The Federal Bank quarterly results and financials

The Federal Bank (FEDERALBNK)₹344.10+2.20%(9 Nov 2026 close)Private Sector Bank

Key facts

In the Sep 2026 quarter (consolidated), The Federal Bank reported revenue of ₹8,394 Cr, up 16.2% from Sep 2025, and net profit of ₹1,569 Cr, up 53.2% year on year. For the year to Mar 2026, revenue were ₹29,720 Cr and net profit ₹4,497 Cr.

Revenue (Sep 2026): ₹8,394 Cr
Net profit (Sep 2026): ₹1,569 Cr
Revenue (FY Mar 2026): ₹29,720 Cr
Net profit (FY Mar 2026): ₹4,497 Cr
EPS (Sep 2026): ₹6.07
Borrowings (Mar 2026): ₹33,193 Cr

Company filings, consolidated accounts; latest reported quarter Sep 2026

The Federal Bank quarterly results

₹ crore unless stated; each column is a quarter.

The Federal Bank Quarterly results
	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	6,092	6,343	6,732	7,018	7,274	7,115	7,161	7,222	7,366	7,959	7,871	8,394
Interest	3,772	3,944	4,221	4,404	4,582	4,471	4,556	4,441	4,414	4,417	4,554	4,793
Net interest income	2,321	2,399	2,512	2,614	2,692	2,644	2,605	2,781	2,952	3,542	3,317	3,601
Expenses	1,818	1,920	2,052	2,155	2,356	2,271	2,513	2,523	2,600	3,025	2,673	3,006
Financing Profit	511	487	469	464	346	386	105	267	365	529	659	601
Financing Margin %	8.0%	7.9%	7.0%	7.0%	5.0%	5.0%	1.0%	4.0%	5.0%	7.0%	8.0%	7.0%
Other Income	908	811	937	1,010	931	1,048	1,165	1,105	1,144	1,187	1,082	1,522
Profit before tax	1,417	1,293	1,401	1,469	1,273	1,430	1,266	1,370	1,504	1,710	1,737	2,115
Tax %	25.0%	25.0%	26.0%	25.0%	26.0%	23.0%	25.0%	26.0%	24.9%	19.0%	25.0%	26.0%
Net Profit	1,068	996	1,049	1,116	952	1,122	953	1,024	1,127	1,394	1,304	1,569
EPS (Rs)	4.27	4.00	4.21	4.48	3.86	4.45	3.75	4.04	4.45	5.43	5.10	6.07
Gross NPA %	2.3%	2.1%	2.1%	2.1%	2.0%	1.8%	1.9%	1.8%	1.7%	1.6%	1.5%	1.3%
Net NPA %	0.7%	0.6%	0.6%	0.6%	0.5%	0.4%	0.5%	0.5%	0.4%	0.2%	0.2%	0.2%
Provision coverage (approx., excl. write-offs) %	70.2%	70.1%	71.6%	72.7%	74.9%	76.1%	74.9%	73.8%	75.6%	87.7%	88.2%	87.1%

The Federal Bank profit and loss

₹ crore unless stated; years end in March. TTM is the last four quarters.

The Federal Bank Profit and loss
	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	7,832	8,794	9,927	11,653	13,599	14,325	14,390	17,824	23,580	28,134	29,720	31,590
Interest	5,272	5,666	6,240	7,341	8,696	8,461	7,980	9,995	14,525	17,689	17,833	18,178
Net interest income	2,560	3,128	3,687	4,312	4,903	5,863	6,411	7,829	9,056	10,444	11,888	13,412
Expenses	2,534	2,757	3,341	3,580	4,619	5,537	5,771	5,841	6,804	8,545	10,358	11,304
Financing Profit	38.01	382	358	747	304	352	665	2,012	2,281	1,954	1,573	2,155
Financing Margin %	0.0%	4.0%	4.0%	6.0%	2.0%	2.0%	5.0%	11.0%	9.9%	7.0%	5.0%	6.8%
Other Income	809	1,085	1,161	1,336	1,883	1,974	2,123	2,439	3,220	3,929	4,601	4,934
Depreciation	108	124	125	122	126	115	139	182	234	288	306	0.00
Profit before tax	738	1,339	1,389	1,956	2,054	2,205	2,641	4,250	5,248	5,573	5,850	7,066
Tax %	34.0%	36.0%	35.0%	35.0%	24.9%	25.0%	26.0%	26.0%	25.0%	25.0%	24.0%	—
Exceptional items	0.00	0.00	0.00	11.99	3.99	0.99	3.99	0.99	5.99	2.99	24.96	—
Net Profit	487	868	936	1,320	1,592	1,681	1,999	3,214	3,966	4,241	4,497	5,394
EPS (Rs)	2.82	5.04	4.73	6.64	7.94	8.35	9.38	14.96	15.94	16.94	17.62	21.05
Dividend payout %	25.0%	18.0%	21.0%	21.0%	0.0%	8.0%	19.0%	7.0%	8.0%	7.0%	7.0%	—

The Federal Bank balance sheet

₹ crore, at each year end.

The Federal Bank Balance sheet
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	171	345	346	395	398	400	400	421	423	488	492	494
Reserves	7,542	7,731	8,618	11,903	13,120	14,441	16,124	18,853	21,730	29,684	34,073	39,633
Deposits	70,881	79,236	97,761	1,11,974	1,34,925	1,52,319	1,72,357	1,81,766	2,13,041	2,52,550	2,83,498	3,13,842
Borrowings	2,394	5,228	6,341	12,329	8,699	12,510	12,263	19,563	25,820	25,167	32,568	33,193
Other Liabilities	2,003	2,245	2,539	2,653	3,486	3,769	4,025	5,748	7,065	10,168	9,580	15,428
Total Liabilities	82,991	94,785	1,15,605	1,39,255	1,60,628	1,83,437	2,05,170	2,26,351	2,68,081	3,18,057	3,60,212	4,02,590
Fixed Assets	445	507	476	451	461	476	504	642	888	994	1,453	1,417
CWIP	27.10	16.05	15.06	10.03	18.05	28.08	13.04	29.12	81.33	67.27	72.27	108
Investments	20,424	25,004	28,000	30,707	31,785	35,835	36,853	39,239	48,871	61,276	66,316	76,784
Other Assets	62,094	69,257	87,113	1,08,088	1,28,365	1,47,099	1,67,799	1,86,441	2,18,239	2,55,719	2,92,372	3,24,280
Cash & equivalents	3,387	3,782	4,585	5,142	6,428	6,185	7,658	16,078	12,620	11,529	20,374	15,598
Total Assets	82,991	94,785	1,15,605	1,39,255	1,60,628	1,83,437	2,05,170	2,26,351	2,68,081	3,18,057	3,60,212	4,02,590

The Federal Bank cash flow

₹ crore, for each year.

The Federal Bank Cash flow
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from operating activity	5,143	−1,554	3,423	−5,040	7,850	3,725	11,160	−7,759	488	6,418	8,780	4,340
Cash from investing activity	−1,362	1,987	−2,381	−1,577	−3,375	−4,680	−3,911	899	−9,852	−8,893	−3,791	−11,098
Cash from financing activity	−3,553	205	986	8,385	−3,642	3,669	−208	8,210	6,045	3,876	7,415	2,073
Net cash flow	250	638	2,031	1,740	858	2,701	7,052	1,318	−3,329	1,388	12,387	−4,693
Capex	121	161	94.82	95.81	144	154	130	295	483	327	753	308
Free cash flow	5,019	−1,710	3,327	−5,125	7,723	3,574	11,008	−8,031	7.98	6,091	8,018	4,046

The Federal Bank ratios

Working-capital days and returns, by year.

The Federal Bank Ratios
	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	15.1%	6.0%	10.0%	9.0%	10.0%	11.0%	11.0%	11.1%	15.0%	15.1%	13.1%	12.1%

The Federal Bank: frequently asked questions

What are the latest quarterly results of The Federal Bank?

For the Sep 2026 quarter, The Federal Bank reported revenue of ₹8,394 Cr, up 16.2% year on year and net profit of ₹1,569 Cr, up 53.2% year on year.

What is the annual revenue of The Federal Bank?

The Federal Bank's revenue for the year to Mar 2026 were ₹29,720 Cr; over the last twelve months they were ₹31,590 Cr.

What is the net profit of The Federal Bank?

Net profit for the year to Mar 2026 was ₹4,497 Cr, and ₹5,394 Cr over the last twelve months. Earnings per share over the same trailing period were ₹21.05.

What is the free cash flow of The Federal Bank?

Cash from operations was ₹4,340 Cr in the year to Mar 2026; after capital spending, free cash flow was ₹4,046 Cr.

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