−1,264	3,481	1,700	−3,505
CFO / OP %	—	−161.0%	341.0%	42.1%	177.1%	43.1%	140.1%	24.1%	−45.0%	147.1%	84.1%	−131.9%

Equitas Small Finance Bank ratios

Working-capital days and returns, by year.

Equitas Small Finance Bank Ratios
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	12.0%	8.0%	2.0%	10.0%	10.0%	13.0%	7.0%	12.0%	14.0%	2.0%	2.0%

Equitas Small Finance Bank: frequently asked questions

What are the latest quarterly results of Equitas Small Finance Bank?

For the Jun 2026 quarter, Equitas Small Finance Bank reported revenue of ₹1,955 Cr, up 18.9% year on year and net profit of ₹183 Cr.

What is the annual revenue of Equitas Small Finance Bank?

Equitas Small Finance Bank's revenue for the year to Mar 2026 were ₹6,779 Cr; over the last twelve months they were ₹7,087 Cr.

What is the net profit of Equitas Small Finance Bank?

Net profit for the year to Mar 2026 was ₹103 Cr, and ₹510 Cr over the last twelve months. Earnings per share over the same trailing period were ₹4.45.

What is the free cash flow of Equitas Small Finance Bank?

Cash from operations was −₹3,308 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹3,505 Cr.

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