Finbud Financial Services (FINBUD)₹127.90−0.08%Financial Technology (Fintech)
In the Mar 2026 quarter (consolidated), Finbud Financial Services reported sales of ₹177 Cr and net profit of ₹6.33 Cr. For the year to Mar 2026, sales were ₹315 Cr and net profit ₹11.95 Cr.
Company filings, consolidated accounts; latest reported quarter Mar 2026
| Mar 2026 | |
|---|---|
| Sales | 177 |
| Expenses | 168 |
| Operating Profit | 9.19 |
| OPM % | 5.2% |
| Other Income | 1.63 |
| Interest | 1.40 |
| Depreciation | 1.42 |
| Profit before tax | 7.98 |
| Tax % | 20.6% |
| Net Profit | 6.33 |
| EPS (Rs) | 3.34 |
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Sales | 87.79 | 135 | 189 | 223 | 315 |
| Expenses | 86.23 | 131 | 180 | 210 | 298 |
| Operating Profit | 1.99 | 3.99 | 10.96 | 14.95 | 17.95 |
| OPM % | 2.3% | 3.1% | 6.0% | 7.1% | 6.0% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 2.01 |
| Interest | 0.99 | 0.99 | 0.99 | 0.99 | 2.99 |
| Depreciation | 0.99 | 0.99 | 0.99 | 1.99 | 1.99 |
| Profit before tax | 0.00 | 1.99 | 7.99 | 11.98 | 14.97 |
| Tax % | 106.0% | 25.0% | 30.0% | 29.0% | 24.0% |
| Net Profit | 0.00 | 1.99 | 5.98 | 7.97 | 11.95 |
| EPS (Rs) | −6.38 | 1,172.57 | 3,607.39 | 6.08 | 6.13 |
| Dividend payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Equity Capital | 0.03 | 0.03 | 0.03 | 14.06 | 19.05 |
| Reserves | 4.01 | 6.01 | 12.01 | 22.03 | 96.03 |
| Borrowings | 6.01 | 7.02 | 12.03 | 19.07 | 23.06 |
| Other Liabilities | 15.01 | 13.99 | 21.04 | 13.95 | 28.14 |
| Total Liabilities | 25.04 | 28.03 | 45.09 | 69.11 | 167 |
| Fixed Assets | 2.01 | 2.01 | 2.01 | 3.01 | 5.02 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 6.02 |
| Other Assets | 23.03 | 26.02 | 43.08 | 66.10 | 156 |
| Trade receivables | 11.99 | 14.97 | 26.95 | 34.92 | 43.89 |
| Cash & equivalents | 0.00 | 2.01 | 3.01 | 8.02 | 70.17 |
| Total Assets | 25.04 | 28.03 | 45.09 | 69.11 | 167 |
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Cash from operating activity | 2.01 | 3.01 | −2.01 | −13.01 | −13.01 |
| Cash from investing activity | −1.01 | −1.01 | −2.01 | −1.01 | −2.01 |
| Cash from financing activity | −2.01 | 1.01 | 4.01 | 20.01 | 77.07 |
| Net cash flow | −0.99 | 1.99 | 0.00 | 5.98 | 61.85 |
| Capex | 0.80 | 1.54 | 1.69 | 1.67 | 3.99 |
| Free cash flow | 1.01 | 1.01 | −4.01 | −15.02 | −17.02 |
| CFO / OP % | 101.9% | 77.9% | 3.0% | −67.1% | −70.1% |
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|
| Debtor days | 51 | 42 | 53 | 58 | 52 |
| Cash conversion cycle | 50 | 41 | 52 | 57 | 51 |
| Working capital days | 22 | 19 | 21 | 42 | 46 |
| ROCE % | — | 29.0% | 48.9% | 34.0% | 18.0% |
For the Mar 2026 quarter, Finbud Financial Services reported sales of ₹177 Cr and net profit of ₹6.33 Cr. The operating margin was 5.2%.
Finbud Financial Services' sales for the year to Mar 2026 were ₹315 Cr.
Net profit for the year to Mar 2026 was ₹11.95 Cr. Earnings per share over the same trailing period were ₹6.13.
Finbud Financial Services reported borrowings of ₹23.06 Cr at Mar 2026, against cash and equivalents of ₹70.17 Cr.
Cash from operations was −₹13.01 Cr in the year to Mar 2026; after capital spending, free cash flow was −₹17.02 Cr.